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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities    
Net income $ 20,715 $ 17,928
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 713 660
Depreciation 1,131 1,088
Deferred income taxes (73) 0
Accretion of discount on purchased loans (92) (29)
Amortization of CDI 135 169
Stock-based compensation expense 393 316
Gain on sale of investment securities available for sale, net (24) 0
Net recoveries on investment securities (9) (9)
Change in fair value of investments in equity securities 11 (25)
Accretion of discounts and premiums on securities (866) (842)
Gain on sales of loans, net (303) (188)
Gain on sales/dispositions of premises and equipment, net 0 (3)
Loans originated for sale (14,059) (10,330)
Proceeds from sales of loans 12,599 9,123
Amortization of loan servicing rights 582 684
BOLI net earnings (502) (470)
Increase in deferred loan origination fees 2 162
Net change in accrued interest receivable and other assets, and other liabilities and accrued expenses (277) (1,830)
Net cash provided by operating activities 20,076 16,404
Cash flows from investing activities    
Net decrease in CDs held for investment 1,747 4,730
Proceeds from sale of investment securities available for sale 13,494 0
Purchase of investment securities held to maturity (5,413) (1,919)
Purchase of investment securities available for sale (40,576) (36,089)
Proceeds from maturities and prepayments of investment securities held to maturity 36,324 96,052
Proceeds from maturities and prepayments of investment securities available for sale 12,387 4,105
Purchase of FHLB stock (8) 0
Redemption of FHLB stock 0 1,565
Increase in loans receivable, net (20,744) (96,118)
Purchases of premises and equipment (1,135) (1,010)
Proceeds from sales of premises and equipment 0 8
Net cash used in investing activities (3,924) (28,676)
Cash flows from financing activities    
Net increase in deposits 21,809 67,609
Repayment of FHLB borrowings 0 (15,000)
Proceeds from exercise of stock options 817 395
Repurchase of common stock (3,846) (4,801)
Payment of dividends (6,033) (5,739)
Net cash provided by financing activities 12,747 42,464
Net increase in cash and cash equivalents 28,899 30,192
Beginning of period 164,728 128,721
End of period 193,627 158,913
Supplemental disclosure of cash flow information    
Income taxes paid 5,650 4,884
Interest paid 24,253 21,854
Supplemental disclosure of non-cash investing activities    
Other comprehensive (loss) income related to investment securities (795) 539
Loans transferred to OREO 221 0
Adjustment to retained earnings, net of deferred tax - adoption of ASU 2016-13 $ 0 $ (488)