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Consolidated Statements of Income - USD ($)
 3 Months Ended 6 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income        
Loans receivable and loans held for sale $ 20,896,000 $ 18,909,000 $ 41,928,000 $ 37,304,000
Investment securities 2,003,000 2,246,000 4,141,000 4,556,000
Dividends from mutual funds, FHLB stock and other investments 82,000 82,000 168,000 173,000
Interest-bearing deposits in banks and CDs 1,884,000 1,919,000 3,885,000 3,618,000
Total interest and dividend income 24,865,000 23,156,000 50,122,000 45,651,000
Interest expense        
Deposits 7,454,000 7,301,000 15,538,000 13,444,000
FHLB borrowings 198,000 220,000 402,000 568,000
Total interest expense 7,652,000 7,521,000 15,940,000 14,012,000
Net interest income 17,213,000 15,635,000 34,182,000 31,639,000
Provision for (recapture of) credit losses        
Provision for credit losses - loans 237,000 166,000 289,000 545,000
(Recapture of) provision for credit losses - investment securities (5,000) 3,000 (10,000) (7,000)
Provision for (recapture of) credit losses - unfunded commitments 14,000 (88,000) (7,000) (121,000)
Total provision for credit losses - net 246,000 81,000 272,000 417,000
Net interest income after provision for (recapture of) credit losses 16,967,000 15,554,000 33,910,000 31,222,000
Non-interest income        
Net recoveries on investment securities 4,000 2,000 7,000 7,000
BOLI net earnings 165,000 156,000 331,000 312,000
Gain on sales of loans, net 122,000 41,000 165,000 120,000
Other, net 244,000 201,000 445,000 454,000
Total non-interest income, net 2,687,000 2,615,000 5,384,000 5,413,000
Non-interest expense        
Salaries and employee benefits 5,977,000 6,024,000 12,068,000 11,936,000
Premises and equipment 1,075,000 1,081,000 2,025,000 2,054,000
Advertising 189,000 159,000 370,000 345,000
OREO and other repossessed assets, net 9,000 0 9,000 0
ATM and debit card interchange transaction fees 521,000 601,000 1,043,000 1,216,000
Postage and courier 142,000 145,000 264,000 271,000
State and local taxes 335,000 325,000 680,000 644,000
Professional fees 431,000 319,000 777,000 572,000
Federal Deposit Insurance Corporation ("FDIC") insurance 219,000 206,000 429,000 416,000
Loan administration and foreclosure 155,000 134,000 283,000 239,000
Technology and communications 1,121,000 1,040,000 2,261,000 2,014,000
Deposit operations 319,000 324,000 652,000 644,000
Amortization of CDI 45,000 57,000 90,000 113,000
Other 656,000 576,000 1,309,000 1,151,000
Total non-interest expense, net 11,194,000 10,991,000 22,260,000 21,615,000
Income before income taxes 8,460,000 7,178,000 17,034,000 15,020,000
Provision for income taxes 1,705,000 1,470,000 3,419,000 3,016,000
     Net income $ 6,755,000 $ 5,708,000 $ 13,615,000 $ 12,004,000
Net income per common share        
Basic (in dollars per share) $ 0.85 $ 0.71 $ 1.71 $ 1.48
Diluted (in dollars per share) $ 0.85 $ 0.70 $ 1.71 $ 1.47
Weighted average common shares outstanding        
Basic (in shares) 7,937,063 8,081,924 7,947,786 8,098,155
Diluted (in shares) 7,968,632 8,121,109 7,984,238 8,143,701
Deposit Account        
Non-interest income        
Revenue from contract with customer $ 959,000 $ 988,000 $ 1,958,000 $ 2,011,000
Credit and Debit Card        
Non-interest income        
Revenue from contract with customer 1,176,000 1,212,000 2,443,000 2,476,000
Asset Management        
Non-interest income        
Revenue from contract with customer $ 17,000 $ 15,000 $ 35,000 $ 33,000