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Consolidated Statements of Income - USD ($)
 3 Months Ended 9 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest and dividend income        
Loans receivable and loans held for sale $ 19,537,000 $ 16,215,000 $ 56,841,000 $ 45,622,000
Investment securities 2,335,000 2,384,000 6,892,000 7,058,000
Dividends from mutual funds, FHLB stock and other investments 94,000 70,000 266,000 185,000
Interest-bearing deposits in banks and CDs 2,173,000 1,220,000 5,791,000 5,524,000
Total interest and dividend income 24,139,000 19,889,000 69,790,000 58,389,000
Interest expense        
Deposits 7,938,000 3,123,000 21,383,000 6,729,000
FHLB borrowings 220,000 132,000 787,000 132,000
Total interest expense 8,158,000 3,255,000 22,170,000 6,861,000
Net interest income 15,981,000 16,634,000 47,620,000 51,528,000
Provision for (recapture of) credit losses        
Provision for credit losses - loans 264,000 610,000 810,000 1,610,000
Recapture of credit losses - investment securities (12,000) 0 (20,000) 0
Recapture of credit losses - unfunded commitments (8,000) 0 (130,000) 0
Total provision for credit loss - net 244,000 610,000 660,000 1,610,000
Net interest income after provision for (recapture of) credit losses 15,737,000 16,024,000 46,960,000 49,918,000
Non-interest income        
Net recoveries on investment securities 2,000 2,000 9,000 7,000
Gain on sale of investment securities available for sale, net 0 95,000 0 95,000
BOLI net earnings 158,000 157,000 470,000 470,000
Gain on sales of loans, net 68,000 80,000 188,000 147,000
Other, net 234,000 209,000 689,000 741,000
Total non-interest income, net 2,791,000 2,875,000 8,204,000 8,216,000
Non-interest expense        
Salaries and employee benefits 5,928,000 5,860,000 17,863,000 17,806,000
Premises and equipment 1,011,000 1,010,000 3,065,000 2,935,000
Gain on sales/dispositions of premises and equipment, net (3,000) (32,000) (3,000) (32,000)
Advertising 211,000 179,000 556,000 551,000
OREO and other repossessed assets, net 0 0 1,000 1,000
ATM and debit card interchange transaction fees 580,000 491,000 1,796,000 1,463,000
Postage and courier 130,000 128,000 401,000 397,000
State and local taxes 335,000 297,000 979,000 894,000
Professional fees 335,000 577,000 908,000 1,479,000
Federal Deposit Insurance Corporation ("FDIC") insurance 208,000 191,000 624,000 517,000
Loan administration and foreclosure 156,000 126,000 395,000 385,000
Technology and communications 1,086,000 944,000 3,101,000 2,612,000
Deposit operations 450,000 430,000 1,094,000 1,022,000
Amortization of CDI 56,000 68,000 169,000 203,000
Other 586,000 658,000 1,735,000 2,173,000
Total non-interest expense, net 11,069,000 10,927,000 32,684,000 32,406,000
Income before income taxes 7,459,000 7,972,000 22,480,000 25,728,000
Provision for income taxes 1,535,000 1,666,000 4,552,000 5,252,000
     Net income $ 5,924,000 $ 6,306,000 $ 17,928,000 $ 20,476,000
Net income per common share        
Basic (in dollars per share) $ 0.74 $ 0.77 $ 2.22 $ 2.50
Diluted (in dollars per share) $ 0.74 $ 0.77 $ 2.21 $ 2.47
Weighted average common shares outstanding        
Basic (in shares) 8,004,552 8,156,831 8,067,068 8,203,255
Diluted (in shares) 8,039,345 8,213,975 8,109,043 8,279,079
Deposit Account        
Non-interest income        
Revenue from contract with customer $ 1,014,000 $ 970,000 $ 3,024,000 $ 2,810,000
Credit and Debit Card        
Non-interest income        
Revenue from contract with customer 1,297,000 1,335,000 3,773,000 3,861,000
Asset Management        
Non-interest income        
Revenue from contract with customer $ 18,000 $ 27,000 $ 51,000 $ 85,000