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Policy Claim Liability (Tables) | 12 Months Ended
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Dec. 31, 2024
Insurance [Abstract] |
Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] | The following table presents information on changes in the liability for policy and contract claims.
Years ended December 31, (In thousands) | 2024 |  | 2023 |  |
Policy claims payable: |  |  |  |  |
Balance at January 1 | $ | 6,637 |  |  | 9,884 |  |  |
Less: reinsurance recoverable | 1,298 |  |  | 2,070 |  |  |
Net balance at January 1 | 5,339 |  |  | 7,814 |  |  |
Add claims incurred, related to: |  |  |  |  |
Current year | 26,781 |  |  | 25,630 |  |  |
Prior years(1) | (552) |  |  | (522) |  |  |
| 26,229 |  |  | 25,108 |  |  |
Deduct claims paid, related to: |  |  |  |  |
Current year | 19,189 |  |  | 20,786 |  |  |
Prior years | 4,480 |  |  | 6,797 |  |  |
| 23,669 |  |  | 27,583 |  |  |
Net balance December 31 | 7,899 |  |  | 5,339 |  |  |
Plus: reinsurance recoverable | 923 |  |  | 1,298 |  |  |
Balance at December 31 | $ | 8,822 |  |  | 6,637 |  |  |
(1) This line is primarily impacted by the level of claim resolutions in the period compared to that which is expected by the reserve assumption. A positive number implies an unfavorable result where claim resolutions were less favorable than assumed while a negative number implies a favorable result compared to assumptions. Our claim assumptions will vary from actual experience in any one period, either favorably or unfavorably.

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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-3 + Details
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