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Loan Servicing Rights (Tables) | 12 Months Ended
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Sep. 30, 2022
Transfers and Servicing [Abstract] |
Analysis of the changes in MSRs | The following is an analysis of the changes in Freddie Mac loan servicing rights for the years ended September 30, 2022, 2021 and 2020 (dollars in thousands):
| 2022 |  | 2021 |  | 2020
Balance, beginning of year | $ | 3,438 |  |  | $ | 2,980 |  |  | $ | 2,206 |
Additions | 578 |  |  | 1,388 |  |  | 1,733 |
Amortization | (1,115) |  |  | (1,022) |  |  | (748) |
Valuation recovery (allowance) | 119 |  |  | 92 |  |  | (211) |
Balance, end of year | $ | 3,020 |  |  | $ | 3,438 |  |  | $ | 2,980 |
The following is an analysis of the changes in SBA loan servicing rights for the years ended September 30, 2022, 2021 and 2020 (dollars in thousands):
| 2022 |  | 2021 |  | 2020
Balance, beginning of year | $ | 44 |  |  | $ | 115 |  |  | $ | 202 |
Other additions | — |  |  | — |  |  | 13 |
Amortization | (41) |  |  | (89) |  |  | (90) |
Valuation recovery (allowance) | — |  |  | 18 |  |  | (10) |
Balance, end of year | $ | 3 |  |  | $ | 44 |  |  | $ | 115 |

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