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Mortgage Servicing Rights (Tables) | 12 Months Ended
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Sep. 30, 2013
Transfers and Servicing [Abstract] |
Analysis of the changes in MSRs | ollowing is an analysis of the changes in MSRs for the years ended September 30, 2013, 2012 and 2011 (dollars in thousands):
| 2013 |  |  | 2012 |  |  | 2011 |
Balance, beginning of year | $ | 2,011 |  |  | $ | 2,108 |  |  | $ | 1,929 |
Additions | 728 |  |  | 698 |  |  | 455 |
Amortization | (948 | ) |  | (805 | ) |  | (681 | )
Valuation allowance | — |  |  | (216 | ) |  | (434 | )
Recovery of valuation allowance | 475 |  |  | 226 |  |  | 839 |
Balance, end of year | $ | 2,266 |  |  | $ | 2,011 |  |  | $ | 2,108 |

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