    <SEC-DOCUMENT>0000024090-24-000082-index.html : 20240429
    <SEC-HEADER>0000024090-24-000082.hdr.sgml : 20240429
    <ACCEPTANCE-DATETIME>20240429115940
    ACCESSION NUMBER:		0000024090-24-000082
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		1
    CONFORMED PERIOD OF REPORT:	20231231
    FILED AS OF DATE:		20240429
    DATE AS OF CHANGE:		20240429
    EFFECTIVENESS DATE:		20240429

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			CITIZENS, INC.
    		CENTRAL INDEX KEY:			0000024090
    		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				840755371
    		STATE OF INCORPORATION:			CO
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	000-16509
    		FILM NUMBER:		24888359

    	BUSINESS ADDRESS:
    		STREET 1:		11815 ALTERRA PKWY
    		STREET 2:		SUITE 1500
    		CITY:			AUSTIN
    		STATE:			TX
    		ZIP:			78758
    		BUSINESS PHONE:		5128377100

    	MAIL ADDRESS:
    		STREET 1:		P O BOX 149151
    		CITY:			AUSTIN
    		STATE:			TX
    		ZIP:			78714

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	CITIZENS INC
    		DATE OF NAME CHANGE:	19920703

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	CONTINENTAL INVESTORS LIFE INC
    		DATE OF NAME CHANGE:	19881222
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>citizensinc_annualreportx2.pdf
    <DESCRIPTION>ARS
    <TEXT>
    Document 1 - file: citizensinc_annualreportx2.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>