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ALLOWANCE FOR ESTIMATED LOSSES (Tables) | 12 Months Ended
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Dec. 31, 2015
Allowance For Estimated Losses Tables |
Schedule of allowance for estimated losses | The table below shows our allowance for estimated losses (dollars in thousands):
|  | 2015 |  |  | 2014 |  |  | 2013 |
Balance January 1, |  | $ | 18,279 |  |  | $ | 19,600 |  |  | $ | 21,704 |
Increase (decrease) in provision |  |  | (1,242 | ) |  |  | (1,321 | ) |  |  | (2,104 | )
Balance December 31, |  | $ | 17,037 |  |  | $ | 18,279 |  |  | $ | 19,600 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953423-111524 + Details
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