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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Interest and dividend income    
Loans receivable and loans held for sale $ 18,395 $ 14,457
Investment securities 2,311 2,214
Dividends from mutual funds, FHLB stock and other investments 91 51
Interest-bearing deposits in banks and CDs 1,699 2,390
Total interest and dividend income 22,496 19,112
Interest expense    
Deposits 6,143 1,369
FHLB borrowings 349 0
Total interest expense 6,492 1,369
Net interest income 16,004 17,743
Provision for (recapture of) credit losses    
Provision for credit losses - loans 379 525
Recapture of credit losses - investment securities (10) 0
Recapture of credit losses - unfunded commitments (33) 0
Total provision for credit loss - net 336 525
Net interest income after provision for (recapture of) credit losses 15,668 17,218
Non-interest income    
Net recoveries on investment securities 5 3
BOLI net earnings 156 156
Gain on sales of loans, net 78 21
Other, net 253 297
Total non-interest income, net 2,798 2,705
Non-interest expense    
Salaries and employee benefits 5,911 5,900
Premises and equipment 973 924
Advertising 186 195
ATM and debit card interchange transaction fees 615 483
Postage and courier 126 121
State and local taxes 319 299
Professional fees 253 429
Federal Deposit Insurance Corporation ("FDIC") insurance 210 124
Loan administration and foreclosure 105 120
Technology and telecommunication expenses 974 789
Deposit operations 320 346
Amortization of CDI 56 68
Other 576 737
Total non-interest expense, net 10,624 10,535
Income before income taxes 7,842 9,388
Provision for income taxes 1,546 1,881
     Net income $ 6,296 $ 7,507
Net income per common share    
Basic (in dollars per share) $ 0.78 $ 0.91
Diluted (in dollars per share) $ 0.77 $ 0.90
Weighted average common shares outstanding    
Basic (in shares) 8,114,209 8,232,273
Diluted (in shares) 8,166,048 8,318,733
Deposit Account    
Non-interest income    
Revenue from contract with customer $ 1,023 $ 947
Credit and Debit Card    
Non-interest income    
Revenue from contract with customer 1,264 1,251
Asset Management    
Non-interest income    
Revenue from contract with customer $ 19 $ 30