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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities      
Net income $ 29,161 $ 24,283 $ 27,118
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 1,537 1,459 1,381
Deferred income taxes (383) (383) (291)
Amortization of CDI 180 226 271
Accretion of discount on purchased loans (104) (37) (75)
Stock-based compensation expense 537 390 320
Gain on sales of investment securities, net (24) 0 (95)
Net recoveries on investment securities (14) (12) (9)
Change in fair value of investments in equity securities 2 (55) 24
Accretion of discounts and premiums on securities (1,251) (1,051) (1,223)
Gain on sales of loans, net (511) (322) (244)
Gain on sales/dispositions of premises and equipment, net 0 (2) (19)
Total provision for credit losses - net 934 1,151 2,132
Loans originated for sale (23,217) (14,024) (10,946)
Proceeds from sales of loans 22,601 14,746 11,538
Amortization of loan servicing rights 777 894 1,012
BOLI net earnings (662) (645) (627)
BOLI death benefit in excess of cash surrender value (1,040) 0 (79)
Increase in deferred loan origination fees 103 182 921
Net change in accrued interest receivable and other assets, and other liabilities and accrued expenses 1,532 (3,780) (112)
Net cash provided by operating activities 30,158 23,020 30,997
Cash flows from investing activities      
Net decrease in CDs held for investment 2,992 4,979 7,706
Purchase of investment securities held to maturity (5,413) (1,919) (15,602)
Purchase of investment securities available for sale (47,473) (43,032) (16,994)
Proceeds from maturities and prepayments of investment securities held to maturity 41,216 100,869 13,123
Proceeds from maturities and prepayments of investment securities available for sale 28,319 14,119 7,442
Proceeds from sales of investment securities available for sale 13,514 0 8,927
Purchase of FHLB stock (8) 0 (1,408)
Proceeds from redemption of FHLB stock 0 1,565 0
Increase in loans receivable, net (43,141) (121,077) (172,857)
Purchase of premises and equipment (1,735) (1,309) (1,106)
Proceeds from sales/dispositions of premises and equipment 0 8 0
Proceeds from death benefit on BOLI 3,483 0 546
Net cash used in investing activities (8,246) (45,797) (170,223)
Cash flows from financing activities      
Net increase (decrease) in deposits 68,967 86,733 (71,241)
(Repayment of) proceeds from FHLB borrowings 0 (15,000) 35,000
Proceeds from exercise of stock options 1,665 659 698
Repurchase of common stock, net of tax (5,759) (5,958) (4,998)
Payment of dividends (8,085) (7,650) (8,267)
Net cash provided by (used in) financing activities 56,788 58,784 (48,808)
Net increase (decrease) in cash and cash equivalents 78,700 36,007 (188,034)
Beginning of year 164,728 128,721 316,755
End of year 243,428 164,728 128,721
Supplemental disclosure of cash flow information      
Income taxes paid 7,662 6,490 6,989
Interest paid 32,246 29,923 10,303
Supplemental disclosure of non-cash investing and financing activities      
Loans transferred to OREO and other repossessed assets 221 0 0
Other comprehensive (loss) income related to investment securities (318) 1,104 (367)
Operating lease liabilities arising from recording of ROU assets 1,835 0 72
Adjustment to retained earnings, net of deferred tax - adoption of ASU 2016-13 $ 0 $ (488) $ 0