XML 56 R44.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans Receivable And Allowance For Loan Losses: Schedule of Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance $ 17,478 $ 15,817 $ 15,817
Provision for (Recapture of) Credit Losses 52 379  
Charge- offs (244) (2)  
Recoveries 2 0  
Allowance for loan losses, Ending Allowance 17,288 16,655 17,478
Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   461 461
One-to four-family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 2,632 2,417 2,417
Provision for (Recapture of) Credit Losses 67 87  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 2,699 2,096 2,632
One-to four-family | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (408) (408)
Multi-family      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 1,308 1,156 1,156
Provision for (Recapture of) Credit Losses 3 164  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 1,311 1,200 1,308
Multi-family | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (120) (120)
Commercial real estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 6,934 7,209 7,209
Provision for (Recapture of) Credit Losses (42) 107  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 6,892 6,822 6,934
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (494) (494)
Construction-custom & owner/builder (1)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 1,328 750 750
Provision for (Recapture of) Credit Losses (67) (58)  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 1,261 1,234 1,328
Construction-custom & owner/builder (1) | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   542 542
Construction-speculative one-to four-family (1)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 128 148 148
Provision for (Recapture of) Credit Losses (46) 0  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 82 132 128
Construction-speculative one-to four-family (1) | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (16) (16)
Construction-commercial (1)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 537 316 316
Provision for (Recapture of) Credit Losses (208) (62)  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 329 430 537
Construction-commercial (1) | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   176 176
Construction-multi-family (1)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 456 602 602
Provision for (Recapture of) Credit Losses 71 (71)  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 527 735 456
Construction-multi-family (1) | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   204 204
Construction-land development (1)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 335 274 274
Provision for (Recapture of) Credit Losses (43) (1)  
Charge- offs 0    
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 292 298 335
Construction-land development (1) | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   25 25
Land      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 793 406 406
Provision for (Recapture of) Credit Losses 9 33  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 802 757 793
Land | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   318 318
Home equity and second mortgage      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 348 519 519
Provision for (Recapture of) Credit Losses 5 10  
Charge- offs 0 0  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 353 286 348
Home equity and second mortgage | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (243) (243)
Consumer loans, other      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 39 53 53
Provision for (Recapture of) Credit Losses (3) 2  
Charge- offs (3) (2)  
Recoveries 0 0  
Allowance for loan losses, Ending Allowance 33 46 39
Consumer loans, other | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   (7) (7)
Commercial business      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance 2,640 1,967 1,967
Provision for (Recapture of) Credit Losses 306 168  
Charge- offs (241) 0  
Recoveries 2 0  
Allowance for loan losses, Ending Allowance $ 2,707 2,619 2,640
Commercial business | Cumulative Effect, Period of Adoption, Adjustment      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Allowance for loan losses, Beginning Allowance   $ 484 $ 484