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Policy Claim Liability (Tables)

12 Months Ended

Dec. 31, 2025

Insurance [Abstract]

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

The following table presents information on changes in the liability for policy and contract claims.

December 31, (In thousands)			2025						2024
Balance at January 1,			$	8,822					6,637
Less:  reinsurance recoverable			923						1,298
Net balance at January 1,			7,899						5,339
Add claims incurred, related to:
Current year			24,864						26,781
Prior years(1)			(1,343)						(552)
			23,521						26,229
Deduct claims paid, related to:
Current year			17,641						19,189
Prior years			6,166						4,480
			23,807						23,669
Net balance December 31,			7,613						7,899
Plus: reinsurance recoverable			1,159						923
Balance at December 31,			$	8,772					8,822
(1) This line is primarily impacted by the level of claim resolutions in the period compared to that which is expected by the reserve assumption. A positive number implies an unfavorable result where claim resolutions were less favorable than assumed while a negative number implies a favorable result compared to assumptions. Our claim assumptions will vary from actual experience in any one period, either favorably or unfavorably.

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- References

No definition available.

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- Definition

Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480081/944-40-50-3

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