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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest income      
Loans, including fees $ 49,229 $ 43,537 $ 38,537
AFS securities      
Taxable 8,239 8,410 8,591
Nontaxable 5,279 5,570 5,715
Federal funds sold and other 1,117 896 823
Total interest income 63,864 58,413 53,666
Interest expense      
Deposits 9,261 6,809 5,836
Borrowings 6,370 5,685 5,029
Total interest expense 15,631 12,494 10,865
Net interest income 48,233 45,919 42,801
Provision for loan losses 978 253 (135)
Net interest income after provision for loan losses 47,255 45,666 42,936
Noninterest income      
Service charges and fees 6,210 6,013 5,230
Net gain on sale of mortgage loans 525 647 651
Earnings on corporate owned life insurance policies 707 726 761
Debt Securities, Realized Gain (Loss) 0 142 245
Other 3,504 3,284 4,221
Total noninterest income 10,946 10,812 11,108
Noninterest expenses      
Compensation and benefits 22,609 21,525 19,170
Furniture and equipment 6,182 5,523 5,275
Occupancy 3,263 3,133 3,227
Net AFS securities impairment loss 0 0 770
Other 10,763 10,044 10,225
Total noninterest expenses 42,817 40,225 37,897
Income before federal income tax expense 15,384 16,253 16,147
Federal income tax expense 1,363 3,016 2,348
NET INCOME $ 14,021 $ 13,237 $ 13,799
Earnings per share      
Basic (in dollars per share) $ 1.78 $ 1.69 $ 1.77
Diluted (in dollars per share) 1.74 1.65 1.73
Cash dividends per basic share (in dollars per share) $ 1.04 $ 1.02 $ 0.98