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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2014
Interest and dividend income      
Loans receivable and loans held for sale $ 33,580 $ 30,397 $ 29,205
Investment securities 287 249 259
Dividends from mutual funds and FHLB stock 106 31 27
Interest-bearing deposits in banks and CDs 902 491 366
Total interest and dividend income 34,875 31,168 29,857
Interest expense      
Deposits 2,041 2,004 2,066
FHLB borrowings 2,031 1,886 1,873
Total interest expense 4,072 3,890 3,939
Net interest income 30,803 27,278 25,918
Recapture of loan losses 0 (1,525) 0
Net interest income after recapture of loan losses 30,803 28,803 25,918
Non-interest income      
Recoveries (other than temporary impairment “OTTI”) on investment securities (29) 0 7
Adjustment for portion of OTTI recorded as (transferred from) other comprehensive income (before income taxes) (139) (13) 52
Net recoveries (OTTI) on investment securities (168) (13) 59
Gain (loss) on sales of investment securities 0 45 (32)
Service charges on deposits 3,969 3,615 3,738
ATM and debit card interchange transaction fees 3,261 2,664 2,426
BOLI net earnings 551 538 530
Gain on sales of loans, net 1,781 1,610 1,013
Escrow fees 214 206 158
Servicing income (loss) on loans sold 266 (4) (139)
Fee income from non-deposit investment sales 111 41 68
Other, net 904 820 709
Total non-interest income, net 10,889 9,522 8,530
Non-interest expense      
Salaries and employee benefits 13,921 13,200 13,294
Premises and equipment 3,130 3,053 2,878
Loss (gain) on sales/dispositions of premises and equipment, net 7 (296) (7)
Advertising 753 779 742
OREO and other repossessed assets, net 662 918 1,010
ATM and debit card interchange transaction fees 1,377 1,221 1,096
Postage and courier 413 429 446
State and local taxes 572 561 479
Professional fees 657 829 792
Federal Deposit Insurance Corporation (FDIC) insurance 448 593 636
Loan administration and foreclosure 321 269 456
Data processing and telecommunications 1,896 1,767 1,450
Deposit operations 912 812 759
Other 1,568 1,706 1,767
Total non-interest expense, net 26,637 25,841 25,798
Income before federal income taxes 15,055 12,484 8,650
Provision for federal income taxes 4,901 4,192 2,800
Net income 10,154 8,292 5,850
Preferred stock dividends 0 0 (136)
Preferred stock discount accretion 0 0 (70)
Net income to common shareholders $ 10,154 $ 8,292 $ 5,644
Net income per common share      
Basic (in dollars per share) $ 1.48 $ 1.20 $ 0.82
Diluted (in dollars per share) $ 1.43 $ 1.17 $ 0.80