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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Interest and dividend income    
Loans receivable and loans held for sale $ 11,782 $ 9,328
Investment securities 278 58
Dividends from mutual funds, FHLB stock and other investments 39 26
Interest-bearing deposits in banks and CDs 1,216 623
Total interest and dividend income 13,315 10,035
Interest expense    
Deposits 971 601
Total interest expense 971 601
Net interest income 12,344 9,434
Provision for loan losses 0 0
Net interest income after provision for loan losses 12,344 9,434
Non-interest income    
Recoveries (other than temporary impairment OTTI) on investment securities (11) (27)
Adjustment for portion of OTTI transferred from other comprehensive income (loss) before income taxes 0 (5)
Net recoveries on investment securities (11) (22)
Service charges on deposits 1,216 1,179
ATM and debit card interchange transaction fees 949 845
BOLI net earnings 157 136
Gain on sales of loans, net 386 521
Escrow fees 56 59
Servicing income on loans sold 148 116
Fee income from non-deposit investment sales 31 19
Other, net 312 240
Total non-interest income, net 3,266 3,137
Non-interest expense    
Salaries and employee benefits 4,606 3,950
Premises and equipment 954 768
Advertising 191 209
OREO and other repossessed assets, net 50 113
ATM and debit card interchange transaction fees 422 331
Postage and courier 110 105
Amortization of CDI 109 0
State and local taxes 196 161
Professional fees 265 218
Federal Deposit Insurance Corporation (FDIC) insurance 74 65
Loan administration and foreclosure 87 79
Data processing and telecommunications 673 467
Deposit operations 294 278
Other 531 432
Total non-interest expense 8,562 7,176
Income before income taxes 7,048 5,395
Provision for income taxes 1,433 1,781
Net income $ 5,615 $ 3,614
Net income per common share    
Basic (in dollars per share) $ 0.68 $ 0.49
Diluted (in dollars per share) $ 0.66 $ 0.48
Weighted average common shares outstanding    
Basic (in shares) 8,293,212 7,312,531
Diluted (in shares) 8,457,703 7,508,169
Dividends paid per common share (in dollars per share) $ 0.23 $ 0.11