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Consolidated Statements of Income - USD ($)
 3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income    
Loans receivable and loans held for sale $ 21,032,000 $ 18,395,000
Investment securities 2,138,000 2,311,000
Dividends from mutual funds, FHLB stock and other investments 86,000 91,000
Interest-bearing deposits in banks and CDs 2,001,000 1,699,000
Total interest and dividend income 25,257,000 22,496,000
Interest expense    
Deposits 8,084,000 6,143,000
FHLB borrowings 203,000 349,000
Total interest expense 8,287,000 6,492,000
Net interest income 16,970,000 16,004,000
Provision for (recapture of) credit losses    
Provision for credit losses - loans 52,000 379,000
Recapture of credit losses - investment securities (5,000) (10,000)
Recapture of credit losses - unfunded commitments (20,000) (33,000)
Total provision for credit losses - net 27,000 336,000
Net interest income after provision for (recapture of) credit losses 16,943,000 15,668,000
Non-interest income    
Net recoveries on investment securities 3,000 5,000
BOLI net earnings 166,000 156,000
Gain on sales of loans, net 43,000 78,000
Other, net 201,000 253,000
Total non-interest income, net 2,697,000 2,798,000
Non-interest expense    
Salaries and employee benefits 6,092,000 5,911,000
Premises and equipment 950,000 973,000
Advertising 181,000 186,000
ATM and debit card interchange transaction fees 521,000 615,000
Postage and courier 121,000 126,000
State and local taxes 346,000 319,000
Professional fees 346,000 253,000
Federal Deposit Insurance Corporation ("FDIC") insurance 210,000 210,000
Loan administration and foreclosure 128,000 105,000
Technology and communications 1,140,000 974,000
Deposit operations 332,000 320,000
Amortization of CDI 45,000 56,000
Other 655,000 576,000
Total non-interest expense, net 11,067,000 10,624,000
Income before income taxes 8,573,000 7,842,000
Provision for income taxes 1,713,000 1,546,000
     Net income $ 6,860,000 $ 6,296,000
Net income per common share    
Basic (in dollars per share) $ 0.86 $ 0.78
Diluted (in dollars per share) $ 0.86 $ 0.77
Weighted average common shares outstanding    
Basic (in shares) 7,958,275 8,114,209
Diluted (in shares) 7,999,504 8,166,048
Deposit Account    
Non-interest income    
Revenue from contract with customer $ 999,000 $ 1,023,000
Credit and Debit Card    
Non-interest income    
Revenue from contract with customer 1,267,000 1,264,000
Asset Management    
Non-interest income    
Revenue from contract with customer $ 18,000 $ 19,000