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Regulatory Matters (Tables)
12 Months Ended
Sep. 30, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents the regulatory capital ratios for Timberland Bancorp at September 30, 2019 and 2018 assuming Timberland Bancorp was subject to regulatory guidelines for bank holding companies with $3.0 billion or more in assets (dollars in thousands):
 
2019
 
2018
 
Amount
 
Ratio
 
Amount
 
Ratio
Leverage Capital Ratio:
 
 
 
 
 
 
 
Tier 1 capital
$
155,468

 
12.7
%
 
$
120,175

 
12.0
%
Risk-based Capital Ratios:
 
 
 
 
 
 
 
Common equity Tier 1 capital
155,468

 
18.4

 
120,175

 
17.1

Tier 1 capital
155,468

 
18.4

 
120,175

 
17.1

Total capital
165,399

 
19.6

 
128,955

 
18.4



The following tables compare the Bank’s actual capital amounts at September 30, 2019 and 2018 to its minimum regulatory capital requirements and "Well Capitalized" regulatory capital at those dates (dollars in thousands):
September 30, 2019
Actual
 
Regulatory Minimum To Be "Adequately Capitalized"
 
Regulatory MinimumTo Be "Well Capitalized" Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Leverage Capital Ratio:
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
$
152,926

 
12.5
%
 
$
49,044

 
4.0
%
 
$
61,305

 
5.0
%
Risk-based Capital Ratios:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital
152,926

 
18.1

 
38,019

 
4.5

 
54,916

 
6.5

Tier 1 capital
152,926

 
18.1

 
50,692

 
6.0

 
67,589

 
8.0

Total capital
162,857

 
19.3

 
67,589

 
8.0

 
84,487

 
10.0

September 30, 2018
Actual
 
Regulatory Minimum To Be "Adequately Capitalized"
 
Regulatory Minimum To Be "Well Capitalized" Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Leverage Capital Ratio:
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
$
117,336

 
11.7
%
 
$
40,024

 
4.0
%
 
$
50,031

 
5.0
%
Risk-based Capital Ratios:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital
117,336

 
16.7

 
31,539

 
4.5

 
45,557

 
6.5

Tier 1 capital
117,336

 
16.7

 
42,052

 
6.0

 
56,070

 
8.0

Total capital
126,109

 
18.0

 
56,070

 
8.0

 
70,087

 
10.0