XML 54 R42.htm IDEA: XBRL DOCUMENT
v3.22.0.1

Minimum Regulatory Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2021
Banking Regulation, Risk-Based Information [Abstract] |
Summary of compliance with regulatory capital requirements | Our actual capital amounts and ratios are also presented in the table.
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 171,255 |  |  | 12.91 | % |  | $ | 92,849 |  |  | 7.00 | % |  | $ | 86,217 |  |  | 6.50 | %
Consolidated | 160,871 |  |  | 12.07 | % |  | 93,297 |  |  | 7.00 | % |  | N/A |  | N/A
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 171,255 |  |  | 12.91 | % |  | 112,746 |  |  | 8.50 | % |  | 106,114 |  |  | 8.00 | %
Consolidated | 160,871 |  |  | 12.07 | % |  | 113,289 |  |  | 8.50 | % |  | N/A |  | N/A
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 180,358 |  |  | 13.60 | % |  | 139,274 |  |  | 10.50 | % |  | 132,642 |  |  | 10.00 | %
Consolidated | 199,132 |  |  | 14.94 | % |  | 139,945 |  |  | 10.50 | % |  | N/A |  | N/A
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 171,255 |  |  | 8.54 | % |  | 80,171 |  |  | 4.00 | % |  | 100,214 |  |  | 5.00 | %
Consolidated | 160,871 |  |  | 7.97 | % |  | 80,733 |  |  | 4.00 | % |  | N/A |  | N/A
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 153,102 |  |  | 12.28 | % |  | $ | 87,273 |  |  | 7.00 | % |  | $ | 81,039 |  |  | 6.50 | %
Consolidated | 162,532 |  |  | 12.97 | % |  | 87,675 |  |  | 7.00 | % |  | N/A |  | N/A
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 153,102 |  |  | 12.28 | % |  | 105,975 |  |  | 8.50 | % |  | 99,741 |  |  | 8.00 | %
Consolidated | 162,532 |  |  | 12.97 | % |  | 106,462 |  |  | 8.50 | % |  | N/A |  | N/A
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 162,846 |  |  | 13.06 | % |  | 130,910 |  |  | 10.50 | % |  | 124,676 |  |  | 10.00 | %
Consolidated | 172,276 |  |  | 13.75 | % |  | 131,512 |  |  | 10.50 | % |  | N/A |  | N/A
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 153,102 |  |  | 7.97 | % |  | 76,814 |  |  | 4.00 | % |  | 96,018 |  |  | 5.00 | %
Consolidated | 162,532 |  |  | 8.37 | % |  | 77,671 |  |  | 4.00 | % |  | N/A |  | N/A

X
- References No definition available. + Details
Name: | us-gaap_RiskBasedRatiosAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration