XML 53 R43.htm IDEA: XBRL DOCUMENT v3.25.1
Loans Receivable And Allowance For Loan Losses - Gross Charge-Offs (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Sep. 30, 2024
Total consumer loans held for investment            
Total Loans Receivable $ 1,442,928     $ 1,442,928   $ 1,444,426
Current period gross charge-off            
Total Loans Receivable 2   $ 4 245 $ 6  
One-to four-family            
Total consumer loans held for investment            
Total Loans Receivable 315,421     315,421   299,123
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Multi-family            
Total consumer loans held for investment            
Total Loans Receivable 178,590     178,590   177,350
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Commercial real estate            
Total consumer loans held for investment            
Total Loans Receivable 602,248     602,248   599,219
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Total Loans Receivable 73,900     73,900   81,274
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Total Loans Receivable 5,167     5,167   7,451
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Construction-commercial (1)            
Total consumer loans held for investment            
Total Loans Receivable 15,762     15,762   23,812
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Construction-multi-family (1)            
Total consumer loans held for investment            
Total Loans Receivable 24,767     24,767   20,757
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Construction-land development (1)            
Total consumer loans held for investment            
Total Loans Receivable 13,540     13,540   16,029
Current period gross charge-off            
Total Loans Receivable 0     0    
Land            
Total consumer loans held for investment            
Total Loans Receivable 32,301     32,301   29,366
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Home equity and second mortgage            
Total consumer loans held for investment            
Total Loans Receivable 47,458     47,458   47,913
Current period gross charge-off            
Total Loans Receivable 0   0 0 0  
Other consumer            
Total consumer loans held for investment            
Total Loans Receivable 2,375     2,375   3,129
Current period gross charge-off            
Total Loans Receivable 2   4 4 6  
Commercial business            
Total consumer loans held for investment            
Total Loans Receivable 131,243     131,243   138,743
Current period gross charge-off            
Total Loans Receivable 0   $ 0 241 $ 0  
SBA PPP            
Total consumer loans held for investment            
Total Loans Receivable 156     156   260
Other consumer            
Total consumer loans held for investment            
Origination Year One 58,843     58,843   135,645
Origination Year Two 147,142     147,142   267,440
Origination Year Three 247,281     247,281   344,216
Origination Year Four 332,702     332,702   188,321
Origination Year Five 181,508     181,508   115,878
Prior 395,003     395,003   306,420
Revolving Loans 80,449     80,449   86,506
Total Loans Receivable 1,442,928     1,442,928   1,444,426
Current period gross charge-off            
Charge-offs, Year One 2 $ 6        
Charge-offs, Year Two 1 80        
Charge-offs, Year Three 0 0        
Charge-offs, Year Four 241 0        
Charge-offs, Year Five 0 0        
Prior 0 13        
Revolving Loans 1 2        
Total Loans Receivable 245 101        
Other consumer | One-to four-family            
Total consumer loans held for investment            
Origination Year One 2,866     2,866   12,941
Origination Year Two 19,918     19,918   68,467
Origination Year Three 82,021     82,021   113,834
Origination Year Four 113,695     113,695   48,120
Origination Year Five 46,423     46,423   19,053
Prior 50,498     50,498   36,708
Revolving Loans 0     0   0
Total Loans Receivable 315,421     315,421   299,123
Other consumer | Multi-family            
Total consumer loans held for investment            
Origination Year One 3,253     3,253   13,136
Origination Year Two 13,132     13,132   19,440
Origination Year Three 21,521     21,521   39,673
Origination Year Four 39,369     39,369   33,144
Origination Year Five 32,826     32,826   27,029
Prior 67,320     67,320   43,759
Revolving Loans 1,169     1,169   1,169
Total Loans Receivable 178,590     178,590   177,350
Other consumer | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 24,398     24,398   23,758
Origination Year Two 25,722     25,722   73,949
Origination Year Three 74,690     74,690   126,939
Origination Year Four 125,499     125,499   91,035
Origination Year Five 88,705     88,705   59,699
Prior 255,117     255,117   215,040
Revolving Loans 8,117     8,117   8,799
Total Loans Receivable 602,248     602,248   599,219
Other consumer | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 8,364     8,364   38,524
Origination Year Two 48,995     48,995   32,398
Origination Year Three 11,278     11,278   6,626
Origination Year Four 2,403     2,403   2,861
Origination Year Five 2,425     2,425   429
Prior 435     435   436
Revolving Loans 0     0   0
Total Loans Receivable 73,900     73,900   81,274
Other consumer | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One 2,533     2,533   5,039
Origination Year Two 1,850     1,850   2,412
Origination Year Three 784     784   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 5,167     5,167   7,451
Other consumer | Construction-commercial (1)            
Total consumer loans held for investment            
Origination Year One 3,981     3,981   6,006
Origination Year Two 2,498     2,498   16,349
Origination Year Three 9,283     9,283   1,457
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 15,762     15,762   23,812
Other consumer | Construction-multi-family (1)            
Total consumer loans held for investment            
Origination Year One 1,648     1,648   588
Origination Year Two 4,513     4,513   20,169
Origination Year Three 18,606     18,606   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 24,767     24,767   20,757
Other consumer | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One 0     0   1,673
Origination Year Two 522     522   2,807
Origination Year Three 1,469     1,469   11,549
Origination Year Four 11,549     11,549   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 13,540     13,540   16,029
Other consumer | Land            
Total consumer loans held for investment            
Origination Year One 5,754     5,754   10,287
Origination Year Two 9,758     9,758   4,828
Origination Year Three 4,128     4,128   6,588
Origination Year Four 6,391     6,391   4,004
Origination Year Five 3,020     3,020   766
Prior 2,999     2,999   2,435
Revolving Loans 251     251   458
Total Loans Receivable 32,301     32,301   29,366
Other consumer | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 1,014     1,014   5,820
Origination Year Two 5,444     5,444   4,716
Origination Year Three 4,079     4,079   1,990
Origination Year Four 1,753     1,753   252
Origination Year Five 246     246   573
Prior 2,511     2,511   2,178
Revolving Loans 32,411     32,411   32,384
Total Loans Receivable 47,458     47,458   47,913
Other consumer | Other consumer            
Total consumer loans held for investment            
Origination Year One 942     942   1,744
Origination Year Two 300     300   441
Origination Year Three 414     414   241
Origination Year Four 90     90   57
Origination Year Five 48     48   8
Prior 482     482   566
Revolving Loans 99     99   72
Total Loans Receivable 2,375     2,375   3,129
Current period gross charge-off            
Charge-offs, Year One 2 6        
Charge-offs, Year Two 1 1        
Charge-offs, Year Three 0 0        
Charge-offs, Year Four 0 0        
Charge-offs, Year Five 0 0        
Prior 0 0        
Revolving Loans 1 2        
Total Loans Receivable 4 9        
Other consumer | Commercial business            
Total consumer loans held for investment            
Origination Year One 4,090     4,090   16,129
Origination Year Two 14,490     14,490   21,464
Origination Year Three 19,008     19,008   35,319
Origination Year Four 31,953     31,953   8,624
Origination Year Five 7,672     7,672   8,285
Prior 15,628     15,628   5,298
Revolving Loans 38,402     38,402   43,624
Total Loans Receivable 131,243     131,243   138,743
Current period gross charge-off            
Charge-offs, Year One 0 0        
Charge-offs, Year Two 0 79        
Charge-offs, Year Three 0 0        
Charge-offs, Year Four 241 0        
Charge-offs, Year Five 0 0        
Prior 0 13        
Revolving Loans 0 0        
Total Loans Receivable 241 $ 92        
Other consumer | SBA PPP            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   224
Origination Year Five 143     143   36
Prior 13     13   0
Revolving Loans 0     0   0
Total Loans Receivable 156     156   260
Other consumer | Pass            
Total consumer loans held for investment            
Origination Year One 58,843     58,843   135,424
Origination Year Two 144,471     144,471   259,907
Origination Year Three 235,660     235,660   326,617
Origination Year Four 312,960     312,960   185,424
Origination Year Five 168,984     168,984   110,552
Prior 377,567     377,567   284,018
Revolving Loans 79,568     79,568   85,707
Total Loans Receivable 1,378,053     1,378,053   1,387,649
Other consumer | Pass | One-to four-family            
Total consumer loans held for investment            
Origination Year One 2,866     2,866   12,941
Origination Year Two 19,918     19,918   66,671
Origination Year Three 80,240     80,240   113,834
Origination Year Four 108,811     108,811   48,120
Origination Year Five 46,423     46,423   19,053
Prior 50,451     50,451   36,659
Revolving Loans 0     0   0
Total Loans Receivable 308,709     308,709   297,278
Other consumer | Pass | Multi-family            
Total consumer loans held for investment            
Origination Year One 3,253     3,253   13,136
Origination Year Two 13,132     13,132   19,440
Origination Year Three 21,521     21,521   39,673
Origination Year Four 39,369     39,369   33,144
Origination Year Five 23,076     23,076   27,029
Prior 67,320     67,320   43,759
Revolving Loans 1,169     1,169   1,169
Total Loans Receivable 168,840     168,840   177,350
Other consumer | Pass | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 24,398     24,398   23,758
Origination Year Two 25,722     25,722   73,005
Origination Year Three 74,690     74,690   126,939
Origination Year Four 125,256     125,256   91,035
Origination Year Five 88,705     88,705   55,498
Prior 239,554     239,554   194,273
Revolving Loans 8,117     8,117   8,799
Total Loans Receivable 586,442     586,442   573,307
Other consumer | Pass | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 8,364     8,364   38,303
Origination Year Two 46,526     46,526   29,159
Origination Year Three 2,064     2,064   778
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 56,954     56,954   68,240
Other consumer | Pass | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One 2,533     2,533   5,039
Origination Year Two 1,850     1,850   2,412
Origination Year Three 317     317   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 4,700     4,700   7,451
Other consumer | Pass | Construction-commercial (1)            
Total consumer loans held for investment            
Origination Year One 3,981     3,981   6,006
Origination Year Two 2,498     2,498   16,349
Origination Year Three 9,283     9,283   1,457
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 15,762     15,762   23,812
Other consumer | Pass | Construction-multi-family (1)            
Total consumer loans held for investment            
Origination Year One 1,648     1,648   588
Origination Year Two 4,513     4,513   20,169
Origination Year Three 18,606     18,606   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 24,767     24,767   20,757
Other consumer | Pass | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One 0     0   1,673
Origination Year Two 522     522   2,807
Origination Year Three 1,469     1,469   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 1,991     1,991   4,480
Other consumer | Pass | Land            
Total consumer loans held for investment            
Origination Year One 5,754     5,754   10,287
Origination Year Two 9,758     9,758   4,828
Origination Year Three 4,128     4,128   6,588
Origination Year Four 6,092     6,092   4,004
Origination Year Five 3,020     3,020   766
Prior 2,530     2,530   1,954
Revolving Loans 251     251   458
Total Loans Receivable 31,533     31,533   28,885
Other consumer | Pass | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 1,014     1,014   5,820
Origination Year Two 5,444     5,444   4,716
Origination Year Three 4,079     4,079   1,990
Origination Year Four 1,753     1,753   252
Origination Year Five 246     246   573
Prior 2,441     2,441   2,097
Revolving Loans 31,807     31,807   31,766
Total Loans Receivable 46,784     46,784   47,214
Other consumer | Pass | Other consumer            
Total consumer loans held for investment            
Origination Year One 942     942   1,744
Origination Year Two 300     300   441
Origination Year Three 414     414   241
Origination Year Four 90     90   57
Origination Year Five 48     48   8
Prior 473     473   501
Revolving Loans 76     76   71
Total Loans Receivable 2,343     2,343   3,063
Other consumer | Pass | Commercial business            
Total consumer loans held for investment            
Origination Year One 4,090     4,090   16,129
Origination Year Two 14,288     14,288   19,910
Origination Year Three 18,849     18,849   35,117
Origination Year Four 31,589     31,589   8,588
Origination Year Five 7,323     7,323   7,589
Prior 14,785     14,785   4,775
Revolving Loans 38,148     38,148   43,444
Total Loans Receivable 129,072     129,072   135,552
Other consumer | Pass | SBA PPP            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   224
Origination Year Five 143     143   36
Prior 13     13   0
Revolving Loans 0     0   0
Total Loans Receivable 156     156   260
Other consumer | Watch            
Total consumer loans held for investment            
Origination Year One 0     0   221
Origination Year Two 2,469     2,469   5,979
Origination Year Three 11,462     11,462   17,599
Origination Year Four 2,945     2,945   2,897
Origination Year Five 2,447     2,447   5,326
Prior 10,620     10,620   11,536
Revolving Loans 29     29   181
Total Loans Receivable 29,972     29,972   43,739
Other consumer | Watch | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   1,796
Origination Year Three 1,781     1,781   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 1,781     1,781   1,796
Other consumer | Watch | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   944
Origination Year Three 0     0   0
Origination Year Four 243     243   0
Origination Year Five 0     0   4,201
Prior 9,696     9,696   10,548
Revolving Loans 0     0   0
Total Loans Receivable 9,939     9,939   15,693
Other consumer | Watch | Construction-custom & owner/builder (1)            
Total consumer loans held for investment            
Origination Year One 0     0   221
Origination Year Two 2,469     2,469   3,239
Origination Year Three 9,214     9,214   5,848
Origination Year Four 2,403     2,403   2,861
Origination Year Five 2,425     2,425   429
Prior 435     435   436
Revolving Loans 0     0   0
Total Loans Receivable 16,946     16,946   13,034
Other consumer | Watch | Construction-speculative one-to four-family (1)            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 467     467    
Origination Year Four 0     0    
Origination Year Five 0     0    
Prior 0     0    
Revolving Loans 0     0    
Total Loans Receivable 467     467    
Other consumer | Watch | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One           0
Origination Year Two           0
Origination Year Three           11,549
Origination Year Four           0
Origination Year Five           0
Prior           0
Revolving Loans           0
Total Loans Receivable           11,549
Other consumer | Watch | Land            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 299     299   0
Origination Year Five 0     0   0
Prior 469     469   481
Revolving Loans 0     0   0
Total Loans Receivable 768     768   481
Other consumer | Watch | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 0     0    
Origination Year Five 0     0    
Prior 11     11    
Revolving Loans 29     29    
Total Loans Receivable 40     40    
Other consumer | Watch | Other consumer            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 9     9   65
Revolving Loans 0     0   1
Total Loans Receivable 9     9   66
Other consumer | Watch | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   202
Origination Year Four 0     0   36
Origination Year Five 22     22   696
Prior 0     0   6
Revolving Loans 0     0   180
Total Loans Receivable 22     22   1,120
Other consumer | Special Mention            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 5,095     5,095   0
Origination Year Five 327     327   0
Prior 5,769     5,769   4,401
Revolving Loans 0     0   0
Total Loans Receivable 11,191     11,191   4,401
Other consumer | Special Mention | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 4,884     4,884    
Origination Year Five 0     0    
Prior 0     0    
Revolving Loans 0     0    
Total Loans Receivable 4,884     4,884    
Other consumer | Special Mention | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 5,543     5,543   4,401
Revolving Loans 0     0   0
Total Loans Receivable 5,543     5,543   4,401
Other consumer | Special Mention | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 211     211    
Origination Year Five 327     327    
Prior 226     226    
Revolving Loans 0     0    
Total Loans Receivable 764     764    
Other consumer | Substandard            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   1,352
Origination Year Three 159     159   0
Origination Year Four 11,702     11,702   0
Origination Year Five 9,750     9,750   0
Prior 1,047     1,047   6,465
Revolving Loans 852     852   618
Total Loans Receivable 23,510     23,510   8,435
Other consumer | Substandard | One-to four-family            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 47     47   49
Revolving Loans 0     0   0
Total Loans Receivable 47     47   49
Other consumer | Substandard | Multi-family            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 0     0    
Origination Year Five 9,750     9,750    
Prior 0     0    
Revolving Loans 0     0    
Total Loans Receivable 9,750     9,750    
Other consumer | Substandard | Commercial real estate            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 324     324   5,818
Revolving Loans 0     0   0
Total Loans Receivable 324     324   5,818
Other consumer | Substandard | Construction-land development (1)            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 11,549     11,549    
Origination Year Five 0     0    
Prior 0     0    
Revolving Loans 0     0    
Total Loans Receivable 11,549     11,549    
Other consumer | Substandard | Home equity and second mortgage            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   0
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 59     59   81
Revolving Loans 575     575   618
Total Loans Receivable 634     634   699
Other consumer | Substandard | Other consumer            
Total consumer loans held for investment            
Origination Year One 0     0    
Origination Year Two 0     0    
Origination Year Three 0     0    
Origination Year Four 0     0    
Origination Year Five 0     0    
Prior 0     0    
Revolving Loans 23     23    
Total Loans Receivable 23     23    
Other consumer | Substandard | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 0     0   1,352
Origination Year Three 159     159   0
Origination Year Four 153     153   0
Origination Year Five 0     0   0
Prior 617     617   517
Revolving Loans 254     254   0
Total Loans Receivable 1,183     1,183   1,869
Other consumer | Doubtful            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 202     202   202
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable 202     202   202
Other consumer | Doubtful | Commercial business            
Total consumer loans held for investment            
Origination Year One 0     0   0
Origination Year Two 202     202   202
Origination Year Three 0     0   0
Origination Year Four 0     0   0
Origination Year Five 0     0   0
Prior 0     0   0
Revolving Loans 0     0   0
Total Loans Receivable $ 202     $ 202   $ 202