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Commitments and Contingencies (Tables)
12 Months Ended
Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]  
Supply Commitment
A summary of the Company’s commitments at September 30, 2024 and 2023 is as follows (dollars in thousands):
 20242023
Undisbursed portion of construction loans in process (see Note 4)$69,878 $103,194 
Undisbursed lines of credit119,858 141,537 
Commitments to extend credit26,293 31,667 
Schedule of Allowance for Credit Losses for Unfunded Loan Commitments
The following table sets forth information for the years ended September 30, 2024 and 2023 regarding activity in the ACL (reserve for loss) on unfunded loan commitments (dollars in thousands):

Year Ended September 30, 2024Year Ended September 30, 2023
Beginning ACL$332 $305 
Impact of adopting CECL (ASU 2016-13)66 — 
(Recapture of) provision for credit losses(71)27 
Ending ACL$327 $332