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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2020
Cash flows from operating activities      
Net income $ 23,600 $ 27,583 $ 24,269
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 1,367 1,563 1,572
Deferred income taxes (177) 275 76
Amortization of CDI 316 361 406
Earned ESOP shares 0 0 31
Accretion of discount on purchased loans (182) (340) (597)
Stock option compensation expense 246 173 182
Net recoveries on investment securities (22) (20) (120)
Change in fair value of investments in equity securities 120 22 (19)
Gain on sales of OREO and other repossessed assets, net (2) (92) (35)
Amortization (accretion) of discounts and premiums on securities (39) 118 (183)
Provision for OREO losses 0 0 173
Gain on sales of loans, net (1,510) (5,904) (5,979)
Loss (gain) on sales/dispositions of premises and equipment, net 13 0 (98)
Provision for loan losses 270 0 3,700
Loans originated for sale (55,136) (133,006) (153,446)
Proceeds from sales of loans 59,115 140,202 160,987
Amortization of loan servicing rights 1,156 1,111 838
Valuation adjustment on loan servicing rights, net (119) (110) 221
BOLI net earnings (613) (597) (591)
Increase (decrease) in deferred loan origination fees (822) (1,293) 3,637
Net change in accrued interest receivable and other assets, and other liabilities and accrued expenses (1,081) (411) (1,168)
Net cash provided by operating activities 26,500 29,635 33,856
Cash flows from investing activities      
Net decrease in CDs held for investment 5,588 37,063 12,801
Purchase of investment securities held to maturity (208,778) (53,049) (10,255)
Purchase of investment securities available for sale 0 (18,698) (41,212)
Proceeds from maturities and prepayments of investment securities held to maturity 11,661 12,004 13,818
Proceeds from maturities and prepayments of investment securities available for sale 20,448 13,162 5,802
Purchase of FHLB stock (91) (181) (485)
Decrease (increase) in loans receivable, net (163,238) 47,054 (133,953)
Purchase of premises and equipment (911) (895) (1,986)
Proceeds from sales of OREO and other repossessed assets 159 985 495
Proceeds from sales/dispositions of premises and equipment 0 0 307
Net cash provided by (used in) investing activities (335,162) 37,445 (154,668)
Cash flows from financing activities      
Net increase in deposits 61,621 212,149 290,179
Proceeds from (repayment of) FHLB borrowings (5,000) (5,000)  
Proceeds from (repayment of) FHLB borrowings     10,000
Proceeds from exercise of stock options 415 631 391
Repurchase of common stock (4,583) (527) (1,238)
Payment of dividends (7,232) (8,589) (7,083)
Net cash provided by financing activities 45,221 198,664 292,249
Net increase (decrease) in cash and cash equivalents (263,441) 265,744 171,437
Beginning of year 580,196 314,452 143,015
End of year 316,755 580,196 314,452
Supplemental disclosure of cash flow information      
Income taxes paid 5,450 5,965 5,522
Interest paid 2,700 3,244 4,760
Supplemental disclosure of non-cash investing activities      
Other comprehensive income (loss) related to investment securities (776) (2) 11
Operating lease liabilities arising from recording of ROU assets $ 0 $ 0 $ 2,889