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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2020
Mar. 31, 2019
Interest and dividend income        
Loans receivable and loans held for sale $ 12,823 $ 12,216 $ 25,587 $ 23,997
Investment securities 489 297 928 575
Dividends from mutual funds, FHLB stock and other investments 35 39 72 78
Interest-bearing deposits in banks and CDs 784 1,289 1,735 2,506
Total interest and dividend income 14,131 13,841 28,322 27,156
Interest expense        
Deposits 1,243 1,113 2,432 2,084
FHLB borrowings 8 0 8 0
Total interest expense 1,251 1,113 2,440 2,084
Net interest income 12,880 12,728 25,882 25,072
Provision for loan losses 2,000 0 2,200 0
Net interest income after provision for loan losses 10,880 12,728 23,682 25,072
Non-interest income        
Recoveries on investment securities 3 20 106 32
Adjustment for portion of other than temporary impairment (OTTI) transferred from other comprehensive income (loss) (before income taxes) 0 (11) 0 (12)
Net recoveries on investment securities 3 9 106 20
BOLI net earnings 147 1,156 294 1,313
Gain on sales of loans, net 736 288 1,688 675
Servicing income on loans sold 62 117 113 265
Other, net 585 277 887 589
Total non-interest income, net 3,680 3,940 7,618 7,206
Non-interest expense        
Salaries and employee benefits 4,621 4,867 9,343 9,473
Premises and equipment 943 993 1,837 1,947
Loss (gain) on sales/dispositions of premises and equipment, net (3) 8 (102) 8
Advertising 159 175 342 366
OREO and other repossessed assets, net 51 52 50 102
ATM and debit card interchange transaction fees 359 389 799 811
Postage and courier 145 138 279 248
State and local taxes 233 209 449 405
Professional fees 210 184 480 419
Federal Deposit Insurance Corporation (FDIC) insurance 0 97 (27) 171
Loan administration and foreclosure 78 84 167 171
Data processing and telecommunications 515 1,068 1,099 1,681
Deposit operations 274 364 591 658
Amortization of CDI 102 110 203 219
Other 599 539 1,149 1,160
Total non-interest expense, net 8,286 9,277 16,659 17,839
Income before income taxes 6,274 7,391 14,641 14,439
Provision for income taxes 1,225 1,277 2,940 2,710
Net income $ 5,049 $ 6,114 $ 11,701 $ 11,729
Net income per common share        
Basic (in dollars per share) $ 0.61 $ 0.74 $ 1.40 $ 1.41
Diluted (in dollars per share) $ 0.60 $ 0.72 $ 1.38 $ 1.39
Weighted average common shares outstanding        
Basic (in shares) 8,344,201 8,310,074 8,342,828 8,301,550
Diluted (in shares) 8,456,659 8,464,650 8,465,894 8,461,138
Dividends paid per common share (in dollars per share) $ 0.2 $ 0.15 $ 0.45 $ 0.38
Deposit Account        
Non-interest income        
Revenue from contract with customer $ 1,078 $ 1,190 $ 2,278 $ 2,405
Credit and Debit Card        
Non-interest income        
Revenue from contract with customer 1,015 857 2,109 1,806
Asset Management        
Non-interest income        
Revenue from contract with customer 47 39 130 96
Investment Advice        
Non-interest income        
Revenue from contract with customer $ 7 $ 7 $ 13 $ 37