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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2017
Interest and dividend income      
Loans receivable and loans held for sale $ 49,127 $ 38,298 $ 36,385
Investment securities 1,264 217 279
Dividends from mutual funds, FHLB stock and other investments 162 120 88
Interest-bearing deposits in banks and CDs 5,172 3,198 1,586
Total interest and dividend income 55,725 41,833 38,338
Interest expense      
Deposits 4,565 2,778 2,218
FHLB borrowings 0 0 979
Total interest expense 4,565 2,778 3,197
Net interest income 51,160 39,055 35,141
Recapture of loan losses 0 0 (1,250)
Net interest income after recapture of loan losses 51,160 39,055 36,391
Non-interest income      
Recoveries on investment securities 71 73 38
Adjustment for portion of other than temporary impairment (OTTI) transferred from other comprehensive income (loss) (before income taxes) (12) (5) (5)
Net recoveries on investment securities 59 68 33
Gain on sales of investment securities, net 47 0 0
BOLI net earnings 1,641 547 545
Gain on sales of loans, net 1,754 1,893 2,157
Other, net 1,195 1,085 1,050
Total non-interest income, net 14,341 12,544 12,368
Non-interest expense      
Salaries and employee benefits 18,545 15,740 14,908
Premises and equipment 3,831 3,231 3,082
Loss (gain) on sales/dispositions of premises and equipment, net 7 (102) 5
Advertising 696 782 698
OREO and other repossessed assets, net 221 140 22
ATM and debit card interchange transaction fees 1,583 1,296 1,405
Postage and courier 514 456 435
Amortization of CDI 452 0 0
State and local taxes 873 687 609
Professional fees 1,019 1,390 887
Federal Deposit Insurance Corporation (FDIC) insurance 187 294 362
Loan administration and foreclosure 382 336 205
Data processing and telecommunications 3,707 1,938 1,870
Deposit operations 1,358 1,192 1,074
Other 2,205 1,797 1,954
Total non-interest expense, net 35,580 29,177 27,516
Income before income taxes 29,921 22,422 21,243
Provision for income taxes 5,901 5,701 7,076
Net income $ 24,020 $ 16,721 $ 14,167
Net income per common share      
Basic (in dollars per share) $ 2.89 $ 2.28 $ 1.99
Diluted (in dollars per share) $ 2.84 $ 2.22 $ 1.92
Service charges on deposits      
Non-interest income      
Service charges on deposits $ 4,904 $ 4,581 $ 4,518
ATM and debit card interchange transaction fees      
Non-interest income      
Service charges on deposits 4,036 3,570 3,343
Escrow fees      
Non-interest income      
Service charges on deposits 197 211 242
Servicing income on loans sold      
Non-interest income      
Service charges on deposits 462 480 417
Fee income from non-deposit investment sales      
Non-interest income      
Service charges on deposits $ 46 $ 109 $ 63