XML 55 R45.htm IDEA: XBRL DOCUMENT v3.25.2
Loans Receivable And Allowance For Loan Losses: Schedule of Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 9 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Mar. 31, 2025
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance $ 17,525 $ 16,818 $ 17,478 $ 17,478 $ 15,817
Provision for (Recapture of) Credit Losses 351 264   640 810
Charge- Offs 0 (81)   (245) (87)
Recoveries 2 45   5 45
Allowance for loan losses, Ending Allowance 17,878 17,046 17,525 17,878 17,046
Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         461
One-to four-family          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 2,800 2,185 2,632 2,632 2,417
Provision for (Recapture of) Credit Losses 93 49   261 225
Charge- Offs 0 0   0 0
Recoveries 0 43   0 43
Allowance for loan losses, Ending Allowance 2,893 2,277 2,800 2,893 2,277
One-to four-family | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (408)
Multi-family          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 1,315 1,358 1,308 1,308 1,156
Provision for (Recapture of) Credit Losses 265 84   272 406
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 1,580 1,442 1,315 1,580 1,442
Multi-family | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (120)
Commercial real estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 6,983 6,954 6,934 6,934 7,209
Provision for (Recapture of) Credit Losses 180 241   229 480
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 7,163 7,195 6,983 7,163 7,195
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (494)
Construction-custom & owner/builder (1)          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 1,217 1,215 1,328 1,328 750
Provision for (Recapture of) Credit Losses 25 76   (86) (1)
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 1,242 1,291 1,217 1,242 1,291
Construction-custom & owner/builder (1) | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         542
Construction-speculative one-to four-family (1)          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 89 142 128 128 148
Provision for (Recapture of) Credit Losses 8 (47)   (31) (37)
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 97 95 89 97 95
Construction-speculative one-to four-family (1) | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (16)
Construction-commercial (1)          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 358 451 537 537 316
Provision for (Recapture of) Credit Losses (101) (58)   (280) (99)
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 257 393 358 257 393
Construction-commercial (1) | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         176
Construction-multi-family (1)          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 543 478 456 456 602
Provision for (Recapture of) Credit Losses (165) (121)   (78) (449)
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 378 357 543 378 357
Construction-multi-family (1) | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         204
Construction-land development (1)          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 375 255 335 335 274
Provision for (Recapture of) Credit Losses 38 35   78 (9)
Charge- Offs 0 0   0  
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 413 290 375 413 290
Construction-land development (1) | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         25
Land          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 852 840 793 793 406
Provision for (Recapture of) Credit Losses (39) (12)   20 104
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 813 828 852 813 828
Land | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         318
Home equity and second mortgage          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 345 305 348 348 519
Provision for (Recapture of) Credit Losses 66 9   63 38
Charge- Offs 0 0   0 0
Recoveries 0 0   0 0
Allowance for loan losses, Ending Allowance 411 314 345 411 314
Home equity and second mortgage | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (243)
Consumer loans, other          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 33 45 39 39 53
Provision for (Recapture of) Credit Losses 4 2   2 7
Charge- Offs 0 (2)   (4) (8)
Recoveries 1 0   1 0
Allowance for loan losses, Ending Allowance 38 45 33 38 45
Consumer loans, other | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         (7)
Commercial business          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance 2,615 2,590 2,640 2,640 1,967
Provision for (Recapture of) Credit Losses (23) 6   190 145
Charge- Offs 0 (79)   (241) (79)
Recoveries 1 2   4 2
Allowance for loan losses, Ending Allowance $ 2,593 $ 2,519 $ 2,615 $ 2,593 2,519
Commercial business | Cumulative Effect, Period of Adoption, Adjustment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Allowance for loan losses, Beginning Allowance         $ 484