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v3.19.2

Loans and ALLL (Tables) | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Summary of changes in the ALLL and the recorded investment in loans by segments |
| Allowance for Loan Losses
| Three Months Ended June 30, 2018
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
April 1, 2018 | $ | 1,840 |  |  | $ | 1,224 |  |  | $ | 2,482 |  |  | $ | 795 |  |  | $ | 1,859 |  |  | $ | 8,200 |
Charge-offs | (489 | ) |  | — |  |  | (29 | ) |  | (48 | ) |  | — |  |  | (566 | )
Recoveries | 101 |  |  | — |  |  | 69 |  |  | 68 |  |  | — |  |  | 238 |
Provision for loan losses | 745 |  |  | (242 | ) |  | (355 | ) |  | 67 |  |  | 113 |  |  | 328 |
June 30, 2018 | $ | 2,197 |  |  | $ | 982 |  |  | $ | 2,167 |  |  | $ | 882 |  |  | $ | 1,972 |  |  | $ | 8,200 |
| Allowance for Loan Losses
| Six Months Ended June 30, 2018
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
January 1, 2018 | $ | 1,706 |  |  | $ | 611 |  |  | $ | 2,563 |  |  | $ | 900 |  |  | $ | 1,920 |  |  | $ | 7,700 |
Charge-offs | (494 | ) |  | — |  |  | (39 | ) |  | (136 | ) |  | — |  |  | (669 | )
Recoveries | 204 |  |  | — |  |  | 125 |  |  | 128 |  |  | — |  |  | 457 |
Provision for loan losses | 781 |  |  | 371 |  |  | (482 | ) |  | (10 | ) |  | 52 |  |  | 712 |
June 30, 2018 | $ | 2,197 |  |  | $ | 982 |  |  | $ | 2,167 |  |  | $ | 882 |  |  | $ | 1,972 |  |  | $ | 8,200 |
A summary of changes in the ALLL and the recorded investment in loans by segments follows:
| Allowance for Loan Losses
| Three Months Ended June 30, 2019
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
April 1, 2019 | $ | 2,248 |  |  | $ | 775 |  |  | $ | 2,305 |  |  | $ | 891 |  |  | $ | 2,179 |  |  | $ | 8,398 |
Charge-offs | (164 | ) |  | — |  |  | (94 | ) |  | (75 | ) |  | — |  |  | (333 | )
Recoveries | 22 |  |  | — |  |  | 91 |  |  | 38 |  |  | — |  |  | 151 |
Provision for loan losses | (26 | ) |  | (163 | ) |  | (420 | ) |  | 73 |  |  | 357 |  |  | (179 | )
June 30, 2019 | $ | 2,080 |  |  | $ | 612 |  |  | $ | 1,882 |  |  | $ | 927 |  |  | $ | 2,536 |  |  | $ | 8,037 |
| Allowance for Loan Losses
| Six Months Ended June 30, 2019
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
January 1, 2019 | $ | 2,563 |  |  | $ | 775 |  |  | $ | 1,992 |  |  | $ | 857 |  |  | $ | 2,188 |  |  | $ | 8,375 |
Charge-offs | (172 | ) |  | — |  |  | (96 | ) |  | (203 | ) |  | — |  |  | (471 | )
Recoveries | 74 |  |  | — |  |  | 118 |  |  | 86 |  |  | — |  |  | 278 |
Provision for loan losses | (385 | ) |  | (163 | ) |  | (132 | ) |  | 187 |  |  | 348 |  |  | (145 | )
June 30, 2019 | $ | 2,080 |  |  | $ | 612 |  |  | $ | 1,882 |  |  | $ | 927 |  |  | $ | 2,536 |  |  | $ | 8,037 |
Allowance for Loan Losses and Recorded Investment in Loans |
| Allowance for Loan Losses and Recorded Investment in Loans
| June 30, 2019
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
ALLL |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 58 |  |  | $ | 123 |  |  | $ | 1,298 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,479 |
Collectively evaluated for impairment | 2,022 |  |  | 489 |  |  | 584 |  |  | 927 |  |  | 2,536 |  |  | 6,558 |
Total | $ | 2,080 |  |  | $ | 612 |  |  | $ | 1,882 |  |  | $ | 927 |  |  | $ | 2,536 |  |  | $ | 8,037 |
Loans |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,029 |  |  | $ | 13,472 |  |  | $ | 6,389 |  |  | $ | 7 |  |  |  |  | $ | 28,897 |
Collectively evaluated for impairment | 692,925 |  |  | 106,891 |  |  | 276,896 |  |  | 71,013 |  |  |  |  | 1,147,725 |
Total | $ | 701,954 |  |  | $ | 120,363 |  |  | $ | 283,285 |  |  | $ | 71,020 |  |  |  |  | $ | 1,176,622 |
| Allowance for Loan Losses and Recorded Investment in Loans
| December 31, 2018
| Commercial |  | Agricultural |  | Residential Real Estate |  | Consumer |  | Unallocated |  | Total
ALLL |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 443 |  |  | $ | 132 |  |  | $ | 1,363 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,938 |
Collectively evaluated for impairment | 2,120 |  |  | 643 |  |  | 629 |  |  | 857 |  |  | 2,188 |  |  | 6,437 |
Total | $ | 2,563 |  |  | $ | 775 |  |  | $ | 1,992 |  |  | $ | 857 |  |  | $ | 2,188 |  |  | $ | 8,375 |
Loans |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 9,899 |  |  | $ | 14,298 |  |  | $ | 6,893 |  |  | $ | 9 |  |  |  |  | $ | 31,099 |
Collectively evaluated for impairment | 649,630 |  |  | 112,863 |  |  | 268,450 |  |  | 66,665 |  |  |  |  | 1,097,608 |
Total | $ | 659,529 |  |  | $ | 127,161 |  |  | $ | 275,343 |  |  | $ | 66,674 |  |  |  |  | $ | 1,128,707 |
Credit quality indicators for commercial and agricultural credit exposures | The following tables display the credit quality indicators for commercial and agricultural credit exposures based on internally assigned credit risk ratings as of:
| June 30, 2019
| Commercial |  | Agricultural |  |
| Real Estate |  | Other |  | Advances to Mortgage Brokers |  | Total |  | Real Estate |  | Other |  | Total |  | Total
Rating |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1 - Excellent | $ | — |  |  | $ | 19 |  |  | $ | — |  |  | $ | 19 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 19 |
2 - High quality | 3,324 |  |  | 14,853 |  |  | — |  |  | 18,177 |  |  | 2,333 |  |  | 405 |  |  | 2,738 |  |  | 20,915 |
3 - High satisfactory | 121,222 |  |  | 46,845 |  |  | 37,966 |  |  | 206,033 |  |  | 17,632 |  |  | 5,814 |  |  | 23,446 |  |  | 229,479 |
4 - Low satisfactory | 359,329 |  |  | 88,910 |  |  | — |  |  | 448,239 |  |  | 44,106 |  |  | 19,816 |  |  | 63,922 |  |  | 512,161 |
5 - Special mention | 16,631 |  |  | 5,768 |  |  | — |  |  | 22,399 |  |  | 10,060 |  |  | 5,065 |  |  | 15,125 |  |  | 37,524 |
6 - Substandard | 4,803 |  |  | 592 |  |  | — |  |  | 5,395 |  |  | 6,013 |  |  | 3,587 |  |  | 9,600 |  |  | 14,995 |
7 - Vulnerable | 450 |  |  | 1,242 |  |  | — |  |  | 1,692 |  |  | 3,593 |  |  | 1,939 |  |  | 5,532 |  |  | 7,224 |
8 - Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
9 - Loss | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 505,759 |  |  | $ | 158,229 |  |  | $ | 37,966 |  |  | $ | 701,954 |  |  | $ | 83,737 |  |  | $ | 36,626 |  |  | $ | 120,363 |  |  | $ | 822,317 |
| December 31, 2018
| Commercial |  | Agricultural |  |
| Real Estate |  | Other |  | Advances to Mortgage Brokers |  | Total |  | Real Estate |  | Other |  | Total |  | Total
Rating |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1 - Excellent | $ | 21 |  |  | $ | 31 |  |  | $ | — |  |  | $ | 52 |  |  | $ | 51 |  |  | $ | 28 |  |  | $ | 79 |  |  | $ | 131 |
2 - High quality | 4,564 |  |  | 13,473 |  |  | — |  |  | 18,037 |  |  | 2,729 |  |  | 613 |  |  | 3,342 |  |  | 21,379 |
3 - High satisfactory | 127,573 |  |  | 43,199 |  |  | 11,793 |  |  | 182,565 |  |  | 18,325 |  |  | 7,039 |  |  | 25,364 |  |  | 207,929 |
4 - Low satisfactory | 344,920 |  |  | 84,634 |  |  | — |  |  | 429,554 |  |  | 46,636 |  |  | 19,344 |  |  | 65,980 |  |  | 495,534 |
5 - Special mention | 12,847 |  |  | 5,287 |  |  | — |  |  | 18,134 |  |  | 10,520 |  |  | 5,624 |  |  | 16,144 |  |  | 34,278 |
6 - Substandard | 7,428 |  |  | 2,002 |  |  | — |  |  | 9,430 |  |  | 6,343 |  |  | 4,960 |  |  | 11,303 |  |  | 20,733 |
7 - Vulnerable | 334 |  |  | 1,423 |  |  | — |  |  | 1,757 |  |  | 2,716 |  |  | 2,233 |  |  | 4,949 |  |  | 6,706 |
8 - Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
9 - Loss | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 497,687 |  |  | $ | 150,049 |  |  | $ | 11,793 |  |  | $ | 659,529 |  |  | $ | 87,320 |  |  | $ | 39,841 |  |  | $ | 127,161 |  |  | $ | 786,690 |
Summary of past due and current loans | The following tables summarize the past due and current loans for the entire loan portfolio as of:
| June 30, 2019
| Accruing Interest and Past Due: |  |  |  | Total Past Due and Nonaccrual |  |  |  |
| 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Nonaccrual |  |  | Current |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | $ | 47 |  |  | $ | — |  |  | $ | — |  |  | $ | 450 |  |  | $ | 497 |  |  | $ | 505,262 |  |  | $ | 505,759 |
Commercial other | 484 |  |  | 20 |  |  | — |  |  | 1,242 |  |  | 1,746 |  |  | 156,483 |  |  | 158,229 |
Advances to mortgage brokers | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 37,966 |  |  | 37,966 |
Total commercial | 531 |  |  | 20 |  |  | — |  |  | 1,692 |  |  | 2,243 |  |  | 699,711 |  |  | 701,954 |
Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |
Agricultural real estate | 609 |  |  | 280 |  |  | — |  |  | 3,593 |  |  | 4,482 |  |  | 79,255 |  |  | 83,737 |
Agricultural other | 251 |  |  | — |  |  | — |  |  | 1,939 |  |  | 2,190 |  |  | 34,436 |  |  | 36,626 |
Total agricultural | 860 |  |  | 280 |  |  | — |  |  | 5,532 |  |  | 6,672 |  |  | 113,691 |  |  | 120,363 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Senior liens | 334 |  |  | 133 |  |  | 110 |  |  | 883 |  |  | 1,460 |  |  | 241,243 |  |  | 242,703 |
Junior liens | 6 |  |  | — |  |  | — |  |  | — |  |  | 6 |  |  | 6,378 |  |  | 6,384 |
Home equity lines of credit | 224 |  |  | — |  |  | — |  |  | — |  |  | 224 |  |  | 33,974 |  |  | 34,198 |
Total residential real estate | 564 |  |  | 133 |  |  | 110 |  |  | 883 |  |  | 1,690 |  |  | 281,595 |  |  | 283,285 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |
Secured | 38 |  |  | 50 |  |  | — |  |  | — |  |  | 88 |  |  | 67,256 |  |  | 67,344 |
Unsecured | 4 |  |  | 2 |  |  | — |  |  | — |  |  | 6 |  |  | 3,670 |  |  | 3,676 |
Total consumer | 42 |  |  | 52 |  |  | — |  |  | — |  |  | 94 |  |  | 70,926 |  |  | 71,020 |
Total | $ | 1,997 |  |  | $ | 485 |  |  | $ | 110 |  |  | $ | 8,107 |  |  | $ | 10,699 |  |  | $ | 1,165,923 |  |  | $ | 1,176,622 |
| December 31, 2018
| Accruing Interest and Past Due: |  |  |  | Total Past Due and Nonaccrual |  |  |  |
| 30-59 Days |  | 60-89 Days |  | 90 Days or More |  | Nonaccrual |  |  | Current |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | $ | 60 |  |  | $ | — |  |  | $ | — |  |  | $ | 334 |  |  | $ | 394 |  |  | $ | 497,293 |  |  | $ | 497,687 |
Commercial other | 277 |  |  | 628 |  |  | — |  |  | 1,423 |  |  | 2,328 |  |  | 147,721 |  |  | 150,049 |
Advances to mortgage brokers | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 11,793 |  |  | 11,793 |
Total commercial | 337 |  |  | 628 |  |  | — |  |  | 1,757 |  |  | 2,722 |  |  | 656,807 |  |  | 659,529 |
Agricultural |  |  |  |  |  |  |  |  |  |  |  |  |
Agricultural real estate | 428 |  |  | — |  |  | — |  |  | 2,716 |  |  | 3,144 |  |  | 84,176 |  |  | 87,320 |
Agricultural other | — |  |  | — |  |  | — |  |  | 2,233 |  |  | 2,233 |  |  | 37,608 |  |  | 39,841 |
Total agricultural | 428 |  |  | — |  |  | — |  |  | 4,949 |  |  | 5,377 |  |  | 121,784 |  |  | 127,161 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |
Senior liens | 2,254 |  |  | 203 |  |  | 113 |  |  | 554 |  |  | 3,124 |  |  | 233,438 |  |  | 236,562 |
Junior liens | 2 |  |  | 6 |  |  | — |  |  | — |  |  | 8 |  |  | 6,001 |  |  | 6,009 |
Home equity lines of credit | 76 |  |  | — |  |  | — |  |  | — |  |  | 76 |  |  | 32,696 |  |  | 32,772 |
Total residential real estate | 2,332 |  |  | 209 |  |  | 113 |  |  | 554 |  |  | 3,208 |  |  | 272,135 |  |  | 275,343 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |
Secured | 95 |  |  | — |  |  | — |  |  | — |  |  | 95 |  |  | 62,721 |  |  | 62,816 |
Unsecured | 10 |  |  | — |  |  | — |  |  | — |  |  | 10 |  |  | 3,848 |  |  | 3,858 |
Total consumer | 105 |  |  | — |  |  | — |  |  | — |  |  | 105 |  |  | 66,569 |  |  | 66,674 |
Total | $ | 3,202 |  |  | $ | 837 |  |  | $ | 113 |  |  | $ | 7,260 |  |  | $ | 11,412 |  |  | $ | 1,117,295 |  |  | $ | 1,128,707 |
Information pertaining to impaired loans | The following is a summary of information pertaining to impaired loans as of:
| June 30, 2019 |  | December 31, 2018
| Recorded Balance |  | Unpaid Principal Balance |  | Valuation Allowance |  | Recorded Balance |  | Unpaid Principal Balance |  | Valuation Allowance
Impaired loans with a valuation allowance |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | $ | 2,144 |  |  | $ | 2,385 |  |  | $ | 53 |  |  | $ | 3,969 |  |  | $ | 4,211 |  |  | $ | 437 |
Commercial other | 11 |  |  | 11 |  |  | 5 |  |  | 12 |  |  | 12 |  |  | 6 |
Agricultural real estate | 1,513 |  |  | 1,513 |  |  | 97 |  |  | 392 |  |  | 392 |  |  | 112 |
Agricultural other | 1,237 |  |  | 1,237 |  |  | 26 |  |  | 44 |  |  | 44 |  |  | 20 |
Residential real estate senior liens | 6,347 |  |  | 6,818 |  |  | 1,296 |  |  | 6,834 |  |  | 7,289 |  |  | 1,361 |
Residential real estate junior liens | 12 |  |  | 12 |  |  | 2 |  |  | 12 |  |  | 12 |  |  | 2 |
Total impaired loans with a valuation allowance | 11,264 |  |  | 11,976 |  |  | 1,479 |  |  | 11,263 |  |  | 11,960 |  |  | 1,938 |
Impaired loans without a valuation allowance |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | 4,189 |  |  | 4,328 |  |  |  |  | 2,794 |  |  | 2,947 |  |  |
Commercial other | 2,685 |  |  | 2,685 |  |  |  |  | 3,124 |  |  | 3,231 |  |  |
Agricultural real estate | 6,985 |  |  | 6,985 |  |  |  |  | 7,618 |  |  | 7,618 |  |  |
Agricultural other | 3,737 |  |  | 3,737 |  |  |  |  | 6,244 |  |  | 6,287 |  |  |
Home equity lines of credit | 30 |  |  | 330 |  |  |  |  | 47 |  |  | 347 |  |  |
Consumer secured | 7 |  |  | 7 |  |  |  |  | 9 |  |  | 9 |  |  |
Total impaired loans without a valuation allowance | 17,633 |  |  | 18,072 |  |  |  |  | 19,836 |  |  | 20,439 |  |  |
Impaired loans |  |  |  |  |  |  |  |  |  |  |
Commercial | 9,029 |  |  | 9,409 |  |  | 58 |  |  | 9,899 |  |  | 10,401 |  |  | 443 |
Agricultural | 13,472 |  |  | 13,472 |  |  | 123 |  |  | 14,298 |  |  | 14,341 |  |  | 132 |
Residential real estate | 6,389 |  |  | 7,160 |  |  | 1,298 |  |  | 6,893 |  |  | 7,648 |  |  | 1,363 |
Consumer | 7 |  |  | 7 |  |  | — |  |  | 9 |  |  | 9 |  |  | — |
Total impaired loans | $ | 28,897 |  |  | $ | 30,048 |  |  | $ | 1,479 |  |  | $ | 31,099 |  |  | $ | 32,399 |  |  | $ | 1,938 |
The following is a summary of information pertaining to impaired loans for the:
| Three Months Ended June 30
| 2019 |  | 2018
| Average Recorded Balance |  | Interest Income Recognized |  | Average Recorded Balance |  | Interest Income Recognized
Impaired loans with a valuation allowance |  |  |  |  |  |  |
Commercial real estate | $ | 2,497 |  |  | $ | 7 |  |  | $ | 5,006 |  |  | $ | 13 |
Commercial other | 11 |  |  | — |  |  | 1,463 |  |  | 15 |
Agricultural real estate | 951 |  |  | 57 |  |  | 639 |  |  | 2 |
Agricultural other | 641 |  |  | 9 |  |  | — |  |  | — |
Residential real estate senior liens | 6,439 |  |  | 19 |  |  | 7,747 |  |  | 16 |
Residential real estate junior liens | 12 |  |  | — |  |  | 30 |  |  | — |
Total impaired loans with a valuation allowance | 10,551 |  |  | 92 |  |  | 14,885 |  |  | 46 |
Impaired loans without a valuation allowance |  |  |  |  |  |  |
Commercial real estate | 3,985 |  |  | 21 |  |  | 3,084 |  |  | 12 |
Commercial other | 2,751 |  |  | 13 |  |  | 1,301 |  |  | 2 |
Agricultural real estate | 7,307 |  |  | 58 |  |  | 7,610 |  |  | 237 |
Agricultural other | 4,833 |  |  | 86 |  |  | 3,933 |  |  | 115 |
Home equity lines of credit | 34 |  |  | — |  |  | 68 |  |  | — |
Consumer secured | 8 |  |  | — |  |  | 12 |  |  | — |
Total impaired loans without a valuation allowance | 18,918 |  |  | 178 |  |  | 16,008 |  |  | 366 |
Impaired loans |  |  |  |  |  |  |
Commercial | 9,244 |  |  | 41 |  |  | 10,854 |  |  | 42 |
Agricultural | 13,732 |  |  | 210 |  |  | 12,182 |  |  | 354 |
Residential real estate | 6,485 |  |  | 19 |  |  | 7,845 |  |  | 16 |
Consumer | 8 |  |  | — |  |  | 12 |  |  | — |
Total impaired loans | $ | 29,469 |  |  | $ | 270 |  |  | $ | 30,893 |  |  | $ | 412 |
| Six Months Ended June 30
| 2019 |  | 2018
| Average Recorded Balance |  | Interest Income Recognized |  | Average Recorded Balance |  | Interest Income Recognized
Impaired loans with a valuation allowance |  |  |  |  |  |  |
Commercial real estate | $ | 2,952 |  |  | $ | 56 |  |  | $ | 5,012 |  |  | $ | 104 |
Commercial other | 11 |  |  | — |  |  | 1,505 |  |  | 39 |
Agricultural real estate | 671 |  |  | 63 |  |  | 540 |  |  | 6 |
Agricultural other | 343 |  |  | 9 |  |  | — |  |  | — |
Residential real estate senior liens | 6,561 |  |  | 87 |  |  | 7,785 |  |  | 90 |
Residential real estate junior liens | 12 |  |  | — |  |  | 35 |  |  | — |
Total impaired loans with a valuation allowance | 10,550 |  |  | 215 |  |  | 14,877 |  |  | 239 |
Impaired loans without a valuation allowance |  |  |  |  |  |  |
Commercial real estate | 3,636 |  |  | 74 |  |  | 2,606 |  |  | 47 |
Commercial other | 2,861 |  |  | 34 |  |  | 1,248 |  |  | 19 |
Agricultural real estate | 7,465 |  |  | 65 |  |  | 7,804 |  |  | 277 |
Agricultural other | 5,460 |  |  | 156 |  |  | 3,264 |  |  | 151 |
Home equity lines of credit | 38 |  |  | 6 |  |  | 72 |  |  | 5 |
Consumer secured | 8 |  |  | — |  |  | 13 |  |  | — |
Total impaired loans without a valuation allowance | 19,468 |  |  | 335 |  |  | 15,007 |  |  | 499 |
Impaired loans |  |  |  |  |  |  |
Commercial | 9,460 |  |  | 164 |  |  | 10,371 |  |  | 209 |
Agricultural | 13,939 |  |  | 293 |  |  | 11,608 |  |  | 434 |
Residential real estate | 6,611 |  |  | 93 |  |  | 7,892 |  |  | 95 |
Consumer | 8 |  |  | — |  |  | 13 |  |  | — |
Total impaired loans | $ | 30,018 |  |  | $ | 550 |  |  | $ | 29,884 |  |  | $ | 738 |
Information pertaining to TDR's | The following is a summary of TDR loan balances as of:
| June 30 2019 |  | December 31 2018
TDRs | $ | 25,965 |  |  | $ | 26,951 |
The following is a summary of information pertaining to TDRs granted for the:
| Three Months Ended June 30
| 2019 |  | 2018
| Number of Loans |  | Pre-Modification Recorded Investment |  | Post-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Post-Modification Recorded Investment
Commercial other | 1 |  |  | $ | 37 |  |  | $ | 37 |  |  | 1 |  |  | $ | 105 |  |  | $ | 105 |
Agricultural other | 1 |  |  | 1,311 |  |  | 1,311 |  |  | 13 |  |  | 3,330 |  |  | 3,306 |
Residential real estate | — |  |  | — |  |  | — |  |  | 5 |  |  | 327 |  |  | 327 |
Total | 2 |  |  | $ | 1,348 |  |  | $ | 1,348 |  |  | 19 |  |  | $ | 3,762 |  |  | $ | 3,738 |
| Six Months Ended June 30
| 2019 |  | 2018
| Number of Loans |  | Pre-Modification Recorded Investment |  | Post-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Post-Modification Recorded Investment
Commercial other | 2 |  |  | $ | 184 |  |  | $ | 184 |  |  | 4 |  |  | $ | 1,360 |  |  | $ | 1,360 |
Agricultural other | 3 |  |  | 1,834 |  |  | 1,834 |  |  | 15 |  |  | 4,391 |  |  | 4,368 |
Residential real estate | — |  |  | — |  |  | — |  |  | 7 |  |  | 493 |  |  | 493 |
Total | 5 |  |  | $ | 2,018 |  |  | $ | 2,018 |  |  | 26 |  |  | $ | 6,244 |  |  | $ | 6,221 |
The following is a summary of concessions we granted to borrowers in financial difficulty for the:
| Three Months Ended June 30
| 2019 |  | 2018
| Below Market Interest Rate |  | Below Market Interest Rate and Extension of Amortization Period |  | Below Market Interest Rate |  | Below Market Interest Rate and Extension of Amortization Period
| Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment
Commercial other | — |  |  | $ | — |  |  | 1 |  |  | $ | 37 |  |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 105 |
Agricultural other | — |  |  | — |  |  | 1 |  |  | 1,311 |  |  | 6 |  |  | 1,770 |  |  | 7 |  |  | 1,560 |
Residential real estate | — |  |  | — |  |  | — |  |  | — |  |  | 1 |  |  | 56 |  |  | 4 |  |  | 271 |
Total | — |  |  | $ | — |  |  | 2 |  |  | $ | 1,348 |  |  | 7 |  |  | $ | 1,826 |  |  | 12 |  |  | $ | 1,936 |
| Six Months Ended June 30
| 2019 |  | 2018
| Below Market Interest Rate |  | Below Market Interest Rate and Extension of Amortization Period |  | Below Market Interest Rate |  | Below Market Interest Rate and Extension of Amortization Period
| Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment |  | Number of Loans |  | Pre-Modification Recorded Investment
Commercial other | — |  |  | $ | — |  |  | 2 |  |  | $ | 184 |  |  | 1 |  |  | $ | 174 |  |  | 3 |  |  | $ | 1,186 |
Agricultural other | — |  |  | — |  |  | 3 |  |  | 1,834 |  |  | 7 |  |  | 1,868 |  |  | 8 |  |  | 2,523 |
Residential real estate | — |  |  | — |  |  | — |  |  | — |  |  | 1 |  |  | 56 |  |  | 6 |  |  | 437 |
Total | — |  |  | $ | — |  |  | 5 |  |  | $ | 2,018 |  |  | 9 |  |  | $ | 2,098 |  |  | 17 |  |  | $ | 4,146 |

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