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Commitments and Contingencies (Tables)
9 Months Ended
Jun. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Supply Commitment
A summary of the Company's commitments at June 30, 2025 and 2024, are listed below (in thousands):

June 30, 2025June 30, 2024
Undisbursed portion of construction loans in process (see Note 4)$76,272 $87,196 
Undisbursed lines of credit125,623 118,050 
Commitments to extend credit35,233 14,278 
$237,128 $219,524 
Schedule of Allowance for Credit Losses for Unfunded Loan Commitments
The following table sets forth information for the three and nine months ended June 30, 2025 and 2024 regarding activity in the ACL on unfunded loan commitments (dollars in thousands):

Three Months Ended June 30, 2025Three Months Ended June 30, 2024
Beginning ACL$320 $276 
Provision for (recapture of) credit losses93 (9)*
Ending ACL$413 $267 
ACLNine Months Ended June 30, 2025Nine Months Ended June 30, 2024
Beginning ACL$327 $332 
Impact of adopting CECL (ASU 2016-13)— 65 
Provision for (recapture of) credit losses86 *(130)
Ending ACL$413 $267 
*Amount differs from Income Statement due to rounding.