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Consolidated Statements of Income - USD ($)
 3 Months Ended 6 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Interest and dividend income        
Loans receivable and loans held for sale $ 18,909,000 $ 14,950,000 $ 37,304,000 $ 29,407,000
Investment securities 2,246,000 2,460,000 4,556,000 4,674,000
Dividends from mutual funds, FHLB stock and other investments 82,000 64,000 173,000 115,000
Interest-bearing deposits in banks and CDs 1,919,000 1,913,000 3,618,000 4,304,000
Total interest and dividend income 23,156,000 19,387,000 45,651,000 38,500,000
Interest expense        
Deposits 7,301,000 2,236,000 13,444,000 3,606,000
FHLB borrowings 220,000 0 568,000 0
Total interest expense 7,521,000 2,236,000 14,012,000 3,606,000
Net interest income 15,635,000 17,151,000 31,639,000 34,894,000
Provision for (recapture of) credit losses        
Provision for credit losses - loans 166,000 475,000 545,000 1,000,000
Provision for (recapture of) credit losses - investment securities 3,000 0 (7,000) 0
Recapture of credit losses - unfunded commitments (88,000) 0 (121,000) 0
Total provision for credit loss - net 81,000 475,000 417,000 1,000,000
Net interest income after provision for (recapture of) credit losses 15,554,000 16,676,000 31,222,000 33,894,000
Non-interest income        
Net recoveries on investment securities 2,000 2,000 7,000 5,000
BOLI net earnings 156,000 157,000 312,000 313,000
Gain on sales of loans, net 41,000 46,000 120,000 67,000
Other, net 201,000 234,000 454,000 531,000
Total non-interest income, net 2,615,000 2,636,000 5,413,000 5,341,000
Non-interest expense        
Salaries and employee benefits 6,024,000 6,046,000 11,936,000 11,946,000
Premises and equipment 1,081,000 1,001,000 2,054,000 1,925,000
Advertising 159,000 178,000 345,000 372,000
ATM and debit card interchange transaction fees 601,000 489,000 1,216,000 972,000
Postage and courier 145,000 147,000 271,000 268,000
State and local taxes 325,000 298,000 644,000 597,000
Professional fees 319,000 473,000 572,000 902,000
Federal Deposit Insurance Corporation ("FDIC") insurance 206,000 202,000 416,000 326,000
Loan administration and foreclosure 134,000 138,000 239,000 259,000
Technology and communications 1,040,000 880,000 2,014,000 1,668,000
Deposit operations 324,000 246,000 644,000 592,000
Amortization of CDI 57,000 67,000 113,000 135,000
Other 576,000 779,000 1,151,000 1,517,000
Total non-interest expense, net 10,991,000 10,944,000 21,615,000 21,479,000
Income before income taxes 7,178,000 8,368,000 15,020,000 17,756,000
Provision for income taxes 1,470,000 1,705,000 3,016,000 3,587,000
     Net income $ 5,708,000 $ 6,663,000 $ 12,004,000 $ 14,169,000
Net income per common share        
Basic (in dollars per share) $ 0.71 $ 0.81 $ 1.48 $ 1.72
Diluted (in dollars per share) $ 0.70 $ 0.80 $ 1.47 $ 1.70
Weighted average common shares outstanding        
Basic (in shares) 8,081,924 8,220,532 8,098,155 8,226,467
Diluted (in shares) 8,121,109 8,304,370 8,143,701 8,311,630
Deposit Account        
Non-interest income        
Revenue from contract with customer $ 988,000 $ 893,000 $ 2,011,000 $ 1,840,000
Credit and Debit Card        
Non-interest income        
Revenue from contract with customer 1,212,000 1,275,000 2,476,000 2,526,000
Asset Management        
Non-interest income        
Revenue from contract with customer $ 15,000 $ 29,000 $ 33,000 $ 59,000