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Commitments and Contingencies (Tables)
3 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Supply Commitment
A summary of the Company's commitments at December 31, 2024 and 2023 are listed below (in thousands):

December 31, 2024December 31, 2023
Undisbursed portion of construction loans in process (see Note 4)$85,350 $104,683 
Undisbursed lines of credit115,279 135,250 
Commitments to extend credit16,265 11,810 
$216,894 $251,743 
Schedule of Allowance for Credit Losses for Unfunded Loan Commitments
The following table sets forth information for the three months ended December 31, 2024 and 2023 regarding activity in the ACL on unfunded loan commitments (dollars in thousands):

Three Months Ended December 31, 2024Three Months Ended December 31, 2023
Beginning ACL$327 $332 
Impact of adopting CECL (ASU 2016-13)— 65 
Provision for (recapture of) credit losses(20)(33)
Ending ACL$307 $364