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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest and dividend income    
Loans receivable and loans held for sale $ 12,622 $ 13,318
Investment securities 405 301
Dividends from mutual funds, FHLB stock and other investments 27 28
Interest-bearing deposits in banks and CDs 288 310
Total interest and dividend income 13,342 13,957
Interest expense    
Deposits 631 904
FHLB borrowings 15 29
Total interest expense 646 933
Net interest income 12,696 13,024
Provision for loan losses 0 0
Net interest income after provision for loan losses 12,696 13,024
Non-interest income    
Net recoveries on investment securities 8 5
BOLI net earnings 154 149
Gain on sales of loans, net 663 2,002
Valuation recovery (allowance) on loan servicing rights, net 119 (236)
Other, net 230 323
Total non-interest income, net 3,442 4,559
Non-interest expense    
Salaries and employee benefits 5,171 4,613
Premises and equipment 928 957
Advertising 166 156
OREO and other repossessed assets, net (18) (26)
ATM and debit card interchange transaction fees 464 431
Postage and courier 136 138
State and local taxes 255 283
Professional fees 271 231
Federal Deposit Insurance Corporation ("FDIC") insurance 128 96
Loan administration and foreclosure 104 80
Data processing and telecommunications 613 606
Deposit operations 299 284
Amortization of CDI 79 90
Other 668 471
Total non-interest expense, net 9,264 8,410
Income before income taxes 6,874 9,173
Provision for income taxes 1,389 1,883
     Net income $ 5,485 $ 7,290
Net income per common share    
Basic (in dollars per share) $ 0.66 $ 0.88
Diluted (in dollars per share) $ 0.65 $ 0.87
Weighted average common shares outstanding    
Basic (in shares) 8,356,066 8,313,493
Diluted (in shares) 8,448,900 8,412,744
Deposit Account    
Non-interest income    
Revenue from contract with customer $ 913 $ 1,055
Credit and Debit Card    
Non-interest income    
Revenue from contract with customer 1,277 1,156
Asset Management    
Non-interest income    
Revenue from contract with customer $ 78 $ 105