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Consolidated Statements of Income - USD ($)
 3 Months Ended 9 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income        
Loans receivable and loans held for sale $ 21,411,000 $ 19,537,000 $ 63,339,000 $ 56,841,000
Investment securities 2,064,000 2,335,000 6,205,000 6,892,000
Dividends from mutual funds, FHLB stock and other investments 83,000 94,000 252,000 266,000
Interest-bearing deposits in banks and CDs 1,986,000 2,173,000 5,870,000 5,791,000
Total interest and dividend income 25,544,000 24,139,000 75,666,000 69,790,000
Interest expense        
Deposits 7,721,000 7,938,000 23,259,000 21,383,000
FHLB borrowings 201,000 220,000 602,000 787,000
Total interest expense 7,922,000 8,158,000 23,861,000 22,170,000
Net interest income 17,622,000 15,981,000 51,805,000 47,620,000
Provision for (recapture of) credit losses        
Provision for credit losses - loans 351,000 264,000 640,000 810,000
Recapture of credit losses - investment securities (4,000) (12,000) (14,000) (20,000)
Provision for (recapture of) credit losses - unfunded commitments 93,000 (8,000) 87,000 (130,000)
Total provision for (recapture of) credit losses - net 440,000 244,000 713,000 660,000
Net interest income after provision for (recapture of) credit losses 17,182,000 15,737,000 51,092,000 46,960,000
Non-interest income        
Net recoveries on investment securities 2,000 2,000 9,000 9,000
Gain on sale of investment securities available for sale, net 24,000 0 24,000 0
BOLI net earnings 171,000 158,000 502,000 470,000
Gain on sales of loans, net 138,000 68,000 303,000 188,000
Other, net 241,000 215,000 624,000 652,000
Total non-interest income, net 2,875,000 2,791,000 8,259,000 8,204,000
Non-interest expense        
Salaries and employee benefits 5,825,000 5,928,000 17,893,000 17,863,000
Premises and equipment 973,000 1,011,000 2,998,000 3,065,000
Gain on sales/dispositions of premises and equipment, net 0 (3,000) 0 (3,000)
Advertising 182,000 211,000 552,000 556,000
OREO and other repossessed assets, net 8,000 0 17,000 1,000
ATM and debit card interchange transaction fees 658,000 580,000 1,700,000 1,796,000
Postage and courier 137,000 130,000 401,000 401,000
State and local taxes 570,000 335,000 1,251,000 979,000
Professional fees 341,000 335,000 1,118,000 908,000
Federal Deposit Insurance Corporation ("FDIC") insurance 211,000 208,000 640,000 624,000
Loan administration and foreclosure 99,000 156,000 383,000 395,000
Technology and communications 993,000 1,086,000 3,253,000 3,101,000
Deposit operations 345,000 450,000 997,000 1,094,000
Amortization of CDI 45,000 56,000 135,000 169,000
Other 780,000 586,000 2,090,000 1,735,000
Total non-interest expense, net 11,167,000 11,069,000 33,428,000 32,684,000
Income before income taxes 8,890,000 7,459,000 25,923,000 22,480,000
Provision for income taxes 1,790,000 1,535,000 5,208,000 4,552,000
     Net income $ 7,100,000 $ 5,924,000 $ 20,715,000 $ 17,928,000
Net income per common share        
Basic (in dollars per share) $ 0.90 $ 0.74 $ 2.61 $ 2.22
Diluted (in dollars per share) $ 0.90 $ 0.74 $ 2.60 $ 2.21
Weighted average common shares outstanding        
Basic (in shares) 7,893,308 8,004,552 7,929,626 8,067,068
Diluted (in shares) 7,921,762 8,039,345 7,963,412 8,109,043
Deposit Account        
Non-interest income        
Revenue from contract with customer $ 966,000 $ 1,014,000 $ 2,924,000 $ 3,024,000
Credit and Debit Card        
Non-interest income        
Revenue from contract with customer 1,262,000 1,297,000 3,706,000 3,773,000
Asset Management        
Non-interest income        
Revenue from contract with customer 32,000 18,000 66,000 51,000
Servicing Income On Loans Sold        
Non-interest income        
Revenue from contract with customer $ 39,000 $ 19,000 $ 101,000 $ 37,000