XML 78 R43.htm IDEA: XBRL DOCUMENT
v3.20.1

Minimum Regulatory Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2019
Banking and Thrift [Abstract] |
Summary of compliance with regulatory capital requirements | Our actual capital amounts and ratios are also presented in the table.
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2019 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 150,093 |  |  | 11.86 | % |  | $ | 88,587 |  |  | 7.000 | % |  | $ | 82,260 |  |  | 6.50 | %
Consolidated | 159,794 |  |  | 12.56 | % |  | 89,090 |  |  | 7.000 | % |  | N/A |  |  | N/A |
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 150,093 |  |  | 11.86 | % |  | 107,570 |  |  | 8.500 | % |  | 101,243 |  |  | 8.00 | %
Consolidated | 159,794 |  |  | 12.56 | % |  | 108,180 |  |  | 8.500 | % |  | N/A |  |  | N/A |
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 158,032 |  |  | 12.49 | % |  | 132,881 |  |  | 10.500 | % |  | 126,554 |  |  | 10.00 | %
Consolidated | 167,733 |  |  | 13.18 | % |  | 133,635 |  |  | 10.500 | % |  | N/A |  |  | N/A |
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 150,093 |  |  | 8.54 | % |  | 70,288 |  |  | 4.00 | % |  | 87,861 |  |  | 5.00 | %
Consolidated | 159,794 |  |  | 9.01 | % |  | 70,945 |  |  | 4.00 | % |  | N/A |  |  | N/A |
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 143,429 |  |  | 11.75 | % |  | $ | 77,826 |  |  | 6.375 | % |  | $ | 79,352 |  |  | 6.50 | %
Consolidated | 154,705 |  |  | 12.58 | % |  | 78,431 |  |  | 6.375 | % |  | N/A |  |  | N/A |
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 143,429 |  |  | 11.75 | % |  | 96,138 |  |  | 7.875 | % |  | 97,664 |  |  | 8.00 | %
Consolidated | 154,705 |  |  | 12.58 | % |  | 96,885 |  |  | 7.875 | % |  | N/A |  |  | N/A |
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 151,804 |  |  | 12.43 | % |  | 120,554 |  |  | 9.875 | % |  | 122,080 |  |  | 10.00 | %
Consolidated | 163,080 |  |  | 13.26 | % |  | 121,491 |  |  | 9.875 | % |  | N/A |  |  | N/A |
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 143,429 |  |  | 8.07 | % |  | 71,085 |  |  | 4.000 | % |  | 88,856 |  |  | 5.00 | %
Consolidated | 154,705 |  |  | 8.72 | % |  | 70,996 |  |  | 4.000 | % |  | N/A |  |  | N/A |

X
- References No definition available. + Details
Name: | us-gaap_BankingAndThriftAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958577-112826 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=84167132&loc=d3e65071-112826 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958568-112826 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958570-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration