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Policyholders' Liabilities - Schedule of Liability for Future Policy Benefits (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Net liability for future policy benefits $ 1,171,356   $ 1,173,105  
Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 314,880 $ 258,177    
Beginning balance at original discount rate 326,099 265,959    
Effect of actual variances from expected experience     (15,749) $ (3,424)
Adjusted beginning of year balance     310,350 262,535
Issuances 57,822 40,957    
Interest accrual 6,875 5,488    
Net premiums collected (29,688) (23,469)    
Derecognition and other (4,256) (3,320)    
Ending balance at original discount rate 341,103 282,191    
Effect of changes in discount rates (6,088) (10,388)    
Balance, end of period 335,015 271,803    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 1,183,622 1,168,472    
Beginning balance at original discount rate 1,253,290 1,198,717    
Effect of actual variances from expected experience     (13,741) (343)
Adjusted beginning of year balance     1,239,549 1,198,374
Issuances 58,296 41,453    
Interest accrual 27,315 26,261    
Benefit payments (65,708) (51,917)    
Derecognition and other (4,773) (4,138)    
Ending balance at original discount rate 1,254,679 1,210,033    
Effect of changes in discount rates (57,270) (58,636)    
Post-adoption liability, ending balance 1,197,409 1,151,397    
Net liability for future policy benefits 862,394 879,594    
Less: Reinsurance recoverable 3,986 142    
Net liability for future policy benefits, after reinsurance recoverable 858,408 879,452    
Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 108,336 113,757    
Beginning balance at original discount rate 115,758 117,557    
Effect of actual variances from expected experience     (3,506) (4,604)
Adjusted beginning of year balance     112,252 112,953
Issuances 8,381 9,316    
Interest accrual 2,388 2,401    
Net premiums collected (6,145) (5,897)    
Derecognition and other 63 225    
Ending balance at original discount rate 116,939 118,998    
Effect of changes in discount rates (6,311) (6,608)    
Balance, end of period 110,628 112,390    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 310,448 334,730    
Beginning balance at original discount rate 341,571 341,465    
Effect of actual variances from expected experience     (2,518) (3,631)
Adjusted beginning of year balance     339,053 337,834
Issuances 8,375 9,317    
Interest accrual 7,737 7,704    
Benefit payments (11,077) (10,826)    
Derecognition and other 50 219    
Ending balance at original discount rate 344,138 344,248    
Effect of changes in discount rates (32,534) (23,003)    
Post-adoption liability, ending balance 311,604 321,245    
Net liability for future policy benefits 200,976 208,855    
Less: Reinsurance recoverable 0 0    
Net liability for future policy benefits, after reinsurance recoverable 200,976 208,855    
Permanent | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 299,918 244,917    
Beginning balance at original discount rate 310,919 252,426    
Effect of actual variances from expected experience     (16,659) (3,880)
Adjusted beginning of year balance     294,260 248,546
Issuances 55,982 39,391    
Interest accrual 6,577 5,243    
Net premiums collected (27,005) (21,932)    
Derecognition and other (4,405) (3,417)    
Ending balance at original discount rate 325,409 267,831    
Effect of changes in discount rates (6,052) (10,055)    
Balance, end of period 319,357 257,776    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 996,556 973,350    
Beginning balance at original discount rate 1,051,493 995,962    
Effect of actual variances from expected experience     (15,805) (2,480)
Adjusted beginning of year balance     1,035,688 993,482
Issuances 56,302 39,803    
Interest accrual 23,214 22,134    
Benefit payments (55,261) (42,634)    
Derecognition and other (4,771) (4,154)    
Ending balance at original discount rate 1,055,172 1,008,631    
Effect of changes in discount rates (43,994) (45,573)    
Post-adoption liability, ending balance 1,011,178 963,058    
Net liability for future policy benefits 691,821 705,282    
Less: Reinsurance recoverable 3,986 142    
Net liability for future policy benefits, after reinsurance recoverable 687,835 705,140    
Permanent | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 94,458 98,831    
Beginning balance at original discount rate 101,026 102,045    
Effect of actual variances from expected experience     (2,315) (2,791)
Adjusted beginning of year balance     98,711 99,254
Issuances 7,241 8,038    
Interest accrual 2,121 2,135    
Net premiums collected (6,037) (6,056)    
Derecognition and other 57 190    
Ending balance at original discount rate 102,093 103,561    
Effect of changes in discount rates (5,670) (5,741)    
Balance, end of period 96,423 97,820    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 198,809 211,946    
Beginning balance at original discount rate 218,555 217,524    
Effect of actual variances from expected experience     (2,147) (2,714)
Adjusted beginning of year balance     216,408 214,810
Issuances 7,240 8,037    
Interest accrual 4,858 4,826    
Benefit payments (8,125) (7,789)    
Derecognition and other 47 187    
Ending balance at original discount rate 220,428 220,071    
Effect of changes in discount rates (20,044) (15,138)    
Post-adoption liability, ending balance 200,384 204,933    
Net liability for future policy benefits 103,961 107,113    
Less: Reinsurance recoverable 0 0    
Net liability for future policy benefits, after reinsurance recoverable 103,961 107,113    
Permanent Limited Pay | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 14,962 13,260    
Beginning balance at original discount rate 15,180 13,533    
Effect of actual variances from expected experience     910 456
Adjusted beginning of year balance     16,090 13,989
Issuances 1,840 1,566    
Interest accrual 298 245    
Net premiums collected (2,683) (1,537)    
Derecognition and other 149 97    
Ending balance at original discount rate 15,694 14,360    
Effect of changes in discount rates (36) (333)    
Balance, end of period 15,658 14,027    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 187,066 195,122    
Beginning balance at original discount rate 201,797 202,755    
Effect of actual variances from expected experience     2,064 2,137
Adjusted beginning of year balance     203,861 204,892
Issuances 1,994 1,650    
Interest accrual 4,101 4,127    
Benefit payments (10,447) (9,283)    
Derecognition and other (2) 16    
Ending balance at original discount rate 199,507 201,402    
Effect of changes in discount rates (13,276) (13,063)    
Post-adoption liability, ending balance 186,231 188,339    
Net liability for future policy benefits 170,573 174,312    
Less: Reinsurance recoverable 0 0    
Net liability for future policy benefits, after reinsurance recoverable 170,573 174,312    
Permanent Limited Pay | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 13,878 14,926    
Beginning balance at original discount rate 14,732 15,512    
Effect of actual variances from expected experience     (1,191) (1,813)
Adjusted beginning of year balance     13,541 13,699
Issuances 1,140 1,278    
Interest accrual 267 266    
Net premiums collected (108) 159    
Derecognition and other 6 35    
Ending balance at original discount rate 14,846 15,437    
Effect of changes in discount rates (641) (867)    
Balance, end of period 14,205 14,570    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 111,639 122,784    
Beginning balance at original discount rate 123,016 123,941    
Effect of actual variances from expected experience     (371) (917)
Adjusted beginning of year balance     $ 122,645 $ 123,024
Issuances 1,135 1,280    
Interest accrual 2,879 2,878    
Benefit payments (2,952) (3,037)    
Derecognition and other 3 32    
Ending balance at original discount rate 123,710 124,177    
Effect of changes in discount rates (12,490) (7,865)    
Post-adoption liability, ending balance 111,220 116,312    
Net liability for future policy benefits 97,015 101,742    
Less: Reinsurance recoverable 0 0    
Net liability for future policy benefits, after reinsurance recoverable $ 97,015 $ 101,742