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Mortgage Servicing Rights (Tables)
 12 Months Ended
Sep. 30, 2014
Transfers and Servicing [Abstract]  
Analysis of the changes in MSRs
ollowing is an analysis of the changes in MSRs for the years ended September 30, 2014, 2013 and 2012 (dollars in thousands):

 
2014

 
2013

 
2012

Balance, beginning of year
$
2,266

 
$
2,011

 
$
2,108

Additions
387

 
728

 
698

Amortization
(969
)
 
(948
)
 
(805
)
Valuation allowance
—

 
—

 
(216
)
Recovery of valuation allowance
—

 
475

 
226

 
 
 
 
 
 
Balance, end of year
$
1,684

 
$
2,266

 
$
2,011