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Minimum Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2022
Banking Regulation, Risk-Based Information [Abstract] |
Summary of compliance with regulatory capital requirements | Our actual capital amounts and ratios are also presented in the table.
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2022 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 190,060 |  |  | 14.07 | % |  | $ | 94,565 |  |  | 7.00 | % |  | $ | 87,811 |  |  | 6.50 | %
Consolidated | 175,112 |  |  | 12.91 | % |  | 94,948 |  |  | 7.00 | % |  | N/A |  | N/A
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 190,060 |  |  | 14.07 | % |  | 114,829 |  |  | 8.50 | % |  | 108,075 |  |  | 8.00 | %
Consolidated | 175,112 |  |  | 12.91 | % |  | 115,295 |  |  | 8.50 | % |  | N/A |  | N/A
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 199,910 |  |  | 14.80 | % |  | 141,848 |  |  | 10.50 | % |  | 135,093 |  |  | 10.00 | %
Consolidated | 214,207 |  |  | 15.79 | % |  | 142,423 |  |  | 10.50 | % |  | N/A |  | N/A
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 190,060 |  |  | 9.36 | % |  | 81,181 |  |  | 4.00 | % |  | 101,476 |  |  | 5.00 | %
Consolidated | 175,112 |  |  | 8.61 | % |  | 81,392 |  |  | 4.00 | % |  | N/A |  | N/A
| Actual |  | Minimum Capital Requirement |  | Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
| Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2021 |  |  |  |  |  |  |  |  |  |  |
Common equity Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | $ | 171,255 |  |  | 12.91 | % |  | $ | 92,849 |  |  | 7.00 | % |  | $ | 86,217 |  |  | 6.50 | %
Consolidated | 160,871 |  |  | 12.07 | % |  | 93,297 |  |  | 7.00 | % |  | N/A |  | N/A
Tier 1 capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 171,255 |  |  | 12.91 | % |  | 112,746 |  |  | 8.50 | % |  | 106,114 |  |  | 8.00 | %
Consolidated | 160,871 |  |  | 12.07 | % |  | 113,289 |  |  | 8.50 | % |  | N/A |  | N/A
Total capital to risk weighted assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 180,358 |  |  | 13.60 | % |  | 139,274 |  |  | 10.50 | % |  | 132,642 |  |  | 10.00 | %
Consolidated | 199,132 |  |  | 14.94 | % |  | 139,945 |  |  | 10.50 | % |  | N/A |  | N/A
Tier 1 capital to average assets |  |  |  |  |  |  |  |  |  |  |
Isabella Bank | 171,255 |  |  | 8.54 | % |  | 80,171 |  |  | 4.00 | % |  | 100,214 |  |  | 5.00 | %
Consolidated | 160,871 |  |  | 7.97 | % |  | 80,733 |  |  | 4.00 | % |  | N/A |  | N/A

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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