Exhibit 99.1

For Immediate Release

Isabella Bank Corporation

401 North Main Street

Mt. Pleasant, MI 48858-1649

FOR MORE INFORMATION CONTACT:

Amber Zaske, Community Relations

Phone: 989-779-6309 Fax: 989-775-5501

Isabella Bank Corporation Announces Strong Second Quarter 2022 Earnings

Earnings trend continues; strategies lift EPS and margin

Mt. Pleasant, Michigan, July 21, 2022 — Isabella Bank Corporation (the “Corporation”) (OTCQX: ISBA) reported net income of $5.3 million for the second quarter of 2022 and $10 million for the six-month period ended June 30, 2022. Earnings per common share were $0.70 in the second quarter and $1.33 for the first six months of 2022.

Second-quarter 2022 highlights include:

•Earnings per share of $0.70 grew 21% in comparison to the second quarter of 2021.

•Net interest income improved $2.2 million compared to the second quarter of 2021, aided by a 39% decline in interest expense.

•Net interest margin yield benefited from rising interest rates, increasing 37 basis points compared to the second quarter of 2021.

•Loans grew $53.5 million during the second quarter, driven by commercial loans.

“We continue to deliver solid financial results as shown in our second quarter performance," said Jae A. Evans, President & CEO. "Isabella Bank continues to experience increased net income and improvement in net interest margin. With additional interest rate increases anticipated by the Federal Reserve, we expect these improvements to continue throughout the remainder of 2022.

“Despite continued concerns over how inflation and other events happening around the world may impact the financial services industry, we continue to pursue strategic initiatives to enhance shareholder and customer value," Evans added.

"During the second quarter, we announced the construction of a new full-service branch in Saginaw, expanding our presence within the Great Lakes Bay Region. The Bank also successfully completed a planned online banking conversion during the quarter, thereby enhancing our customers' experience. We remain committed to meeting the needs of our communities and our customers by providing innovative and competitive products and services."

Operating Results

Net income: Net income for the second quarter 2022 was $5.3 million, a 14.6% increase compared to $4.6 million in the second quarter of 2021. For the first six months of 2022 and 2021, net income was $10 million. Net interest income improved, offset by increased operating expenses, as described below.

Net interest income: Net interest income for the first half of 2022 increased $2.5 million compared to the same period in 2021. While Paycheck Protection Program loan fees declined during the period, rising interest rates within the loan portfolio and growth in loans and investment securities drove a $934,000 increase in gross interest income during the six-month period ended June 30, 2022, compared to the same period in 2021. The Corporation continued to benefit from a reduction in higher-cost borrowings as interest expense on deposits and borrowings decreased $1.6 million, or 38.8%, for the six-month period ended June 30, 2022, compared to the same period in 2021. A $522,000 provision for loan losses expense was recorded during the first half of 2022, compared to a $492,000 provision reversal during the same period in 2021, as initial concerns over potential credit quality issues related to the onset of the pandemic did not materialize.

Noninterest income and expenses: Noninterest income increased $295,000 during the first half of 2022, compared to the same period in 2021. A $968,000 increase in service charges and fees that included $577,000 of OMSR income, was partially offset by a $726,000 reduction in gain on sale of loans as residential mortgage originations declined. Noninterest expenses for the first six months of 2022 increased $1.7 million, as a result of increased compensation, other losses, consulting, marketing, and donations and community relations, as many charitable organizations resumed activities and events.

Net yield on interest earning assets: The Corporation’s fully taxable equivalent net yield on interest earning assets was 3.16% and 3.01% for the three and six months ended June 30, 2022, as compared to 2.79% and 2.88% for the same periods in 2021. This marked improvement is the result of strategies management implemented In 2019 and 2020, focused on improving the net yields as rates declined, including enhanced pricing related to loans and a reduced reliance on higher-cost borrowed funds and brokered deposits. Considering the rate increases during the first half of 2022 and the anticipation of future rate increases in the remainder of the year, the Corporation expects continued improvement in the net yield on interest earning assets.

Balance Sheet

Assets: The Corporation had $2.05 billion in total assets and $2.8 billion of assets under management as of June 30, 2022. Managed assets included loans sold and serviced of $273.3 million and $454.5 million in investment and trust assets managed by Isabella Wealth.

Loans: Loans outstanding as of June 30, 2022 totaled $1.3 billion. While gross loans declined $29.1 million since December 31, 2021, due to a decrease in advances to mortgage brokers, loans increased $53.5 million or 4.4%,

during the second quarter of 2022. Credit quality remains strong as evidenced by total past due and nonaccrual loans which were 0.12% of gross loans as of June 30, 2022.

Deposits: Total deposits were $1.8 billion as of June 30, 2022, an increase of $49.5 million, or 2.90%, since December 31, 2021. Growth in accounts from new customers is the driving factor behind this increase.

Capital: The Bank is considered a “well-capitalized” institution, as its capital ratios exceeded the minimum designated requirements. As of June 30, 2022, the Bank’s Tier 1 Leverage Ratio was 8.99%, Tier 1 Capital Ratio was 13.50% and Total Capital Ratio was 14.22%. The minimum requirements to be considered well capitalized are a Tier 1 Leverage Ratio of 5.0%, Tier 1 Capital Ratio of 8.0% and Total Capital Ratio of 10.0%.

Dividend: During the second quarter of 2022, the Corporation paid a $0.27 per common share cash dividend. Based on the Corporation’s closing stock price of $24.80 as of June 30, 2022, the annualized cash dividend yield was 4.35%.

About the Corporation

Isabella Bank Corporation (OTCQX: ISBA) is the parent holding company of Isabella Bank, a state chartered community bank headquartered in Mt. Pleasant, Michigan. Isabella Bank was established in 1903 and has been committed to serving the local banking needs of its customers and communities for 119 years. The Bank offers personal and commercial lending and deposit products, as well as investment, trust, and estate planning services through Isabella Wealth. The Bank has locations throughout seven Mid-Michigan counties: Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw.

For more information about Isabella Bank Corporation, visit the investors link at www.isabellabank.com. Isabella Bank Corporation common stock is quoted on the OTCQX tier of the OTC Markets Group, Inc.’s electronic quotation system (www.otcmarkets.com) under the symbol “ISBA.” The Corporation’s market maker is Boenning & Scattergood, Inc. (www.boenninginc.com) and its investor relations firm is Renmark Financial Communications, Inc. (www.renmarkfinancial.com).

Forward-Looking Statements

This press release includes forward-looking statements. To the extent that the foregoing information refers to matters that may occur in the future, please be aware that such forward-looking statements may differ materially from the actual results. Additional information concerning some of the factors that could cause materially different results is included in the sections titled “Risk Factors” and “Forward Looking Statements” set forth in Isabella Bank Corporation’s filings with the Securities and Exchange Commission, which are available from the Securities and Exchange Commission’s Public Reference facilities and from its website at www.sec.gov.

INTERIM CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)

(Dollars in thousands)

			June 30 2022						December 31 2021
ASSETS
Cash and cash equivalents
Cash and demand deposits due from banks			$	25,871					$	25,563
Interest bearing balances due from banks			56,146						79,767
Total cash and cash equivalents			82,017						105,330
Available-for-sale securities, at fair value			557,590						490,601
Mortgage loans available-for-sale			906						1,735
Loans
Commercial			772,567						807,439
Agricultural			94,726						93,955
Residential real estate			329,795						326,361
Consumer			74,822						73,282
Gross loans			1,271,910						1,301,037
Less allowance for loan and lease losses			9,700						9,103
Net loans			1,262,210						1,291,934
Premises and equipment			24,169						24,419
Corporate owned life insurance policies			32,552						32,472
Equity securities without readily determinable fair values			15,095						17,383
Goodwill and other intangible assets			48,294						48,302
Accrued interest receivable and other assets			25,540						19,982
TOTAL ASSETS			$	2,048,373					$	2,032,158
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits
Noninterest bearing			$	488,110					$	448,352
Interest bearing demand deposits			370,284						364,563
Certificates of deposit under $250 and other savings			834,933						818,841
Certificates of deposit over $250			66,539						78,583
Total deposits			1,759,866						1,710,339
Borrowed funds
Federal funds purchased and repurchase agreements			47,247						50,162
Federal Home Loan Bank advances			10,000						20,000
Subordinated debt, net of unamortized issuance costs			29,203						29,158
Total borrowed funds			86,450						99,320
Accrued interest payable and other liabilities			11,377						11,451
Total liabilities			1,857,693						1,821,110
Shareholders’ equity
Common stock — no par value 15,000,000 shares authorized; issued and outstanding 7,553,113 shares (including 126,388 shares held in the Rabbi Trust) in 2022 and 7,532,641 shares (including 105,654 shares held in the Rabbi Trust) in 2021			129,115						129,052
Shares to be issued for deferred compensation obligations			4,791						4,545
Retained earnings			81,614						75,592
Accumulated other comprehensive income (loss)			(24,840)						1,859
Total shareholders’ equity			190,680						211,048
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY			$	2,048,373					$	2,032,158

INTERIM CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)

(Dollars in thousands except per share amounts)

			Three Months Ended   June 30												Six Months Ended   June 30
			2022						2021						2022						2021
Interest income
Loans, including fees			$	13,179					$	12,504					$	25,557					$	25,601
Available-for-sale securities
Taxable			2,027						1,140						3,642						2,305
Nontaxable			704						803						1,364						1,668
Federal funds sold and other			192						193						301						356
Total interest income			16,102						14,640						30,864						29,930
Interest expense
Deposits			854						1,444						1,790						3,112
Borrowings
Federal funds purchased and repurchase agreements			8						11						17						27
Federal Home Loan Bank advances			47						389						119						794
Subordinated debt, net of unamortized issuance costs			266						83						532						83
Total interest expense			1,175						1,927						2,458						4,016
Net interest income			14,927						12,713						28,406						25,914
Provision for loan losses			485						31						522						(492)
Net interest income after provision for loan losses			14,442						12,682						27,884						26,406
Noninterest income
Service charges and fees			2,284						1,830						4,493						3,525
Wealth management fees			784						806						1,538						1,502
Net gain on sale of mortgage loans			170						375						394						1,120
Earnings on corporate owned life insurance policies			222						190						432						376
Other			135						114						285						324
Total noninterest income			3,595						3,315						7,142						6,847
Noninterest expenses
Compensation and benefits			6,037						5,700						12,111						11,577
Furniture and equipment			1,442						1,327						2,892						2,700
Occupancy			929						915						1,895						1,860
Other			3,253						2,553						6,083						5,175
Total noninterest expenses			11,661						10,495						22,981						21,312
Income before federal income tax expense			6,376						5,502						12,045						11,941
Federal income tax expense			1,081						881						2,016						1,922
NET INCOME			$	5,295					$	4,621					$	10,029					$	10,019
Earnings per common share
Basic			$	0.70					$	0.58					$	1.33					$	1.26
Diluted			$	0.69					$	0.57					$	1.31					$	1.24
Cash dividends per common share			$	0.27					$	0.27					$	0.54					$	0.54

AVERAGE BALANCES, INTEREST RATE, AND NET INTEREST INCOME (UNAUDITED)

(Dollars in thousands)

The following schedules present the daily average amount outstanding for each major category of interest earning assets, non-earning assets, interest bearing liabilities, and noninterest bearing liabilities. These schedules also present an analysis of interest income and interest expense for the periods indicated. All interest income is reported on a fully taxable equivalent (FTE) basis using a federal income tax rate of 21%. Loans in nonaccrual status, for the purpose of the following computations, are included in the average loan balances. Federal Reserve Bank (FRB) and Federal Home Loan Bank (FHLB) restricted equity holdings are included in other interest earning assets.

			Three Months Ended
			June 30, 2022																		June 30, 2021
			Average Balance						Tax Equivalent Interest						Average Yield / Rate						Average Balance						Tax Equivalent Interest						Average Yield / Rate
INTEREST EARNING ASSETS
Loans			$	1,259,573					$	13,179					4.19		%				$	1,200,998					$	12,504					4.16		%
Taxable investment securities			475,010						2,027						1.71		%				281,245						1,140						1.62		%
Nontaxable investment securities			109,367						975						3.57		%				122,514						1,117						3.65		%
Fed funds sold			6						—						1.47		%				3						—						0.01		%
Other			77,176						192						1.00		%				265,227						193						0.29		%
Total earning assets			1,921,132						16,373						3.41		%				1,869,987						14,954						3.20		%
NONEARNING ASSETS
Allowance for loan losses			(9,288)																		(9,326)
Cash and demand deposits due from banks			22,838																		28,629
Premises and equipment			24,269																		24,826
Accrued income and other assets			84,590																		106,780
Total assets			$	2,043,541																	$	2,020,896
INTEREST BEARING LIABILITIES
Interest bearing demand deposits			$	375,123					$	56					0.06		%				$	330,586					$	45					0.05		%
Savings deposits			627,916						171						0.11		%				550,145						149						0.11		%
Time deposits			274,284						627						0.91		%				347,155						1,250						1.44		%
Federal funds purchased and repurchase agreements			46,029						8						0.07		%				52,239						11						0.08		%
Federal Home Loan Bank advances			10,000						47						1.88		%				84,725						389						1.84		%
Subordinated debt, net of unamortized issuance costs			29,188						266						3.65		%				9,551						83						3.48		%
Total interest bearing liabilities			1,362,540						1,175						0.34		%				1,374,401						1,927						0.56		%
NONINTEREST BEARING LIABILITIES
Demand deposits			470,139																		412,600
Other			15,237																		12,478
Shareholders’ equity			195,625																		221,417
Total liabilities and shareholders’ equity			$	2,043,541																	$	2,020,896
Net interest income (FTE)									$	15,198																	$	13,027
Net yield on interest earning assets (FTE)															3.16		%																2.79		%

			Six Months Ended
			June 30, 2022																		June 30, 2021
			Average Balance						Tax Equivalent Interest						Average Yield / Rate						Average Balance						Tax Equivalent Interest						Average Yield / Rate
INTEREST EARNING ASSETS
Loans			$	1,247,746					$	25,557					4.10		%				$	1,201,344					$	25,601					4.26		%
Taxable investment securities			448,405						3,642						1.62		%				236,099						2,305						1.95		%
Nontaxable investment securities			105,507						1,895						3.59		%				127,157						2,311						3.63		%
Fed funds sold			4						—						1.12		%				3						—						0.01		%
Other			120,027						301						0.50		%				280,083						356						0.25		%
Total earning assets			1,921,689						31,395						3.27		%				1,844,686						30,573						3.31		%
NONEARNING ASSETS
Allowance for loan losses			(9,209)																		(9,574)
Cash and demand deposits due from banks			24,827																		28,787
Premises and equipment			24,364																		24,987
Accrued income and other assets			93,648																		109,898
Total assets			$	2,055,319																	$	1,998,784
INTEREST BEARING LIABILITIES
Interest bearing demand deposits			$	379,275					$	106					0.06		%				$	322,931					$	122					0.08		%
Savings deposits			621,661						330						0.11		%				540,776						298						0.11		%
Time deposits			282,172						1,354						0.96		%				357,466						2,692						1.51		%
Federal funds purchased and repurchase agreements			47,535						17						0.07		%				53,187						27						0.10		%
Federal Home Loan Bank advances			12,431						119						1.91		%				87,348						794						1.82		%
Subordinated debt, net of unamortized issuance costs			29,177						532						3.65		%				4,665						83						3.56		%
Total interest bearing liabilities			1,372,251						2,458						0.36		%				1,366,373						4,016						0.59		%
NONINTEREST BEARING LIABILITIES
Demand deposits			464,271																		397,959
Other			16,061																		13,311
Shareholders’ equity			202,736																		221,141
Total liabilities and shareholders’ equity			$	2,055,319																	$	1,998,784
Net interest income (FTE)									$	28,937																	$	26,557
Net yield on interest earning assets (FTE)															3.01		%																2.88		%

SELECTED FINANCIAL DATA (UNAUDITED)

(Dollars in thousands except per share amounts)

			Three Months Ended
			June 30 2022						March 31 2022						December 31 2021						September 30 2021						June 30 2021
PER SHARE
Basic earnings			$	0.70					$	0.63					$	0.63					$	0.59					$	0.58
Diluted earnings			$	0.69					$	0.62					$	0.63					$	0.58					$	0.57
Dividends			$	0.27					$	0.27					$	0.27					$	0.27					$	0.27
Tangible book value			$	18.85					$	19.56					$	21.61					$	21.87					$	21.73
Quoted market value
High			$	26.25					$	26.00					$	29.00					$	26.74					$	23.90
Low			$	23.00					$	24.50					$	24.75					$	22.55					$	21.00
Close (1)			$	24.80					$	25.85					$	25.50					$	26.03					$	23.00
Common shares outstanding (1)			7,553,113						7,542,758						7,532,641						7,926,610						7,946,658
Average number of common shares outstanding			7,545,001						7,533,711						7,570,961						7,932,227						7,944,455
Average number of diluted common shares outstanding			7,650,145						7,639,688						7,679,019						8,044,572						8,063,164
PERFORMANCE RATIOS
Return on average total assets			1.04		%				0.92		%				0.96		%				0.91		%				0.91		%
Return on average shareholders' equity			10.83		%				9.02		%				8.83		%				8.35		%				8.35		%
Return on average tangible shareholders' equity			14.38		%				11.72		%				11.31		%				10.65		%				10.69		%
Net interest margin yield (FTE)			3.16		%				2.86		%				2.86		%				2.85		%				2.79		%
ASSETS UNDER MANAGEMENT (1)
Loans sold with servicing retained			$	273,294					$	275,556					$	278,844					$	285,392					$	290,033
Assets managed by Isabella Wealth			$	454,535					$	501,829					$	516,243					$	491,784					$	493,287
Total assets under management			$	2,776,202					$	2,838,318					$	2,827,245					$	2,859,877					$	2,814,727
ASSET QUALITY (1)
Nonaccrual status loans			$	540					$	747					$	1,245					$	3,077					$	3,329
Performing troubled debt restructurings			$	21,905					$	22,335					$	25,276					$	26,189					$	26,785
Foreclosed assets			$	241					$	187					$	211					$	348					$	365
Net loan charge-offs (recoveries)			$	(11)					$	(64)					$	71					$	160					$	(58)
Nonperforming loans to gross loans			0.05		%				0.06		%				0.10		%				0.25		%				0.28		%
Nonperforming assets to total assets			0.05		%				0.05		%				0.08		%				0.18		%				0.19		%
Allowance for loan and lease losses to gross loans			0.76		%				0.76		%				0.70		%				0.73		%				0.78		%
CAPITAL RATIOS (1)
Shareholders' equity to assets			9.31		%				9.50		%				10.39		%				10.64		%				10.88		%
Tier 1 leverage			8.38		%				8.12		%				7.97		%				8.37		%				8.46		%
Common equity tier 1 capital			12.44		%				12.83		%				12.07		%				13.07		%				13.81		%
Tier 1 risk-based capital			12.44		%				12.83		%				12.07		%				13.07		%				13.81		%
Total risk-based capital			15.33		%				15.84		%				14.94		%				16.03		%				17.00		%

(1) At end of period

			Six Months Ended
			June 30 2022						June 30 2021						June 30 2020
PER SHARE
Basic earnings			$	1.33					$	1.26					$	0.91
Diluted earnings			$	1.31					$	1.24					$	0.90
Dividends			$	0.54					$	0.54					$	0.54
Tangible book value			$	18.85					$	21.73					$	21.52
Quoted market value
High			$	26.25					$	23.90					$	24.50
Low			$	23.00					$	19.45					$	15.60
Close (1)			$	24.80					$	23.00					$	18.25
Common shares outstanding (1)			7,553,113						7,946,658						7,977,019
Average number of common shares outstanding			7,539,799						7,956,889						7,927,298
Average number of diluted common shares outstanding			7,645,357						8,075,763						8,081,475
PERFORMANCE RATIOS
Return on average total assets			0.98		%				1.00		%				0.78		%
Return on average shareholders' equity			9.89		%				9.06		%				6.67		%
Return on average tangible shareholders' equity			13.00		%				11.61		%				4.30		%
Net interest margin yield (FTE)			3.01		%				2.88		%				2.95		%
ASSETS UNDER MANAGEMENT (1)
Loans sold with servicing retained			$	273,294					$	290,033					$	263,332
Assets managed by Isabella Wealth			$	454,535					$	493,287					$	395,214
Total assets under management			$	2,776,202					$	2,814,727					$	2,571,773
ASSET QUALITY (1)
Nonaccrual status loans			$	540					$	3,329					$	5,319
Performing troubled debt restructurings			$	21,905					$	26,785					$	20,536
Foreclosed assets			$	241					$	365					$	776
Net loan charge-offs (recoveries)			$	(75)					$	(108)					$	(45)
Nonperforming loans to gross loans			0.05		%				0.28		%				0.42		%
Nonperforming assets to total assets			0.05		%				0.19		%				0.33		%
Allowance for loan and lease losses to gross loans			0.76		%				0.78		%				0.69		%
CAPITAL RATIOS (1)
Shareholders' equity to assets			9.31		%				10.88		%				11.50		%
Tier 1 leverage			8.38		%				8.46		%				8.86		%
Common equity tier 1 capital			12.44		%				13.81		%				12.90		%
Tier 1 risk-based capital			12.44		%				13.81		%				12.90		%
Total risk-based capital			15.33		%				17.00		%				13.60		%

(1) At end of period

SUPPLEMENTAL BALANCE SHEET DATA (UNAUDITED)

(Dollars in thousands)

			June 30 2022						March 31 2022						December 31 2021						September 30 2021						June 30 2021
Commercial			$	772,567					$	727,614					$	807,439					$	757,993					$	723,888
Agricultural			94,726						88,169						93,955						93,782						95,197
Residential real estate			329,795						328,559						326,361						321,620						312,567
Consumer			74,822						74,029						73,282						75,163						75,011
Gross loans			$	1,271,910					$	1,218,371					$	1,301,037					$	1,248,558					$	1,206,663

			June 30 2022						March 31 2022						December 31 2021						September 30 2021						June 30 2021
Noninterest bearing demand deposits			$	488,110					$	461,473					$	448,352					$	430,950					$	428,410
Interest bearing demand deposits			370,284						387,187						364,563						374,137						326,971
Savings deposits			635,397						635,195						596,662						572,136						549,134
Certificates of deposit			265,477						279,708						297,696						312,027						326,214
Internet certificates of deposit			598						598						3,066						3,066						5,777
Total deposits			$	1,759,866					$	1,764,161					$	1,710,339					$	1,692,316					$	1,636,506

			June 30 2022						March 31 2022						December 31 2021						September 30 2021						June 30 2021
U.S. Treasury			$	214,474					$	218,268					$	209,703					$	192,069					$	132,593
States and political subdivisions			119,649						114,015						121,205						128,689						130,960
Auction rate money market preferred			2,497						2,867						3,242						3,246						3,260
Mortgage-backed securities			45,796						49,578						56,148						62,030						68,155
Collateralized mortgage obligations			167,572						152,441						92,301						100,767						109,294
Corporate			7,602						7,750						8,002						7,583						4,192
Available-for-sale securities, at fair value			$	557,590					$	544,919					$	490,601					$	494,384					$	448,454

			June 30 2022						March 31 2022						December 31 2021						September 30 2021						June 30 2021
Securities sold under agreements to repurchase without stated maturity dates			$	47,247					$	51,353					$	50,162					$	67,519					$	62,274
Federal Home Loan Bank advances			10,000						10,000						20,000						60,000						70,000
Subordinated debt, net of unamortized issuance costs			29,203						29,181						29,158						29,136						29,121
Total borrowed funds			$	86,450					$	90,534					$	99,320					$	156,655					$	161,395

SUPPLEMENTAL STATEMENTS OF INCOME DATA (UNAUDITED)

(Dollars in thousands)

			Three Months Ended June 30												Six Months Ended June 30
			2022						2021						2022						2021
Service charges and fees
ATM and debit card fees			$	1,202					$	1,127					$	2,295					$	2,126
Service charges and fees on deposit accounts			631						481						1,240						917
Net OMSR income (loss)			213						(68)						477						(100)
Freddie Mac servicing fee			167						181						338						395
Other fees for customer services			71						109						143						187
Total service charges and fees			2,284						1,830						4,493						3,525
Wealth management fees			784						806						1,538						1,502
Earnings on corporate owned life insurance policies			222						190						432						376
Net gain on sale of mortgage loans			170						375						394						1,120
Other			135						114						285						324
Total noninterest income			$	3,595					$	3,315					$	7,142					$	6,847

			Three Months Ended June 30												Six Months Ended June 30
			2022						2021						2022						2021
Compensation and benefits			$	6,037					$	5,700					$	12,111					$	11,577
Furniture and equipment			1,442						1,327						2,892						2,700
Occupancy			929						915						1,895						1,860
Other
Audit, consulting, and legal fees			605						452						1,154						888
ATM and debit card fees			508						462						942						879
Marketing costs			364						238						603						447
Donations and community relations			139						108						426						254
Memberships and subscriptions			207						217						424						428
Loan underwriting fees			215						200						397						390
Director fees			187						180						388						339
FDIC insurance premiums			131						129						256						360
All other			897						567						1,493						1,190
Total other noninterest expenses			3,253						2,553						6,083						5,175
Total noninterest expenses			$	11,661					$	10,495					$	22,981					$	21,312