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Commitments and Contingencies (Tables) | 3 Months Ended
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Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract] |
Supply Commitment | A summary of the Company's commitments at December 31, 2023 and 2022 are listed below (in thousands):
| December 31, 2023 |  | December 31, 2022 |  |
Undisbursed portion of construction loans in process (see Note 4) | $ | 104,683 |  |  | 112,096 |  |  |
Undisbursed lines of credit | 135,250 |  |  | 133,932 |  |  |
Commitments to extend credit | 11,810 |  |  | 14,126 |  |  |
| $ | 251,743 |  |  | $ | 260,154 |  |  |
Schedule of Allowance for Credit Losses for Unfunded Loan Commitments | The following table sets forth information for the three months ended December 31, 2023 and 2022 regarding activity in the allowance for credit losses for unfunded loan commitments (dollars in thousands):
Allowance for Credit Losses |  | December 31, 2023 |  | December 31, 2022
Beginning balance |  | $ | 332 |  |  | $ | 305 |
Impact of adopting CECL (ASU 2016-13) |  | 65 |  |  | — |
(Recapture of) provision for credit losses |  | (33) |  |  | 15 |
Ending allowance |  | $ | 364 |  |  | $ | 320 |

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- Definition Tabular disclosure of arrangements in which the entity has committed resources to supply goods or services to a customer. May include identification of the goods or services to be furnished, identity of the purchasing party, pricing, effects on pricing for failing to deliver the [minimum] quantities required to be furnished, cancellation rights, and termination provisions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(25)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 + Details
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