XML 87 R63.htm IDEA: XBRL DOCUMENT v3.25.3
Segment Information (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Sep. 30, 2025
USD ($)
Sep. 30, 2024
USD ($)
Revenues:        
Premiums $ 43,303 $ 42,897 $ 126,488 $ 124,129
Property insurance 0 (16) 0 (18)
Net investment income 19,117 17,377 53,663 52,404
Investment related gains (losses), net (1,255) 827 (1,741) 1,537
Other income 1,643 630 5,136 3,457
Total revenues 62,808 61,731 183,546 181,527
Benefits and expenses:        
Claims and surrenders 44,276 36,478 124,594 104,121
Increase (decrease) in future policy benefit reserves (6,760) 471 (14,960) (130)
Policyholder liability remeasurement (gain) loss (459) 1,157 720 2,836
Policyholders' dividends 1,377 1,320 3,987 3,748
Total insurance benefits paid or provided 38,434 39,426 114,341 110,575
Commissions 11,655 12,957 34,339 35,639
Other general expenses 13,291 12,095 39,443 40,072
Capitalization of deferred policy acquisition costs (9,974) (10,430) (28,543) (29,304)
Amortization of deferred policy acquisition costs 4,795 4,493 14,055 12,804
Amortization of cost of insurance acquired 128 153 305 477
Total benefits and expenses 58,329 58,694 173,940 170,263
Net income (loss) before taxes 4,479 3,037 $ 9,606 11,264
Segment reporting, measurement differences between segment and consolidated income (loss)     The Company's Other Non-Insurance Enterprises represents the only reportable difference between segments and consolidated operations.  
Number of reportable segments     2  
Life Insurance Product Line[Member]        
Revenues:        
Premiums 42,872 42,461 $ 125,158 122,823
Accident and Health Insurance Product Line        
Revenues:        
Premiums 431 452 1,330 1,324
Life Insurance:        
Benefits and expenses:        
Amortization of deferred policy acquisition costs     11,862 10,781
Home Service Insurance:        
Benefits and expenses:        
Amortization of deferred policy acquisition costs     2,193 2,023
Operating Segments | Life Insurance:        
Revenues:        
Premiums 32,785 32,201 94,582 91,667
Property insurance   0   0
Net investment income 15,342 13,578 42,254 41,076
Investment related gains (losses), net (2,063) 936 (2,185) 1,743
Other income 1,518 630 5,011 3,354
Total revenues 47,582 47,345 139,662 137,840
Benefits and expenses:        
Claims and surrenders 38,603 30,083 107,968 86,616
Increase (decrease) in future policy benefit reserves (8,360) (1,497) (19,257) (4,959)
Policyholder liability remeasurement (gain) loss 1,405 1,681 2,499 3,360
Policyholders' dividends 1,372 1,314 3,969 3,731
Total insurance benefits paid or provided 33,020 31,581 95,179 88,748
Commissions 8,566 9,549 24,913 25,052
Other general expenses 7,050 6,791 20,266 19,752
Capitalization of deferred policy acquisition costs (8,670) (8,855) (24,544) (24,262)
Amortization of deferred policy acquisition costs 4,063 3,837 11,862 10,781
Amortization of cost of insurance acquired 18 26 60 81
Total benefits and expenses 44,047 42,929 127,736 120,152
Net income (loss) before taxes 3,535 4,416 11,926 17,688
Operating Segments | Life Insurance: | Life Insurance Product Line[Member]        
Revenues:        
Premiums 32,612 32,005 94,030 91,105
Operating Segments | Life Insurance: | Accident and Health Insurance Product Line        
Revenues:        
Premiums 173 196 552 562
Operating Segments | Home Service Insurance:        
Revenues:        
Premiums 10,518 10,712 31,906 32,480
Property insurance   (16)   (18)
Net investment income 3,581 3,552 10,854 10,618
Investment related gains (losses), net 799 (111) 433 (179)
Other income 0 0 0 20
Total revenues 14,898 14,137 43,193 42,921
Benefits and expenses:        
Claims and surrenders 5,673 6,395 16,626 17,505
Increase (decrease) in future policy benefit reserves 1,600 1,968 4,297 4,829
Policyholder liability remeasurement (gain) loss (1,864) (524) (1,779) (524)
Policyholders' dividends 5 6 18 17
Total insurance benefits paid or provided 5,414 7,845 19,162 21,827
Commissions 3,089 3,408 9,426 10,587
Other general expenses 3,879 3,756 11,461 11,176
Capitalization of deferred policy acquisition costs (1,304) (1,575) (3,999) (5,042)
Amortization of deferred policy acquisition costs 732 656 2,193 2,023
Amortization of cost of insurance acquired 110 127 245 396
Total benefits and expenses 11,920 14,217 38,488 40,967
Net income (loss) before taxes 2,978 (80) 4,705 1,954
Operating Segments | Home Service Insurance: | Life Insurance Product Line[Member]        
Revenues:        
Premiums 10,260 10,456 31,128 31,718
Operating Segments | Home Service Insurance: | Accident and Health Insurance Product Line        
Revenues:        
Premiums 258 256 778 762
Corporate, Non-Segment        
Revenues:        
Property insurance   0   0
Net investment income 194 247 555 710
Investment related gains (losses), net 9 2 11 (27)
Other income 125 0 125 83
Total revenues 328 249 691 766
Benefits and expenses:        
Claims and surrenders 0 0 0 0
Increase (decrease) in future policy benefit reserves 0 0 0 0
Policyholder liability remeasurement (gain) loss 0 0 0 0
Policyholders' dividends 0 0 0 0
Total insurance benefits paid or provided 0 0 0 0
Commissions 0 0 0 0
Other general expenses 2,362 1,548 7,716 9,144
Capitalization of deferred policy acquisition costs 0 0 0 0
Amortization of deferred policy acquisition costs 0 0 0 0
Amortization of cost of insurance acquired 0 0 0 0
Total benefits and expenses 2,362 1,548 7,716 9,144
Net income (loss) before taxes (2,034) (1,299) (7,025) (8,378)
Corporate, Non-Segment | Life Insurance Product Line[Member]        
Revenues:        
Premiums 0 0 0 0
Corporate, Non-Segment | Accident and Health Insurance Product Line        
Revenues:        
Premiums $ 0 $ 0 $ 0 $ 0