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Interim Condensed Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2019
Dec. 31, 2018
Cash and cash equivalents    
Cash and demand deposits due from banks $ 26,122 $ 23,534
Interest bearing balances due from banks 8,209 49,937
Total cash and cash equivalents 34,331 73,471
Debt Securities, Available-for-sale 445,529 494,834
Mortgage loans AFS 1,912 358
Loans    
Commercial 708,735 659,529
Agricultural 118,460 127,161
Residential real estate 292,311 275,343
Consumer 72,298 66,674
Gross loans 1,191,804 1,128,707
Less allowance for loan losses 8,169 8,375
Net loans 1,183,635 1,120,332
Premises and equipment 26,350 27,815
Corporate owned life insurance 28,261 27,733
Accrued interest receivable 7,360 6,928
Equity securities without readily determinable fair values 25,130 24,948
Goodwill and other intangible assets 48,396 48,451
Other assets 12,780 17,632
TOTAL ASSETS 1,813,684 1,842,502
Deposits    
Noninterest bearing 242,179 236,534
NOW accounts 230,579 235,287
Certificates of deposit under $250 and other savings 749,736 744,944
Certificates of deposit over $250 86,279 75,928
Total deposits 1,308,773 1,292,693
Borrowed funds 277,386 340,299
Accrued interest payable and other liabilities 15,149 13,991
Total liabilities 1,601,308 1,646,983
Shareholders' equity    
Common stock — no par value 15,000,000 shares authorized 141,318 140,416
Shares to be issued for deferred compensation obligations 5,578 5,431
Retained earnings 63,334 57,357
Accumulated other comprehensive income 2,146 (7,685)
Total shareholders' equity 212,376 195,519
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,813,684 $ 1,842,502