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FHLB Stock	3 Months Ended
Dec. 31, 2011
FHLB Stock
FHLB Stock	(5) FHLB STOCK The Company views its investment in the FHLB stock as a long-term investment. Accordingly, when evaluating for impairment, the value is determined based on the ultimate recovery of the par value rather than recognizing temporary declines in value. The determination of whether a decline affects the ultimate recovery is influenced by criteria such as: 1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount and length of time a decline has persisted; 2) the impact of legislative and regulatory changes on the FHLB; and 3) the liquidity position of the FHLB. On October 25, 2010, the FHLB announced that it had entered into a Consent Agreement with the Federal Housing Finance Agency ("FHFA"), which requires the FHLB to take certain specific actions related to its business and operations. As of its latest regulatory filing, the FHLB reported that it had met all of its regulatory capital requirements, but remained classified as "undercapitalized" by the FHFA. The FHLB will not pay a dividend or repurchase capital stock while it is classified as undercapitalized. While the FHLB was classified as undercapitalized, the Company does not believe that its investment in the FHLB is impaired as of December 31, 2011. However, this estimate could change in the near term if: 1) significant other-than-temporary losses are incurred on the FHLB's MBS causing a significant decline in its regulatory capital status; 2) the economic losses resulting from credit deterioration on the FHLB's MBS increases significantly; or 3) capital preservation strategies being utilized by the FHLB become ineffective.

FHLB Stock

3 Months Ended

Dec. 31, 2011

FHLB Stock

FHLB Stock

(5) FHLB STOCK

The Company views its investment in the FHLB stock as a long-term investment.

Accordingly, when evaluating for impairment, the value is determined based on

the ultimate recovery of the par value rather than recognizing temporary

declines in value. The determination of whether a decline affects the

ultimate recovery is influenced by criteria such as: 1) the significance of

the decline in net assets of the FHLB as compared to the capital stock amount

and length of time a decline has persisted; 2) the impact of legislative and

regulatory changes on the FHLB; and 3) the liquidity position of the FHLB. On

October 25, 2010, the FHLB announced that it had entered into a Consent

Agreement with the Federal Housing Finance Agency ("FHFA"), which requires the

FHLB to take certain specific actions related to its business and operations.

As of its latest regulatory filing, the FHLB reported that it had met all of

its regulatory capital requirements, but remained classified as

"undercapitalized" by the FHFA. The FHLB will not pay a dividend or

repurchase capital stock while it is classified as undercapitalized. While

the FHLB was classified as undercapitalized, the Company does not believe that

its investment in the FHLB is impaired as of December 31, 2011. However, this

estimate could change in the near term if: 1) significant other-than-temporary

losses are incurred on the FHLB's MBS causing a significant decline in its

regulatory capital status; 2) the economic losses resulting from credit

deterioration on the FHLB's MBS increases significantly; or 3) capital

preservation strategies being utilized by the FHLB become ineffective.