XML 54 R44.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loans Receivable And Allowance For Loan Losses - Gross Charge-Offs (Details) - USD ($)
3 Months Ended
Mar. 31, 2024
Sep. 30, 2023
Total consumer loans held for investment    
Total Loans Receivable $ 1,381,113,000 $ 1,323,364,000
Current period gross charge-off    
Total Loans Receivable 4,000  
One-to four-family    
Total consumer loans held for investment    
Total Loans Receivable 276,433,000 253,227,000
Current period gross charge-off    
Total Loans Receivable 0  
Multi-family    
Total consumer loans held for investment    
Total Loans Receivable 167,275,000 127,176,000
Current period gross charge-off    
Total Loans Receivable 0  
Commercial real estate    
Total consumer loans held for investment    
Total Loans Receivable 577,373,000 568,265,000
Current period gross charge-off    
Total Loans Receivable 0  
Construction-custom & owner/builder    
Total consumer loans held for investment    
Total Loans Receivable 70,901,000 73,239,000
Current period gross charge-off    
Total Loans Receivable 0  
Construction-speculative one-to four-family    
Total consumer loans held for investment    
Total Loans Receivable 10,115,000 9,361,000
Current period gross charge-off    
Total Loans Receivable 0  
Construction-commercial    
Total consumer loans held for investment    
Total Loans Receivable 24,320,000 26,030,000
Current period gross charge-off    
Total Loans Receivable 0  
Construction-multi-family    
Total consumer loans held for investment    
Total Loans Receivable 27,125,000 45,890,000
Current period gross charge-off    
Total Loans Receivable 0  
Construction-land development    
Total consumer loans held for investment    
Total Loans Receivable 14,596,000 16,129,000
Current period gross charge-off    
Total Loans Receivable 0  
Land    
Total consumer loans held for investment    
Total Loans Receivable 31,821,000 26,726,000
Current period gross charge-off    
Total Loans Receivable 0  
Home equity    
Total consumer loans held for investment    
Total Loans Receivable 42,357,000 38,281,000
Current period gross charge-off    
Total Loans Receivable 0  
Other consumer    
Total consumer loans held for investment    
Total Loans Receivable 2,925,000 2,772,000
Current period gross charge-off    
Total Loans Receivable 4,000  
Commercial business    
Total consumer loans held for investment    
Total Loans Receivable 135,505,000 135,802,000
Current period gross charge-off    
Total Loans Receivable 0  
SBA PPP    
Total consumer loans held for investment    
Total Loans Receivable 367,000 $ 466,000
Other consumer    
Total consumer loans held for investment    
2024 61,948  
2023 244,522  
2022 356,062  
2021 198,422  
2020 119,961  
Prior 323,368  
Revolving Loans 76,830  
Total Loans Receivable 1,381,113  
Current period gross charge-off    
2024 3,000  
2023 1,000  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 2,000  
Total Loans Receivable 6,000  
Other consumer | One-to four-family    
Total consumer loans held for investment    
2024 4,294  
2023 42,993  
2022 116,309  
2021 50,922  
2020 19,551  
Prior 42,364  
Revolving Loans 0  
Total Loans Receivable 276,433  
Other consumer | Multi-family    
Total consumer loans held for investment    
2024 12,637  
2023 9,507  
2022 39,951  
2021 32,066  
2020 27,241  
Prior 44,825  
Revolving Loans 1,048  
Total Loans Receivable 167,275  
Other consumer | Commercial real estate    
Total consumer loans held for investment    
2024 9,027  
2023 57,970  
2022 124,208  
2021 92,246  
2020 61,999  
Prior 223,826  
Revolving Loans 8,097  
Total Loans Receivable 577,373  
Other consumer | Construction-custom & owner/builder    
Total consumer loans held for investment    
2024 10,634  
2023 46,881  
2022 8,605  
2021 3,883  
2020 462  
Prior 436  
Revolving Loans 0  
Total Loans Receivable 70,901  
Other consumer | Construction-speculative one-to four-family    
Total consumer loans held for investment    
2024 2,278  
2023 7,319  
2022 0  
2021 518  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 10,115  
Other consumer | Construction-commercial    
Total consumer loans held for investment    
2024 0  
2023 17,413  
2022 5,614  
2021 1,293  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 24,320  
Other consumer | Construction-multi-family    
Total consumer loans held for investment    
2024 1,102  
2023 24,660  
2022 0  
2021 1,363  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 27,125  
Other consumer | Construction-land development    
Total consumer loans held for investment    
2024 0  
2023 2,691  
2022 11,905  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 14,596  
Other consumer | Land    
Total consumer loans held for investment    
2024 8,702  
2023 6,501  
2022 7,206  
2021 4,501  
2020 769  
Prior 2,675  
Revolving Loans 1,467  
Total Loans Receivable 31,821  
Other consumer | Home equity    
Total consumer loans held for investment    
2024 2,676  
2023 5,190  
2022 2,053  
2021 319  
2020 717  
Prior 2,697  
Revolving Loans 28,705  
Total Loans Receivable 42,357  
Other consumer | Other consumer    
Total consumer loans held for investment    
2024 1,212  
2023 502  
2022 252  
2021 114  
2020 0  
Prior 775  
Revolving Loans 70  
Total Loans Receivable 2,925  
Current period gross charge-off    
2024 3,000  
2023 1,000  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 2,000  
Total Loans Receivable 6,000  
Other consumer | Commercial business    
Total consumer loans held for investment    
2024 9,386  
2023 22,895  
2022 39,959  
2021 10,888  
2020 9,164  
Prior 5,770  
Revolving Loans 37,443  
Total Loans Receivable 135,505  
Other consumer | SBA PPP    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 309  
2020 58  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 367  
Other consumer | Pass    
Total consumer loans held for investment    
2024 61,948  
2023 240,279  
2022 354,800  
2021 195,599  
2020 116,372  
Prior 300,543  
Revolving Loans 76,574  
Total Loans Receivable 1,346,115  
Other consumer | Pass | One-to four-family    
Total consumer loans held for investment    
2024 4,294  
2023 41,193  
2022 116,309  
2021 50,922  
2020 19,551  
Prior 41,984  
Revolving Loans 0  
Total Loans Receivable 274,253  
Other consumer | Pass | Multi-family    
Total consumer loans held for investment    
2024 12,637  
2023 9,507  
2022 39,951  
2021 32,066  
2020 27,241  
Prior 44,825  
Revolving Loans 1,048  
Total Loans Receivable 167,275  
Other consumer | Pass | Commercial real estate    
Total consumer loans held for investment    
2024 9,027  
2023 57,970  
2022 124,208  
2021 92,246  
2020 58,905  
Prior 202,913  
Revolving Loans 8,097  
Total Loans Receivable 553,366  
Other consumer | Pass | Construction-custom & owner/builder    
Total consumer loans held for investment    
2024 10,634  
2023 46,881  
2022 7,505  
2021 1,110  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 66,130  
Other consumer | Pass | Construction-speculative one-to four-family    
Total consumer loans held for investment    
2024 2,278  
2023 7,319  
2022 0  
2021 518  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 10,115  
Other consumer | Pass | Construction-commercial    
Total consumer loans held for investment    
2024 0  
2023 16,445  
2022 5,614  
2021 1,293  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 23,352  
Other consumer | Pass | Construction-multi-family    
Total consumer loans held for investment    
2024 1,102  
2023 24,660  
2022 0  
2021 1,363  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 27,125  
Other consumer | Pass | Construction-land development    
Total consumer loans held for investment    
2024 0  
2023 2,691  
2022 11,905  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 14,596  
Other consumer | Pass | Land    
Total consumer loans held for investment    
2024 8,702  
2023 6,501  
2022 7,206  
2021 4,501  
2020 769  
Prior 2,185  
Revolving Loans 1,467  
Total Loans Receivable 31,331  
Other consumer | Pass | Home equity    
Total consumer loans held for investment    
2024 2,676  
2023 5,190  
2022 2,053  
2021 319  
2020 684  
Prior 2,447  
Revolving Loans 28,705  
Total Loans Receivable 42,074  
Other consumer | Pass | Other consumer    
Total consumer loans held for investment    
2024 1,212  
2023 502  
2022 252  
2021 114  
2020 0  
Prior 716  
Revolving Loans 70  
Total Loans Receivable 2,866  
Other consumer | Pass | Commercial business    
Total consumer loans held for investment    
2024 9,386  
2023 21,420  
2022 39,797  
2021 10,838  
2020 9,164  
Prior 5,473  
Revolving Loans 37,187  
Total Loans Receivable 133,265  
Other consumer | Pass | SBA PPP    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 309  
2020 58  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 367  
Other consumer | Watch    
Total consumer loans held for investment    
2024 0  
2023 2,768  
2022 1,262  
2021 2,671  
2020 3,589  
Prior 11,633  
Revolving Loans 256  
Total Loans Receivable 22,179  
Other consumer | Watch | One-to four-family    
Total consumer loans held for investment    
2024 0  
2023 1,800  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 1,800  
Other consumer | Watch | Commercial real estate    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 3,094  
Prior 10,648  
Revolving Loans 0  
Total Loans Receivable 13,742  
Other consumer | Watch | Construction-custom & owner/builder    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 1,100  
2021 2,621  
2020 462  
Prior 436  
Revolving Loans 0  
Total Loans Receivable 4,619  
Other consumer | Watch | Construction-commercial    
Total consumer loans held for investment    
2024 0  
2023 968  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 968  
Other consumer | Watch | Land    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 490  
Revolving Loans 0  
Total Loans Receivable 490  
Other consumer | Watch | Home equity    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 33  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 33  
Other consumer | Watch | Other consumer    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 59  
Revolving Loans 0  
Total Loans Receivable 59  
Other consumer | Watch | Commercial business    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 162  
2021 50  
2020 0  
Prior 0  
Revolving Loans 256  
Total Loans Receivable 468  
Other consumer | Special Mention    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 4,401  
Revolving Loans 0  
Total Loans Receivable 4,401  
Other consumer | Special Mention | Commercial real estate    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 4,401  
Revolving Loans 0  
Total Loans Receivable 4,401  
Other consumer | Substandard    
Total consumer loans held for investment    
2024 0  
2023 1,475  
2022 0  
2021 152  
2020 0  
Prior 6,791  
Revolving Loans 0  
Total Loans Receivable 8,418  
Other consumer | Substandard | One-to four-family    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 380  
Revolving Loans 0  
Total Loans Receivable 380  
Other consumer | Substandard | Commercial real estate    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 5,864  
Revolving Loans 0  
Total Loans Receivable 5,864  
Other consumer | Substandard | Construction-custom & owner/builder    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 152  
2020 0  
Prior 0  
Revolving Loans 0  
Total Loans Receivable 152  
Other consumer | Substandard | Home equity    
Total consumer loans held for investment    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 250  
Revolving Loans 0  
Total Loans Receivable 250  
Other consumer | Substandard | Commercial business    
Total consumer loans held for investment    
2024 0  
2023 1,475  
2022 0  
2021 0  
2020 0  
Prior 297  
Revolving Loans 0  
Total Loans Receivable $ 1,772