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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
Interest and dividend income      
Loans receivable and loans held for sale $ 51,341 $ 49,127 $ 38,298
Investment securities 1,579 1,264 217
Dividends from mutual funds, FHLB stock and other investments 128 162 120
Interest-bearing deposits in banks and CDs 2,535 5,172 3,198
Total interest and dividend income 55,583 55,725 41,833
Interest expense      
Deposits 4,635 4,565 2,778
FHLB borrowings 66 0 0
Total interest expense 4,701 4,565 2,778
Net interest income 50,882 51,160 39,055
Provision for loan losses 3,700 0 0
Net interest income after provision of loan losses 47,182 51,160 39,055
Non-interest income      
Recoveries on investment securities 120 71 73
Adjustment for portion of other than temporary impairment ("OTTI") transferred from other comprehensive income (loss) (before income taxes) 0 (12) (5)
Net recoveries on investment securities 120 59 68
Gain on sales of investment securities, net 0 47 0
BOLI net earnings 591 1,641 547
Gain on sales of loans, net 5,979 1,754 1,893
Valuation allowance on servicing rights, net (221) (4) 0
Other, net 1,706 1,195 1,085
Total non-interest income, net 17,188 14,341 12,544
Non-interest expense      
Salaries and employee benefits 18,351 18,545 15,740
Premises and equipment 3,962 3,831 3,231
Loss (gain) on sales/dispositions of premises and equipment, net (98) 7 (102)
Advertising 631 696 782
OREO and other repossessed assets, net 276 221 140
ATM and debit card interchange transaction fees 1,628 1,583 1,296
Postage and courier 568 514 456
Amortization of CDI 406 452 0
State and local taxes 998 873 687
Professional fees 1,107 1,019 1,390
Federal Deposit Insurance Corporation ("FDIC") insurance 204 187 294
Loan administration and foreclosure 448 382 336
Data processing and telecommunications 2,285 3,707 1,938
Deposit operations 1,114 1,358 1,192
Other 2,183 2,205 1,797
Total non-interest expense, net 34,063 35,580 29,177
Income before income taxes and equity in undistributed     income of Bank 30,307 29,921 22,422
Provision for income taxes 6,038 5,901 5,701
Net income $ 24,269 $ 24,020 $ 16,721
Net income per common share      
Basic (in dollars per share) $ 2.91 $ 2.89 $ 2.28
Diluted (in dollars per share) $ 2.88 $ 2.84 $ 2.22
Service charges on deposits      
Non-interest income      
Service charges on deposits $ 4,147 $ 4,904 $ 4,581
ATM and debit card interchange transaction fees      
Non-interest income      
Service charges on deposits 4,378 4,036 3,570
Escrow fees      
Non-interest income      
Service charges on deposits 273 197 211
Servicing income on loans sold      
Non-interest income      
Service charges on deposits 193 466 480
Fee income from non-deposit investment sales      
Non-interest income      
Service charges on deposits $ 22 $ 46 $ 109