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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2016
Interest and dividend income      
Loans receivable and loans held for sale $ 38,298 $ 36,385 $ 33,580
Investment securities 217 279 287
Dividends from mutual funds, FHLB stock and other investments 120 88 106
Interest-bearing deposits in banks and CDs 3,198 1,586 902
Total interest and dividend income 41,833 38,338 34,875
Interest expense      
Deposits 2,778 2,218 2,041
FHLB borrowings 0 979 2,031
Total interest expense 2,778 3,197 4,072
Net interest income 39,055 35,141 30,803
Recapture of loan losses 0 (1,250) 0
Net interest income after recapture of loan losses 39,055 36,391 30,803
Non-interest income      
Recoveries (other than temporary impairment “OTTI”) on investment securities 73 38 (29)
Adjustment for portion of OTTI transferred from other comprehensive income (before income taxes) (5) (5) (139)
Net recoveries (OTTI) on investment securities 68 33 (168)
Service charges on deposits 4,581 4,518 3,969
ATM and debit card interchange transaction fees 3,570 3,343 3,261
BOLI net earnings 547 545 551
Gain on sales of loans, net 1,893 2,157 1,781
Escrow fees 211 242 214
Servicing income on loans sold 480 417 266
Fee income from non-deposit investment sales 109 63 111
Other, net 1,085 1,050 904
Total non-interest income, net 12,544 12,368 10,889
Non-interest expense      
Salaries and employee benefits 15,740 14,908 13,921
Premises and equipment 3,231 3,082 3,130
Loss (gain) on sales/dispositions of premises and equipment, net (102) 5 7
Advertising 782 698 753
OREO and other repossessed assets, net 140 22 662
ATM and debit card interchange transaction fees 1,296 1,405 1,377
Postage and courier 456 435 413
State and local taxes 687 609 572
Professional fees 1,390 887 657
Federal Deposit Insurance Corporation (FDIC) insurance 294 362 448
Loan administration and foreclosure 336 205 321
Data processing and telecommunications 1,938 1,870 1,896
Deposit operations 1,192 1,074 912
Other 1,797 1,954 1,568
Total non-interest expense, net 29,177 27,516 26,637
Income before income taxes 22,422 21,243 15,055
Provision for income taxes 5,701 7,076 4,901
Net income $ 16,721 $ 14,167 $ 10,154
Net income per common share      
Basic (in dollars per share) $ 2.28 $ 1.99 $ 1.48
Diluted (in dollars per share) $ 2.22 $ 1.92 $ 1.43