XML 55 R45.htm IDEA: XBRL DOCUMENT v3.24.1.u1

Loans Receivable And Allowance For Loan Losses: Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	$ 16,655	$ 15,817	$ 14,229	$ 15,817	$ 13,703
Provision for (Recapture of) Credit Losses	166		475	545	1,000
Charge- offs		(6)	(6)	(6)	(6)
Recoveries	1		0	1	1
Allowance for loan losses, Ending Allowance	16,818	16,655	14,698	16,818	14,698
Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		461		461
One-to four-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	2,096	2,417	1,888	2,417	1,658
Provision for (Recapture of) Credit Losses	89		164	176	394
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	2,185	2,096	2,052	2,185	2,052
One-to four-family | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(408)		(408)
Multi-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	1,200	1,156	871	1,156	855
Provision for (Recapture of) Credit Losses	158		67	322	83
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	1,358	1,200	938	1,358	938
Multi-family | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(120)		(120)
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	6,822	7,209	6,794	7,209	6,682
Provision for (Recapture of) Credit Losses	132		110	239	222
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	6,954	6,822	6,904	6,954	6,904
Commercial real estate | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(494)		(494)
Construction-custom & owner/builder
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	1,234	750	673	750	675
Provision for (Recapture of) Credit Losses	(19)		53	(77)	51
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	1,215	1,234	726	1,215	726
Construction-custom & owner/builder | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		542		542
Construction-speculative one-to four-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	132	148	125	148	130
Provision for (Recapture of) Credit Losses	10		(4)	10	(9)
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	142	132	121	142	121
Construction-speculative one-to four-family | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(16)		(16)
Construction-commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	430	316	323	316	343
Provision for (Recapture of) Credit Losses	21		(56)	(41)	(76)
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	451	430	267	451	267
Construction-commercial | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		176		176
Construction-multi-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	735	602	577	602	447
Provision for (Recapture of) Credit Losses	(257)		85	(328)	215
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	478	735	662	478	662
Construction-multi-family | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		204		204
Construction-land development
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	298	274	222	274	233
Provision for (Recapture of) Credit Losses	(43)		23	(44)	12
Charge- offs				0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	255	298	245	255	245
Construction-land development | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		25		25
Land
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	757	406	383	406	397
Provision for (Recapture of) Credit Losses	83		(20)	116	(34)
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	840	757	363	840	363
Land | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		318		318
Home equity
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	286	519	493	519	440
Provision for (Recapture of) Credit Losses	19		14	29	67
Charge- offs			0	0	0
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	305	286	507	305	507
Home equity | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(243)		(243)
Consumer loans, other
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	46	53	47	53	42
Provision for (Recapture of) Credit Losses	3		1	5	6
Charge- offs			(1)	(6)	(1)
Recoveries	0		0	0	0
Allowance for loan losses, Ending Allowance	45	46	47	45	47
Consumer loans, other | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		(7)		(7)
Commercial business
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance	2,619	1,967	1,833	1,967	1,801
Provision for (Recapture of) Credit Losses	(30)		38	138	69
Charge- offs			(5)	0	(5)
Recoveries	1		0	1	1
Allowance for loan losses, Ending Allowance	$ 2,590	2,619	$ 1,866	2,590	$ 1,866
Commercial business | Impact of Adopting CECL (ASU 2016-13)
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		484		484
SBA PPP
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Allowance		$ 0		$ 0

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount of writeoff of financing receivable, charged against allowance for credit loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 79
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479294/326-20-55-79

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-6

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 11B
-Subparagraph (c)(3)
-SubTopic 10
-Topic 310
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	duration

X

- Definition

Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

X

- Details

Name:	srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_MortgageLoansOneToFourFamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_MortgageLoansMultiFamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialMortgageBackedSecuritiesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConstructionCustomAndOwnerbuilderMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConstructionSpeculativeOneToFourFamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConstructionCommercialMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConstructionMultiFamilyMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConstructionLandDevelopmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_MortgageLoansLandMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_ConsumerLoansHomeEquityAndSecondMortgageMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=tsbk_SBAPPPLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: