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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2015
Interest and dividend income      
Loans receivable and loans held for sale $ 36,385 $ 33,580 $ 30,397
Investment securities 279 287 249
Dividends from mutual funds, FHLB stock and other investments 88 106 31
Interest-bearing deposits in banks and CDs 1,586 902 491
Total interest and dividend income 38,338 34,875 31,168
Interest expense      
Deposits 2,218 2,041 2,004
FHLB borrowings 979 2,031 1,886
Total interest expense 3,197 4,072 3,890
Net interest income 35,141 30,803 27,278
Recapture of loan losses (1,250) 0 (1,525)
Net interest income after recapture of loan losses 36,391 30,803 28,803
Non-interest income      
Recoveries (other than temporary impairment “OTTI”) on investment securities 38 (29) 0
Adjustment for portion of OTTI transferred from other comprehensive income (before income taxes) (5) (139) (13)
Net recoveries (OTTI) on investment securities 33 (168) (13)
Gain on sales of investment securities 0 0 45
Service charges on deposits 4,518 3,969 3,615
ATM and debit card interchange transaction fees 3,343 3,261 2,664
BOLI net earnings 545 551 538
Gain on sales of loans, net 2,157 1,781 1,610
Escrow fees 242 214 206
Servicing income (loss) on loans sold 417 266 (4)
Fee income from non-deposit investment sales 63 111 41
Other, net 1,050 904 820
Total non-interest income, net 12,368 10,889 9,522
Non-interest expense      
Salaries and employee benefits 14,908 13,921 13,200
Premises and equipment 3,082 3,130 3,053
Loss (gain) on sales/dispositions of premises and equipment, net 5 7 (296)
Advertising 698 753 779
OREO and other repossessed assets, net 22 662 918
ATM and debit card interchange transaction fees 1,405 1,377 1,221
Postage and courier 435 413 429
State and local taxes 609 572 561
Professional fees 887 657 829
Federal Deposit Insurance Corporation (FDIC) insurance 362 448 593
Loan administration and foreclosure 205 321 269
Data processing and telecommunications 1,870 1,896 1,767
Deposit operations 1,074 912 812
Other 1,954 1,568 1,706
Total non-interest expense, net 27,516 26,637 25,841
Income before income taxes 21,243 15,055 12,484
Provision for income taxes 7,076 4,901 4,192
Net income $ 14,167 $ 10,154 $ 8,292
Net income per common share      
Basic (in dollars per share) $ 1.99 $ 1.48 $ 1.20
Diluted (in dollars per share) $ 1.92 $ 1.43 $ 1.17