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Policyholders' Liabilities - Schedule of Liability for Future Policy Benefits (Details) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Future policy benefit liability $ 1,193,631 $ 1,237,871 $ 1,173,105  
Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 314,880 258,177    
Beginning balance at original discount rate 326,099 265,959    
Effect of actual variances from expected experience     (24,754) $ (11,230)
Adjusted beginning of year balance     299,549 272,734
Issuances 88,484 76,675    
Interest accrual 10,403 8,722    
Net premiums collected (46,136) (38,486)    
Derecognition and other (6,342) (5,438)    
Ending balance at original discount rate 345,958 314,207    
Effect of changes in cash flow assumptions     (1,796) 18,005
Effect of changes in discount rates (323) (1,346)    
Balance, end of period 345,635 312,861    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 1,183,622 1,168,472    
Beginning balance at original discount rate 1,253,290 1,198,717    
Effect of actual variances from expected experience     (22,036) (6,740)
Adjusted beginning of year balance     1,230,195 1,211,031
Issuances 89,144 77,484    
Interest accrual 40,880 39,809    
Benefit payments (102,750) (80,722)    
Derecognition and other (7,130) (6,626)    
Ending balance at original discount rate 1,250,339 1,240,976    
Effect of changes in discount rates (29,322) (14,462)    
Post-adoption liability, ending balance 1,221,017 1,226,514    
Effect of changes in cash flow assumptions     (1,059) 19,054
Net liability for future policy benefits 875,382 913,653    
Less: Reinsurance recoverable 5,786 1,308    
Future policy benefit liability 869,594 912,345    
Plus: Flooring impact (2)      
Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 108,336 113,757    
Beginning balance at original discount rate 115,758 117,557    
Effect of actual variances from expected experience     (7,076) (9,310)
Adjusted beginning of year balance     109,431 107,806
Issuances 12,294 13,265    
Interest accrual 3,570 3,587    
Net premiums collected (8,610) (8,224)    
Derecognition and other 223 374    
Ending balance at original discount rate 116,908 116,808    
Effect of changes in cash flow assumptions     749 (441)
Effect of changes in discount rates (3,690) (2,367)    
Balance, end of period 113,218 114,441    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 310,448 334,730    
Beginning balance at original discount rate 341,571 341,465    
Effect of actual variances from expected experience     (5,388) (7,572)
Adjusted beginning of year balance     335,253 332,313
Issuances 12,283 13,265    
Interest accrual 11,601 11,538    
Benefit payments (16,088) (15,685)    
Derecognition and other 199 352    
Ending balance at original discount rate 343,248 341,783    
Effect of changes in discount rates (22,506) (8,290)    
Post-adoption liability, ending balance 320,742 333,493    
Effect of changes in cash flow assumptions     (930) (1,580)
Net liability for future policy benefits 207,524 219,052    
Less: Reinsurance recoverable 0 0    
Future policy benefit liability 207,524 219,052    
Plus: Flooring impact 0      
Permanent        
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Future policy benefit liability 803,301 845,097    
Permanent | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 299,918 244,917    
Beginning balance at original discount rate 310,919 252,426    
Effect of actual variances from expected experience     (25,621) (12,203)
Adjusted beginning of year balance     279,383 257,954
Issuances 85,513 74,426    
Interest accrual 9,912 8,342    
Net premiums collected (41,992) (36,066)    
Derecognition and other (6,592) (5,530)    
Ending balance at original discount rate 326,224 299,126    
Effect of changes in cash flow assumptions     (5,915) 17,731
Effect of changes in discount rates (413) (1,303)    
Balance, end of period 325,811 297,823    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 996,556 973,350    
Beginning balance at original discount rate 1,051,493 995,962    
Effect of actual variances from expected experience     (24,376) (9,656)
Adjusted beginning of year balance     1,020,066 1,004,626
Issuances 85,929 75,132    
Interest accrual 34,698 33,624    
Benefit payments (86,637) (67,441)    
Derecognition and other (7,141) (6,642)    
Ending balance at original discount rate 1,046,915 1,039,299    
Effect of changes in discount rates (19,237) (8,395)    
Post-adoption liability, ending balance 1,027,678 1,030,904    
Effect of changes in cash flow assumptions     (7,051) 18,320
Net liability for future policy benefits 701,867 733,081    
Less: Reinsurance recoverable 5,786 1,308    
Future policy benefit liability 696,079 731,773    
Plus: Flooring impact (2)      
Permanent | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 94,458 98,831    
Beginning balance at original discount rate 101,026 102,045    
Effect of actual variances from expected experience     (4,508) (5,784)
Adjusted beginning of year balance     97,349 95,799
Issuances 10,668 11,412    
Interest accrual 3,176 3,193    
Net premiums collected (9,054) (9,116)    
Derecognition and other 191 317    
Ending balance at original discount rate 102,330 101,605    
Effect of changes in cash flow assumptions     831 (462)
Effect of changes in discount rates (3,354) (2,042)    
Balance, end of period 98,976 99,563    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 198,809 211,946    
Beginning balance at original discount rate 218,555 217,524    
Effect of actual variances from expected experience     (4,499) (5,880)
Adjusted beginning of year balance     213,432 211,142
Issuances 10,664 11,407    
Interest accrual 7,284 7,233    
Benefit payments (11,706) (11,399)    
Derecognition and other 172 301    
Ending balance at original discount rate 219,846 218,684    
Effect of changes in discount rates (13,648) (5,797)    
Post-adoption liability, ending balance 206,198 212,887    
Effect of changes in cash flow assumptions     (624) (502)
Net liability for future policy benefits 107,222 113,324    
Less: Reinsurance recoverable 0 0    
Future policy benefit liability 107,222 113,324    
Plus: Flooring impact 0      
Permanent Limited Pay        
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Future policy benefit liability 273,817 286,300    
Permanent Limited Pay | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 14,962 13,260    
Beginning balance at original discount rate 15,180 13,533    
Effect of actual variances from expected experience     867 973
Adjusted beginning of year balance     20,166 14,780
Issuances 2,971 2,249    
Interest accrual 491 380    
Net premiums collected (4,144) (2,420)    
Derecognition and other 250 92    
Ending balance at original discount rate 19,734 15,081    
Effect of changes in cash flow assumptions     4,119 274
Effect of changes in discount rates 90 (43)    
Balance, end of period 19,824 15,038    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 187,066 195,122    
Beginning balance at original discount rate 201,797 202,755    
Effect of actual variances from expected experience     2,340 2,916
Adjusted beginning of year balance     210,129 206,405
Issuances 3,215 2,352    
Interest accrual 6,182 6,185    
Benefit payments (16,113) (13,281)    
Derecognition and other 11 16    
Ending balance at original discount rate 203,424 201,677    
Effect of changes in discount rates (10,085) (6,067)    
Post-adoption liability, ending balance 193,339 195,610    
Effect of changes in cash flow assumptions     5,992 734
Net liability for future policy benefits 173,515 180,572    
Less: Reinsurance recoverable 0 0    
Future policy benefit liability 173,515 180,572    
Plus: Flooring impact 0      
Permanent Limited Pay | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 13,878 14,926    
Beginning balance at original discount rate 14,732 15,512    
Effect of actual variances from expected experience     (2,568) (3,526)
Adjusted beginning of year balance     12,082 12,007
Issuances 1,626 1,853    
Interest accrual 394 394    
Net premiums collected 444 892    
Derecognition and other 32 57    
Ending balance at original discount rate 14,578 15,203    
Effect of changes in cash flow assumptions     (82) 21
Effect of changes in discount rates (336) (325)    
Balance, end of period 14,242 14,878    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 111,639 122,784    
Beginning balance at original discount rate 123,016 123,941    
Effect of actual variances from expected experience     (889) (1,692)
Adjusted beginning of year balance     121,821 121,171
Issuances 1,619 1,858    
Interest accrual 4,317 4,305    
Benefit payments (4,382) (4,286)    
Derecognition and other 27 51    
Ending balance at original discount rate 123,402 123,099    
Effect of changes in discount rates (8,858) (2,493)    
Post-adoption liability, ending balance 114,544 120,606    
Effect of changes in cash flow assumptions     $ (306) $ (1,078)
Net liability for future policy benefits 100,302 105,728    
Less: Reinsurance recoverable 0 0    
Future policy benefit liability 100,302 $ 105,728    
Plus: Flooring impact $ 0