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Policyholders' Liabilities - Schedule of Liability for Future Policy Benefits (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Net liability for future policy benefits $ 1,178,199 $ 1,196,274 $ 1,173,105  
Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 314,880 258,177    
Beginning balance at original discount rate 326,099 265,959    
Effect of actual variances from expected experience     (7,578) $ (1,568)
Adjusted beginning of year balance     318,521 264,391
Issuances 27,893 18,812    
Interest accrual 3,388 2,667    
Net premiums collected (14,529) (11,180)    
Derecognition and other (2,366) (2,409)    
Ending balance at original discount rate 332,907 272,281    
Effect of changes in discount rates (7,341) (9,610)    
Balance, end of period 325,566 262,671    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 1,183,622 1,168,472    
Beginning balance at original discount rate 1,253,290 1,198,717    
Effect of actual variances from expected experience     (6,992) (498)
Adjusted beginning of year balance     1,246,298 1,198,219
Issuances 28,148 19,073    
Interest accrual 13,664 13,080    
Benefit payments (32,220) (24,753)    
Derecognition and other (2,651) (2,974)    
Ending balance at original discount rate 1,253,239 1,202,645    
Effect of changes in discount rates (57,432) (54,029)    
Post-adoption liability, ending balance 1,195,807 1,148,616    
Net liability for future policy benefits 870,241 885,945    
Less: Reinsurance recoverable 2,875      
Net liability for future policy benefits, after reinsurance recoverable 867,366      
Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 108,336 113,757    
Beginning balance at original discount rate 115,758 117,557    
Effect of actual variances from expected experience     (2,367) (2,781)
Adjusted beginning of year balance     113,391 114,776
Issuances 4,179 4,837    
Interest accrual 1,186 1,189    
Net premiums collected (3,070) (2,936)    
Derecognition and other (70) 81    
Ending balance at original discount rate 115,616 117,947    
Effect of changes in discount rates (6,236) (6,233)    
Balance, end of period 109,380 111,714    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 310,448 334,730    
Beginning balance at original discount rate 341,571 341,465    
Effect of actual variances from expected experience     (2,168) (2,445)
Adjusted beginning of year balance     339,403 339,020
Issuances 4,174 4,836    
Interest accrual 3,856 3,838    
Benefit payments (5,061) (5,108)    
Derecognition and other (80) 80    
Ending balance at original discount rate 342,292 342,666    
Effect of changes in discount rates (29,540) (20,901)    
Post-adoption liability, ending balance 312,752 321,765    
Net liability for future policy benefits 203,372 210,051    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 203,372      
Permanent | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 299,918 244,917    
Beginning balance at original discount rate 310,919 252,426    
Effect of actual variances from expected experience     (8,002) (1,772)
Adjusted beginning of year balance     302,917 250,654
Issuances 26,908 18,208    
Interest accrual 3,241 2,550    
Net premiums collected (13,087) (10,497)    
Derecognition and other (2,484) (2,456)    
Ending balance at original discount rate 317,495 258,459    
Effect of changes in discount rates (7,228) (9,285)    
Balance, end of period 310,267 249,174    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 996,556 973,350    
Beginning balance at original discount rate 1,051,493 995,962    
Effect of actual variances from expected experience     (8,017) (1,592)
Adjusted beginning of year balance     1,043,476 994,370
Issuances 27,035 18,424    
Interest accrual 11,608 11,014    
Benefit payments (26,576) (20,342)    
Derecognition and other (2,639) (2,976)    
Ending balance at original discount rate 1,052,904 1,000,490    
Effect of changes in discount rates (44,101) (41,718)    
Post-adoption liability, ending balance 1,008,803 958,772    
Net liability for future policy benefits 698,536 709,598    
Less: Reinsurance recoverable 2,875      
Net liability for future policy benefits, after reinsurance recoverable 695,661      
Permanent | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 94,458 98,831    
Beginning balance at original discount rate 101,026 102,045    
Effect of actual variances from expected experience     (1,714) (1,703)
Adjusted beginning of year balance     99,312 100,342
Issuances 3,632 4,152    
Interest accrual 1,053 1,057    
Net premiums collected (3,017) (3,016)    
Derecognition and other (49) 74    
Ending balance at original discount rate 100,931 102,609    
Effect of changes in discount rates (5,556) (5,401)    
Balance, end of period 95,375 97,208    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 198,809 211,946    
Beginning balance at original discount rate 218,555 217,524    
Effect of actual variances from expected experience     (1,849) (1,697)
Adjusted beginning of year balance     216,706 215,827
Issuances 3,633 4,153    
Interest accrual 2,419 2,401    
Benefit payments (3,703) (3,672)    
Derecognition and other (57) 73    
Ending balance at original discount rate 218,998 218,782    
Effect of changes in discount rates (18,431) (13,926)    
Post-adoption liability, ending balance 200,567 204,856    
Net liability for future policy benefits 105,192 107,648    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 105,192      
Permanent Limited Pay | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 14,962 13,260    
Beginning balance at original discount rate 15,180 13,533    
Effect of actual variances from expected experience     424 204
Adjusted beginning of year balance     15,604 13,737
Issuances 985 604    
Interest accrual 147 117    
Net premiums collected (1,442) (683)    
Derecognition and other 118 47    
Ending balance at original discount rate 15,412 13,822    
Effect of changes in discount rates (113) (325)    
Balance, end of period 15,299 13,497    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 187,066 195,122    
Beginning balance at original discount rate 201,797 202,755    
Effect of actual variances from expected experience     1,025 1,094
Adjusted beginning of year balance     202,822 203,849
Issuances 1,113 649    
Interest accrual 2,056 2,066    
Benefit payments (5,644) (4,411)    
Derecognition and other (12) 2    
Ending balance at original discount rate 200,335 202,155    
Effect of changes in discount rates (13,331) (12,311)    
Post-adoption liability, ending balance 187,004 189,844    
Net liability for future policy benefits 171,705 176,347    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 171,705      
Permanent Limited Pay | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 13,878 14,926    
Beginning balance at original discount rate 14,732 15,512    
Effect of actual variances from expected experience     (653) (1,078)
Adjusted beginning of year balance     14,079 14,434
Issuances 547 685    
Interest accrual 133 132    
Net premiums collected (53) 80    
Derecognition and other (21) 7    
Ending balance at original discount rate 14,685 15,338    
Effect of changes in discount rates (680) (832)    
Balance, end of period 14,005 14,506    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 111,639 122,784    
Beginning balance at original discount rate 123,016 123,941    
Effect of actual variances from expected experience     (319) (748)
Adjusted beginning of year balance     $ 122,697 $ 123,193
Issuances 541 683    
Interest accrual 1,437 1,437    
Benefit payments (1,358) (1,436)    
Derecognition and other (23) 7    
Ending balance at original discount rate 123,294 123,884    
Effect of changes in discount rates (11,109) (6,975)    
Post-adoption liability, ending balance 112,185 116,909    
Net liability for future policy benefits 98,180 $ 102,403    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable $ 98,180