Regulatory Matters (Tables)

12 Months Ended

Sep. 30, 2015

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables compare the Bank’s actual capital amounts at September 30, 2015 and 2014 to its minimum regulatory capital requirements and "Well Capitalized" regulatory capital at those dates (dollars in thousands):



September 30, 2015	Actual				Regulatory Minimum To Be "Adequately Capitalized"				To Be "Well Capitalized" Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Leverage Capital Ratio:
Tier 1 capital	$	82,297	10.3	%	$	32,006	4.0	%	$	40,008	5.0	%

Risk-based Capital Ratios:
Common equity tier 1 capital	82,297		13.4		27,568		4.5		39,821		6.5

Tier 1 capital	82,297		13.4		36,758		6.0		49,010		8.0

Total capital	89,986		14.7		49,010		8.0		61,263		10.0



September 30, 2014	Actual				Regulatory Minimum To Be "Adequately Capitalized"				To Be "Well Capitalized" Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
Leverage Capital Ratio:
Tier 1 capital	$	75,734	10.2	%	$	29,629	4.0	%	$	37,036	5.0	%

Risk-based Capital Ratios:
Tier 1 capital	75,734		13.2		22,939		4.0		34,409		6.0

Total capital	82,945		14.5		45,878		8.0		57,348		10.0

Timberland Bancorp is a bank holding company registered with the Federal Reserve. Bank holding companies are subject to capital adequacy requirements of the Federal Reserve under the Bank Holding Company Act of 1956, as amended, and the regulations of the Federal Reserve. For a bank holding company with less than $1.0 billion in assets, the capital guidelines apply on a bank only basis, and the Federal Reserve expects the holding company's subsidiary bank to be well capitalized under the prompt corrective action regulations. If Timberland Bancorp were subject to regulatory guidelines for bank holding companies with $1.0 billion or more in assets at September 30, 2015, Timberland Bancorp would have exceeded all regulatory requirements.

The following table presents the regulatory capital ratios for Timberland Bancorp at September 30, 2015 and 2014 (dollars in thousands):



	Actual
September 30, 2015	Amount		Ratio

Leverage Capital Ratio:
Tier 1 capital	$	85,221	10.6	%

Risk-based Capital Ratios:
Common equity tier 1 capital	85,221		13.9

Tier 1 capital	85,221		13.9

Total capital	92,911		15.2



September 30, 2014

Leverage Capital Ratio:
Tier 1 capital	$	78,480	10.6	%

Risk-based Capital Ratios:
Tier 1 capital	78,480		13.7

Total capital	85,692		14.9