<SEC-DOCUMENT>0000024090-24-000122.txt : 20240702
<SEC-HEADER>0000024090-24-000122.hdr.sgml : 20240702
<ACCEPTANCE-DATETIME>20240702163210
ACCESSION NUMBER:		0000024090-24-000122
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20240401
FILED AS OF DATE:		20240702
DATE AS OF CHANGE:		20240702

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Shields Gerald
		CENTRAL INDEX KEY:			0001699046
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16509
		FILM NUMBER:		241096076

	MAIL ADDRESS:	
		STREET 1:		11815 ALTERRA PARKWAY, SUITE 1500
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78758

	FORMER NAME:	
		FORMER CONFORMED NAME:	SHIELDS GERALD W
		DATE OF NAME CHANGE:	20170227

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS, INC.
		CENTRAL INDEX KEY:			0000024090
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				840755371
		STATE OF INCORPORATION:			CO
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		11815 ALTERRA PKWY
		STREET 2:		SUITE 1500
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78758
		BUSINESS PHONE:		5128377100

	MAIL ADDRESS:	
		STREET 1:		P O BOX 149151
		CITY:			AUSTIN
		STATE:			TX
		ZIP:			78714

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS INC
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CONTINENTAL INVESTORS LIFE INC
		DATE OF NAME CHANGE:	19881222
</SEC-HEADER>
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<TYPE>4
<SEQUENCE>1
<FILENAME>wk-form4_1719952320.xml
<DESCRIPTION>FORM 4
<TEXT>
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    <periodOfReport>2024-04-01</periodOfReport>

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    <issuer>
        <issuerCik>0000024090</issuerCik>
        <issuerName>CITIZENS, INC.</issuerName>
        <issuerTradingSymbol>CIA</issuerTradingSymbol>
    </issuer>

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            <rptOwnerName>Shields Gerald</rptOwnerName>
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            <rptOwnerStreet1>11815 ALTERRA PARKWAY, SUITE 1500</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>AUSTIN</rptOwnerCity>
            <rptOwnerState>TX</rptOwnerState>
            <rptOwnerZipCode>78758</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
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    <derivativeTable>
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            </securityTitle>
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            <transactionAmounts>
                <transactionShares>
                    <value>42230</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
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            <exerciseDate>
                <footnoteId id="F3"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F3"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Class A Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>42230</value>
                </underlyingSecurityShares>
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                <transactionCode>M</transactionCode>
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                <transactionPricePerShare>
                    <value>0</value>
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                    <value>D</value>
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            <exerciseDate>
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            <underlyingSecurity>
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                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>75845</value>
                </underlyingSecurityShares>
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                    <value>0</value>
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                <directOrIndirectOwnership>
                    <value>D</value>
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                <footnoteId id="F5"/>
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                <underlyingSecurityTitle>
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    <footnotes>
        <footnote id="F1">These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.</footnote>
        <footnote id="F2">Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.</footnote>
        <footnote id="F3">On March 31, 2023, the reporting person was granted an award of restricted stock units (RSUs).  These RSUs fully accelerated and vested upon the reporting person's retirement on June 30, 2024.</footnote>
        <footnote id="F4">On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. These RSUs fully accelerated and vested upon the reporting person's retirement on June 30, 2024.</footnote>
        <footnote id="F5">On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive.  The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/Sheryl Kinlaw, Attorney-in-Fact</signatureName>
        <signatureDate>2024-07-02</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
