Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of details of aging of the recorded investment in past due loans by class of loans

The following tables present the aging of the recorded investment in past due loans by class of loans held for investment as of March 31, 2026 and December 31, 2025 ($ in thousands):


	30 - 59			60 - 89			90
	Days			Days			Days			Total			Loans Not			Total
March 31, 2026	Past Due			Past Due			or More			Past Due			Past Due			Loans
Commercial real estate - owner occupied	$	6,040		$	3,130		$	1,411		$	10,581		$	524,316		$	534,897
Commercial real estate - non-owner occupied		30,716			39,130			685			70,531			469,623			540,154
Secured by farmland		—			—			—			—			2,386			2,386
Construction and land development		17			12,261			389			12,667			138,759			151,426
Residential 1-4 family		6,336			606			1,994			8,936			551,775			560,711
Multi- family residential		—			498			—			498			149,977			150,475
Home equity lines of credit		209			64			66			339			61,447			61,786
Commercial loans		3,479			4,240			21,460			29,179			1,075,259			1,104,438
Paycheck Protection Program loans		—			3			1,713			1,716			—			1,716
Consumer loans		1,985			1,326			237			3,548			280,057			283,605
Total Non-PCD loans		48,782			61,258			27,955			137,995			3,253,599			3,391,594
PCD loans		—			—			—			—			4,772			4,772
Total	$	48,782		$	61,258		$	27,955		$	137,995		$	3,258,371		$	3,396,366


		30 - 59			60 - 89			90
		Days			Days			Days			Total			Loans Not			Total
December 31, 2025		Past Due			Past Due			or More			Past Due			Past Due			Loans
Commercial real estate - owner occupied		$	5,187		$	188		$	1,412		$	6,787		$	503,301		$	510,088
Commercial real estate - non-owner occupied			31,069			48,022			—			79,091			488,000			567,091
Secured by farmland			—			—			—			—			3,408			3,408
Construction and land development			12,259			407			—			12,666			119,091			131,757
Residential 1-4 family			2,071			498			2,274			4,843			572,023			576,866
Multi- family residential			1,544			—			—			1,544			138,717			140,261
Home equity lines of credit			80			58			—			138			61,600			61,738
Commercial loans			2,384			20,642			1,972			24,998			945,494			970,492
Paycheck Protection Program loans			3			—			1,714			1,717			2			1,719
Consumer loans			2,095			1,101			149			3,345			312,062			315,407
Total Non-PCD loans			56,692			70,916			7,521			135,129			3,143,698			3,278,827
PCD loans			—			—			—			—			4,856			4,856
Total		$	56,692		$	70,916		$	7,521		$	135,129		$	3,148,554		$	3,283,683

The amortized cost, by class, of loans and leases on nonaccrual status as of March 31, 2026 and December 31, 2025, was as follows ($ in thousands):


		90 Days				Less Than		Total			Nonaccrual With
		Past Due				90 Days		Nonaccrual			No Credit
March 31, 2026		or More				Past Due		Loans			Loss Allowance
Commercial real estate - owner occupied		$	1,411		$	462		$	1,873		$	548
Commercial real estate - non-owner occupied			685			39,129			39,814			360
Secured by farmland			—			249			249			249
Construction and land development			389			123			512			512
Residential 1-4 family			1,994			3,561			5,555			5,555
Home equity lines of credit			66			436			502			502
Commercial loans			2,951			31,413			34,364			8,697
Consumer loans			237			677			914			914
Total Non-PCD loans			7,733			76,050			83,783			17,337
PCD loans			—			1,166			1,166			1,166
Total		$	7,733		$	77,216		$	84,949		$	18,503

		90 Days				Less Than		Total			Nonaccrual With
		Past Due				90 Days		Nonaccrual			No Credit
December 31, 2025		or More				Past Due		Loans			Loss Allowance
Commercial real estate - owner occupied		$	1,412		$	472		$	1,884		$	559
Commercial real estate - non-owner occupied			—			39,841			39,841			360
Secured by farmland			—			275			275			275
Construction and land development			—			499			499			499
Residential 1-4 family			2,274			3,846			6,120			6,120
Home equity lines of credit			—			498			498			498
Commercial loans			1,972			31,661			33,633			8,661
Consumer loans			149			730			879			879
Total Non-PCD loans			5,807			77,822			83,629			17,851
PCD loans			—			1,194			1,194			1,193
Total		$	5,807		$	79,016		$	84,823		$	19,044

Schedule of loans modified to borrowers experiencing financial difficulty

The following table provides a summary of the amortized cost basis of loan modifications to borrowers experiencing financial difficulty during the three months ended March 31, 2026 and 2025 and the related percentage of the class of the loan portfolio period-end balance by the type of modification as of March 31, 2026 and 2025, excluding Consumer Program loans ($ in thousands):


	For the three months ended March 31, 2026												For the three months ended March 31, 2025
	Payment Deferral				Interest Only Payment Periods				Total				Payment Deferral				Interest Only Payment Periods				Total
		$	%			$	%			$	%			$	%			$	%			$	%
Commercial real estate - non-owner occupied	$	—	—	%	$	7,047	1.30	%	$	7,047	1.30	%	$	—	—	%	$	—	—	%	$	—	—	%
Total	$	—	—	%	$	7,047			$	7,047	0.21	%	$	—	—	%	$	—			$	—	—	%

Schedule of the risk category of loans by class of loans

The following table presents weighted-average risk grades for all loans, by class and year of origination/renewal as of March 31, 2026 ($ in thousands):


															Revolving
															Loans
														Revolving	Converted
	2026		2025		2024		2023		2022		Prior		Loans		To Term		Total
Commercial real estate - owner occupied
Pass	$	23,755	$	76,358	$	52,928	$	66,836	$	68,601	$	225,757	$	970	$	7,975	$	523,180
Pass/Watch		149		—		—		—		3,421		988		—		—		4,558
Special Mention		—		—		—		—		87		3,159		—		—		3,246
Substandard		—		—		—		—		—		3,913		—		—		3,913
Doubtful		—		—		—		—		—		—		—		—		—
	$	23,904	$	76,358	$	52,928	$	66,836	$	72,109	$	233,817	$	970	$	7,975	$	534,897
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.49		3.29		3.21		3.57		3.46		3.48		3.54		3.74		3.44
Commercial real estate - nonowner occupied
Pass	$	6,971	$	15,853	$	21,436	$	27,564	$	21,296	$	315,248	$	7,483	$	3,286	$	419,137
Pass/Watch		—		—		—		—		—		562		—		—		562
Special Mention		—		6		—		—		17,272		4,274		—		—		21,552
Substandard		—		—		—		—		324		98,579		—		—		98,903
Doubtful		—		—		—		—		—		—		—		—		—
	$	6,971	$	15,859	$	21,436	$	27,564	$	38,892	$	418,663	$	7,483	$	3,286	$	540,154
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		2.98		3.18		3.75		3.78		4.82		4.45		3.56		2.98		4.34
Secured by farmland
Pass	$	160	$	215	$	18	$	—	$	—	$	1,454	$	493	$	46	$	2,386
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
	$	160	$	215	$	18	$	—	$	—	$	1,454	$	493	$	46	$	2,386
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		4.00		3.91		4.00		N/A		N/A		3.99		3.90		2.83		3.94
Construction and land development
Pass	$	14,739	$	77,064	$	11,705	$	7,325	$	32,837	$	6,783	$	461	$	—	$	150,914
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		512		—		—		512
Doubtful		—		—		—		—		—		—		—		—		—
	$	14,739	$	77,064	$	11,705	$	7,325	$	32,837	$	7,295	$	461	$	—	$	151,426
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.84		3.12		3.02		3.87		3.63		3.60		3.65		N/A		3.36
Residential 1-4 family
Pass	$	18,034	$	56,401	$	22,673	$	21,085	$	132,307	$	296,286	$	5,433	$	2,606	$	554,825
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		268		—		—		268
Substandard		—		721		112		—		517		3,904		67		297		5,618
Doubtful		—		—		—		—		—		—		—		—		—
	$	18,034	$	57,122	$	22,785	$	21,085	$	132,824	$	300,458	$	5,500	$	2,903	$	560,711
Current period gross charge offs	$	—	$	—	$		$	—	$	—	$	5	$	—	$	—	$	5
Weighted average risk grade		3.31		3.10		3.11		3.11		3.05		3.15		3.10		3.87		3.13
Multi- family residential
Pass	$	1,987	$	7,257	$	—	$	437	$	29,125	$	104,703	$	5,768	$	—	$	149,277
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		431		—		—		—		—		1		—		—		432
Substandard		—		—		—		—		—		498		—		268		766
Doubtful		—		—		—		—		—		—		—		—		—
	$	2,418	$	7,257	$	—	$	437	$	29,125	$	105,202	$	5,768	$	268	$	150,475
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		4.36		4.00		N/A		3.00		3.39		3.38		3.75		7.00		3.45
Home equity lines of credit
Pass	$	—	$	589	$	210	$	399	$	376	$	604	$	58,192	$	104	$	60,474
Pass/Watch		—		—		—		—		—		—		736		—		736
Special Mention		—		—		—		—		—		—		—		6		6
Substandard		—		—		—		—		—		—		570		—		570
Doubtful		—		—		—		—		—		—		—		—		—
	$	—	$	589	$	210	$	399	$	376	$	604	$	59,498	$	110	$	61,786
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		N/A		3.00		3.00		3.00		3.00		3.09		3.09		3.65		3.09


															Revolving
															Loans
														Revolving	Converted
	2026		2025		2024		2023		2022		Prior		Loans		To Term		Total
Commercial loans
Pass	$	469,828	$	164,338	$	78,642	$	52,940	$	136,798	$	41,769	$	87,366	$	7,845	$	1,039,526
Pass/Watch		83		422		929		—		3,271		28		3,177		—		7,910
Special Mention		—		4,999		—		4		747		2,495		13,512		862		22,619
Substandard		—		—		956		208		22,086		1,398		2,069		117		26,834
Doubtful		—		—		7,549		—		—		—		—		—		7,549
	$	469,911	$	169,759	$	88,076	$	53,152	$	162,902	$	45,690	$	106,124	$	8,824	$	1,104,438
Current period gross charge offs	$	—	$	—	$		$		$	—	$	—	$	—	$		$	—
Weighted average risk grade		3.02		3.48		3.68		3.52		3.60		3.83		3.72		4.02		3.36
Paycheck Protection Program loans
Pass	$	—	$	—	$	—	$	—	$	—	$	1,716	$	—	$	—	$	1,716
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
	$	—	$	—	$	—	$	—	$	—	$	1,716	$	—	$	—	$	1,716
Current period gross charge offs	$	—	$	—	$	—	$	—	$		$	—	$	—	$	—	$	—
Weighted average risk grade		N/A		N/A		N/A		N/A		N/A		2.00		N/A		N/A		2.00
Consumer loans
Pass	$	3,651	$	15,813	$	37,704	$	33,707	$	164,917	$	18,972	$	7,488	$	511	$	282,763
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		1		8		54		27		—		—		90
Substandard		—		7		12		84		434		210		—		5		752
Doubtful		—		—		—		—		—		—		—		—		—
	$	3,651	$	15,820	$	37,717	$	33,799	$	165,405	$	19,209	$	7,488	$	516	$	283,605
Current period gross charge offs	$	—	$	102	$	701	$	1,070	$	586	$	137	$	—	$	—	$	2,596
Weighted average risk grade		4.00		23.11		9.33		10.86		4.29		20.06		2.46		4.03		7.81
PCD
Pass	$	—	$	—	$	—	$	—	$	—	$	2,388	$	—	$	—	$	2,388
Pass/Watch		—		—		—		—		—		—		—		—		—
Special Mention		—		—		—		—		—		1,098		—		—		1,098
Substandard		—		—		—		—		—		1,286		—		—		1,286
Doubtful		—		—		—		—		—		—		—		—		—
	$	—	$	—	$	—	$	—	$	—	$	4,772	$	—	$	—	$	4,772
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		N/A		N/A		N/A		N/A		N/A		5.17		N/A		N/A		5.17
Total	$	539,788	$	420,043	$	234,875	$	210,597	$	634,470	$	1,138,880	$	193,785	$	23,928	$	3,396,366
Current period gross charge offs	$	—	$	102	$	701	$	1,070	$	586	$	142	$	—	$	—	$	2,601
Weighted average risk grade		3.08		4.06		4.40		4.72		3.71		4.04		3.46		3.80		3.86

The following table presents weighted-average risk grades for all loans, by class and year of origination/renewal as of December 31, 2025 ($ in thousands):


															Revolving
															Loans
														Revolving	Converted
	2025		2024		2023		2022		2021		Prior		Loans		To Term		Total
Commercial real estate - owner occupied
Pass	$	70,931	$	53,252	$	62,228	$	72,651	$	58,092	$	176,323	$	1,407	$	8,028	$	502,912
Special Mention		—		—		—		—		—		3,165		—		—		3,165
Substandard		—		—		—		87		187		3,737		—		—		4,011
Doubtful		—		—		—		—		—		—		—		—		—
	$	70,931	$	53,252	$	62,228	$	72,738	$	58,279	$	183,225	$	1,407	$	8,028	$	510,088
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.32		3.21		3.54		3.41		3.42		3.46		3.46		3.74		3.42
Commercial real estate - nonowner occupied
Pass	$	15,950	$	21,700	$	42,907	$	27,724	$	41,446	$	282,205	$	11,365	$	3,315	$	446,612
Special Mention		—		—		—		17,276		—		4,379		—		—		21,655
Substandard		—		—		—		—		98,562		262		—		—		98,824
Doubtful		—		—		—		—		—		—		—		—		—
	$	15,950	$	21,700	$	42,907	$	45,000	$	140,008	$	286,846	$	11,365	$	3,315	$	567,091
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.20		3.74		3.61		3.85		5.22		3.70		3.71		2.98		4.07
Secured by farmland
Pass	$	406	$	21	$	—	$	—	$	—	$	2,031	$	616	$	59	$	3,133
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		275		—		—		275
Doubtful		—		—		—		—		—		—		—		—		—
	$	406	$	21	$	—	$	—	$	—	$	2,306	$	616	$	59	$	3,408
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.95		4.00		N/A		N/A		N/A		4.23		3.93		2.92		4.12
Construction and land development
Pass	$	69,022	$	12,971	$	7,081	$	34,816	$	166	$	6,741	$	461	$	—	$	131,258
Special Mention		—		—		—		—		—		499		—		—		499
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
	$	69,022	$	12,971	$	7,081	$	34,816	$	166	$	7,240	$	461	$	—	$	131,757
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.10		3.00		3.90		3.63		3.99		3.51		3.65		N/A		3.30
Residential 1-4 family
Pass	$	53,742	$	38,550	$	23,232	$	141,982	$	123,591	$	182,506	$	4,861	$	2,663	$	571,127
Special Mention		—		—		—		—		—		267		—		—		267
Substandard		—		115		—		517		—		4,003		283		554		5,472
Doubtful		—		—		—		—		—		—		—		—		—
	$	53,742	$	38,665	$	23,232	$	142,499	$	123,591	$	186,776	$	5,144	$	3,217	$	576,866
Current period gross charge offs	$	—	$	—	$	67	$	—	$	—	$	5	$	—	$	—	$	72
Weighted average risk grade		3.06		3.34		3.10		3.09		3.04		3.21		3.22		3.94		3.14
Multi- family residential
Pass	$	7,009	$	—	$	440	$	21,344	$	22,656	$	82,644	$	5,384	$	—	$	139,477
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		513		—		271		784
Doubtful		—		—		—		—		—		—		—		—		—
	$	7,009	$	—	$	440	$	21,344	$	22,656	$	83,157	$	5,384	$	271	$	140,261
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		4.00		N/A		3.00		3.17		3.23		3.41		3.82		6.00		3.39
Home equity lines of credit
Pass	$	562	$	215	$	420	$	355	$	312	$	325	$	58,893	$	107	$	61,189
Special Mention		—		—		—		—		—		(1)		—		—		(1)
Substandard		—		—		—		—		—		(2)		540		12		550
Doubtful		—		—		—		—		—		—		—		—		—
	$	562	$	215	$	420	$	355	$	312	$	322	$	59,433	$	119	$	61,738
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		3.00		3.00		3.00		3.00		3.00		3.17		3.06		3.71		3.06
Commercial loans
Pass	$	169,480	$	399,604	$	55,482	$	143,884	$	25,566	$	19,446	$	92,493	$	8,292	$	914,247
Special Mention		4,994		—		—		769		2,278		1		13,510		885		22,437
Substandard		—		30		212		22,281		383		1,156		2,065		132		26,259
Doubtful		—		7,549		—		—		—		—		—		—		7,549
	$	174,474	$	407,183	$	55,694	$	166,934	$	28,227	$	20,603	$	108,068	$	9,309	$	970,492
Current period gross charge offs	$	—	$	—	$	2	$	28	$	—	$	—	$	—	$	732	$	762
Weighted average risk grade		3.44		3.12		3.45		3.41		3.92		3.46		3.52		3.92		3.33


															Revolving
															Loans
														Revolving	Converted
	2025		2024		2023		2022		2021		Prior		Loans		To Term		Total
Paycheck Protection Program loans
Pass	$	—	$	—	$	—	$	—	$	849	$	870	$	—	$	—	$	1,719
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
	$	—	$	—	$	—	$	—	$	849	$	870	$	—	$	—	$	1,719
Current period gross charge offs	$	—	$	—	$	—	$	—	$	173	$	—	$	—	$	—	$	173
Weighted average risk grade		N/A		N/A		N/A		N/A		2.00		2.00		N/A		N/A		2.00
Consumer loans
Pass	$	10,533	$	96,784	$	14,093	$	152,174	$	16,843	$	2,590	$	20,868	$	534	$	314,419
Special Mention		—		—		3		28		—		17		—		—		48
Substandard		—		10		86		517		315		2		—		10		940
Doubtful		—		—		—		—		—		—		—		—		—
	$	10,533	$	96,794	$	14,182	$	152,719	$	17,158	$	2,609	$	20,868	$	544	$	315,407
Current period gross charge offs	$	264	$	3,255	$	13,490	$	15,838	$	402	$	68	$	9	$	—	$	33,326
Weighted average risk grade		4.00		4.00		3.03		2.69		3.08		4.01		2.20		4.04		3.16
PCD
Pass	$	—	$	—	$	—	$	—	$	—	$	2,426	$	—	$	—	$	2,426
Special Mention		—		—		—		—		—		1,113		—		—		1,113
Substandard		—		—		—		—		—		1,317		—		—		1,317
Doubtful		—		—		—		—		—		—		—		—		—
	$	—	$	—	$	—	$	—	$	—	$	4,856	$	—	$	—	$	4,856
Current period gross charge offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Weighted average risk grade		N/A		N/A		N/A		N/A		N/A		4.67		N/A		N/A		4.67
Total	$	402,629	$	630,801	$	206,184	$	636,405	$	391,246	$	778,810	$	212,746	$	24,862	$	3,283,683
Current period gross charge offs	$	264	$	3,255	$	13,559	$	15,866	$	575	$	73	$	9	$	732	$	34,333
Weighted average risk grade		3.33		3.29		3.46		3.20		3.95		3.50		3.27		3.76		3.42

Revolving loans that were converted to term loans during the three months ended March 31, 2026 and 2025 were as follows ($ in thousands):


	For the three months ended March 31, 2026		For the three months ended March 31, 2025
Commercial real estate - non-owner occupied	$	—	$	16
Residential 1-4 family		—		167
Commercial loans		62		946
Total loans	$	62	$	1,129

Schedule of collateral dependent loans and non-collateral dependent loans

The following table presents a breakdown between loans at amortized cost that were evaluated on an individual basis and identified as collateral dependent loans and non-collateral dependent loans, by loan portfolio segment and their collateral value as of March 31, 2026 and December 31, 2025 ($ in thousands).


	March 31, 2026				December 31, 2025
			Non				Non
	Collateral		Collateral		Collateral		Collateral
	Dependent		Dependent		Dependent		Dependent
	Assets ⁽¹⁾		Assets ⁽¹⁾		Assets ⁽¹⁾		Assets ⁽¹⁾
Commercial real estate - owner occupied	$	3,461	$	—	$	3,485	$	—
Commercial real estate - non-owner occupied		30,231		69,845		30,015		70,431
Secured by farmland		517		—		1,146		—
Construction and land development		389		—		389		—
Residential 1-4 family		4,144		—		5,848		—
Multi- family residential		1,197		—		786		—
Commercial loans		33,609		—		32,889		—
Total loans	$	73,548	$	69,845	$	74,558	$	70,431

Collateral value	$	85,388	$	—	$	84,823	$	—

(1)	Loan balances include PCD loans and are presented net of SBA guarantees.

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of loans modified to borrowers experiencing financial difficulty

The following table provides a summary of the loan modifications to Consumer Program borrowers experiencing financial difficulty during the three months ended March 31, 2026 and 2025, by the type of modification ($ in thousands):


	For the three months ended March 31, 2026									For the three months ended March 31, 2025
		Total			Average			Average						Average			Average
		Amortized			Term			Rate Change			Total			Term			Rate Change
	# of	Cost			Adjustment			of Modified		# of	Amount			Adjustment			of Modified
	Loans	Modified			(Years)			Loans		Loans	Modified			(Years)			Loans
Term and Interest Rate	55	$	715			3.1		(6.78)	%	—	$	—			—		—	%
Term only	—	$	—			—		N/A	%	145	$	1,809			3.3		N/A	%
Principal Forgiveness	24	$	158			N/A		N/A	%	50	$	524			N/A		N/A	%