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Interim Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest income    
Loans, including fees $ 13,254 $ 12,891
AFS securities    
Taxable 1,489 1,958
Nontaxable 1,053 1,253
Federal funds sold and other 405 379
Total interest income 16,201 16,481
Interest expense    
Deposits 2,791 2,718
Borrowings 1,408 1,574
Total interest expense 4,199 4,292
Net interest income 12,002 12,189
Provision for loan losses 788 34
Net interest income after provision for loan losses 11,214 12,155
Noninterest income    
Noninterest Income, Service Charges and Fees 1,353 1,461
Noninterest Income Investment and Trust Advisory Fees 572 677
Bank Owned Life Insurance Income, From Policy Redemption 524 0
Earnings on corporate owned life insurance policies 182 184
Net gain on sale of mortgage loans 151 93
Other 216 75
Total noninterest income 2,998 2,490
Noninterest expenses    
Compensation and benefits 5,869 5,722
Furniture and equipment 1,461 1,494
Occupancy 867 930
Other 2,748 2,654
Total noninterest expenses 10,945 10,800
Income before federal income tax expense 3,267 3,845
Federal Income Tax Expense (Benefit), Continuing Operations 203 349
NET INCOME $ 3,064 $ 3,496
Earnings per share    
Basic (in dollars per share) $ 0.39 $ 0.44
Diluted (in dollars per share) 0.38 0.43
Cash dividends per basic share (in dollars per share) $ 0.27 $ 0.26